Aber & Leedy Wealth Management, the flagship private wealth advisory practice at the Punta Gorda Branch of Merrill Lynch Wealth Management (operating under SEC-registered fiduciary Investment Adviser and broker-dealer Merrill Lynch, Pierce, Fenner & Smith Incorporated, CRD #7691, SEC File #801-14235), is located at 1190 West Marion Avenue, Suite 1, in Punta Gorda, Charlotte County, Florida (ZIP 33950). Positioned along the West Marion Avenue waterfront corridor immediately east of Fishermen's Village, the Isles Yacht Club, and the entrance to Punta Gorda Isles, the practice is co-founded and led by Managing Director and Wealth Management Advisor Judith ('Judi') A. Aber, CFP® (Individual CRD #2700373, NMLS #521056; repeatedly recognized on the Forbes Best-in-State Wealth Advisors list with over 35 years of banking and wealth management experience) and First Vice President, Senior Resident Director, and Wealth Management Advisor Jeffrey ('Jeff') L. Leedy, CRPC™ (serving with Merrill Lynch since 1999 and Resident Director of the Punta Gorda office since 2008), alongside Punta Gorda Financial Advisors Christina Anastasia Simonyi (Individual CRD #6871904) and Michael Thomas Sheppard Jr. (Individual CRD #7893112).

Uniting Certified Financial Planner™ (CFP®) and Chartered Retirement Planning Counselor™ (CRPC™) credentials with Bank of America Private Bank and Merrill Lynch Trust Company resources, Aber & Leedy Wealth Management specializes in multi-generational wealth preservation, retirement cash-flow engineering, and concentrated-stock tax management for retirees and waterfront families across Punta Gorda Isles, Burnt Store Isles, Burnt Store Marina, Historic Downtown Punta Gorda, Deep Creek, and Port Charlotte. The team regularly assists retiring healthcare professionals, business owners, and public-sector leaders from the City of Punta Gorda, Charlotte County Government, Charlotte County Public Schools, and the Charlotte County Sheriff's Office in comparing Florida Retirement System (FRS) Pension survivorship options against Investment Plan distributions and executing tax-free Deferred Retirement Option Program (DROP) lump-sum rollovers.

To protect retirees' purchasing power and shield retirement cash flow from avoidable federal taxes, Judi Aber, CFP® and Jeff Leedy, CRPC™ coordinate SECURE 2.0 Act Required Minimum Distribution (RMD) schedules (ages 73–75), multi-year Roth conversions, custom municipal bond ladders, and Qualified Charitable Distributions (QCDs) designed to keep Modified Adjusted Gross Income below two-year lookback Medicare Part B and Part D IRMAA surcharge thresholds alongside AAASWFL (PSA 8) SHINE Medicare counseling (1-866-413-5337). The West Marion Avenue office also works closely with Twentieth Judicial Circuit elder law and estate planning attorneys to align revocable living trusts, model long-term care and CCRC entrance-fee reserves (such as South Port Square in Port Charlotte), and help relocating homeowners document Florida domicile and AGI with the Charlotte County Property Appraiser (Paul L. Polk, CFA — 410 Taylor St, Punta Gorda, FL 33950 & 18500 Murdock Cir, Port Charlotte, FL 33948) for the $50,000 Homestead Exemption, 3% Save Our Homes portability, and the Age 65+ Additional $50,000 Senior Homestead Exemption.