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Financial ServicesRetirement Planning✓ Verified
Starke, Bradford County
Last verified: Thursday, October 22, 2026
Bradford County Farm Bureau Financial & Retirement Services — Ricky Dugger, Agency Manager (Starke Office)
About This Organization

Located on US Highway 301 North at 2270 North Temple Avenue, Starke, FL 32091 ((904) 964-6369, less than half a mile north of the Bradford County Senior Center), the Bradford County Farm Bureau Office (Bradford County Farm Bureau, Inc., Florida Sunbiz Doc# N12000008250) and Agency Manager Richard 'Ricky' Dugger (Richard Dugger Insurance, Inc., Sunbiz Doc# P18000033720, Florida Department of Financial Services licensed Life, Health & Variable Annuity agent) provide Bradford County retirees, farm families, and rural landowners with guaranteed fixed-income retirement annuities, Traditional and Roth IRA annuities, final-expense and whole life estate liquidity policies, long-term care insurance solutions, and multi-generational farm and homestead succession protection backed by Southern Farm Bureau Life Insurance Company (NAIC #68896, FLOIR Licensed, Sunbiz Doc# 814141).

Official Verification Sources: Florida Farm Bureau — Bradford County Office (2270 N Temple Ave, Starke, FL); Southern Farm Bureau Life Insurance Company — Retirement Annuities & Estate Planning (NAIC #68896); Florida Sunbiz Entities — Bradford County Farm Bureau (#N12000008250) & Richard Dugger Insurance, Inc. (#P18000033720)

Verified State & Regulatory Credentials
Florida DFS Licensed Life, Health & Annuity Agency & FLOIR Authorized Insurer: Sunbiz Doc# P18000033720 (Richard Dugger Insurance, Inc.) | Sunbiz #N12000008250 (Bradford County Farm Bureau)Status: Active — Florida DFS & FLOIR Regulated Retirement & Insurance Agency

Issuer: Florida Department of Financial Services (DFS) & Florida Office of Insurance Regulation (FLOIR)

Notes: Verified Bradford County Farm Bureau office at 2270 N Temple Ave, Starke, FL 32091 ((904) 964-6369), led by Agency Manager Richard 'Ricky' Dugger (#P18000033720) with retirement annuities issued by Southern Farm Bureau Life Insurance Company (NAIC #68896 / Sunbiz #814141).

Services Offered
Fixed & Indexed Retirement Annuities & Guaranteed Lifetime Income Riders (Southern Farm Bureau Life NAIC #68896)
Traditional IRA, Roth IRA & 401(k)/DROP Rollover Annuity Contracts
Final Expense Whole Life, Estate Liquidity & Legacy Life Insurance for Seniors
Rural Homestead, Timberland & Multi-Generational Farm Succession Risk Management
Long-Term Care Insurance & Medicare Supplement / Medigap Coordination
In-Person Beneficiary Reviews & Estate Claim Assistance in Starke (32091)
Frequently Asked Questions

Factual details and direct answers about Bradford County Farm Bureau Financial & Retirement Services — Ricky Dugger, Agency Manager (Starke Office)'s services, licensing, and credentials.

What retirement and estate-planning financial products are offered at the Bradford County Farm Bureau office on North Temple Avenue in Starke?

Located at 2270 North Temple Avenue, Starke, FL 32091 ((904) 964-6369), Agency Manager Ricky Dugger and the Bradford County Farm Bureau team help retirees establish principal-protected fixed and IRA annuities through Southern Farm Bureau Life Insurance Company (NAIC #68896), as well as whole life policies for final expenses and farm/estate equalization.

How can life insurance or annuities help a Bradford County family avoid forced sales of inherited rural land or timber acreage?

When one child wishes to keep working a Bradford County farm or homestead while other heirs prefer cash inheritances, tax-free life insurance proceeds and designated annuity beneficiaries provide immediate estate liquidity without forcing the family to subdivide or sell rural acreage.

Contact Information
Address
2270 N Temple Ave, Starke, FL 32091
Hours
Mon-Fri 8:30am-5:00pm
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Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.