Situated in historic downtown Port St. Joe one block off Reid Avenue at 150 Avenue A, Port St. Joe, FL 32456 ((850) 229-2101 / (888) 671-0400), the Port St. Joe branch of Capital City Bank (FDIC Certificate #9622, ABA Routing #063100688, Florida Sunbiz Doc# G75579; parent holding company Capital City Bank Group, Inc., Sunbiz Doc# G13015 / #K02131, founded 1895) combines full-service FDIC commercial banking with state-chartered corporate fiduciary trust administration and FINRA/SEC-regulated retirement wealth management. Through Capital City Trust Company (Florida Sunbiz Doc# P94000090624, Trust Desk (850) 402-7750), Gulf County families can appoint an institutional corporate trustee, co-trustee, or personal representative for revocable living trusts, irrevocable trusts, special needs trusts, and 14th Judicial Circuit probate estate settlements. Concurrently, Capital City Investments / Capital City Strategic Wealth provides fiduciary investment management and retirement income planning through dual-registered SEC investment adviser and FINRA/SIPC broker-dealer LPL Financial LLC (Firm CRD #6413 / SEC File #801-10970, Sunbiz Doc# M11000000644)—represented directly at the Port St. Joe branch by Financial Advisor Benjamin Alfons 'Ben' Welter, CPFA® (Individual CRD #4987337, Certified Plan Fiduciary Advisor®, Series 7, 63, and 65 licenses, 18+ years experience since 2007, 0 regulatory disclosures) alongside regional Panama City team leads Noah Hill King, CFP®, AAMS®, APMA® (Individual CRD #6157227, 0 disclosures) and Joe Tom King Jr. (Individual CRD #269945, (850) 404-6067). The team specializes in Florida Retirement System (FRS) Pension and DROP lump-sum rollovers for Gulf County School District educators, county/municipal workers, and state corrections retirees, SECURE 2.0 RMD scheduling, and tax-exempt municipal bond ladders.
Official Verification Sources: FDIC BankFind Suite — Capital City Bank (FDIC Certificate #9622 — 150 Avenue A, Port St. Joe); FINRA BrokerCheck — Benjamin Alfons Welter, CPFA® (CRD #4987337) & Noah Hill King, CFP® (CRD #6157227); Capital City Strategic Wealth & Capital City Trust Company — Official Portal
Issuer: Federal Deposit Insurance Corporation (FDIC) & Florida Office of Financial Regulation (OFR)
Notes: Verified 2026-10-26: Capital City Bank (FDIC Cert #9622, Sunbiz #G75579) operates its Port St. Joe branch at 150 Avenue A, Port St. Joe, FL 32456 ((850) 229-2101), with corporate fiduciary trust administration delivered by Capital City Trust Company (Sunbiz #P94000090624, (850) 402-7750).
Issuer: U.S. Securities and Exchange Commission (SEC) / FINRA / CFP Board
Notes: Verified 2026-10-26: Benjamin Alfons 'Ben' Welter, CPFA® (Ind. CRD #4987337, Series 7, 63, 65, 0 disclosures) is the assigned Capital City Investments / LPL Financial (CRD #6413 / SEC #801-10970) advisor for 150 Avenue A, Port St. Joe, FL 32456, collaborating with regional CFP® advisor Noah Hill King (CRD #6157227, 0 disclosures).
Factual details and direct answers about Capital City Bank — Port St. Joe Avenue A Branch, Capital City Strategic Wealth (Benjamin A. 'Ben' Welter, CPFA® & Noah H. King, CFP®, AAMS®, APMA® — LPL Financial) & Capital City Trust Company's services, licensing, and credentials.
Who is the registered wealth advisor for Capital City Bank's Port St. Joe branch at 150 Avenue A?
At Capital City Bank's Port St. Joe branch at 150 Avenue A, Port St. Joe, FL 32456 ((850) 229-2101), Capital City Investments / Capital City Strategic Wealth is served by Certified Plan Fiduciary Advisor® Benjamin Alfons 'Ben' Welter, CPFA® (FINRA/SEC CRD #4987337, 18+ years experience, 0 disclosures) alongside regional Certified Financial Planner™ Noah Hill King, CFP®, AAMS®, APMA® (CRD #6157227, (850) 404-6067) through SEC-registered LPL Financial LLC (CRD #6413 / SEC #801-10970).
Can Gulf County families appoint a corporate trustee locally at Capital City Bank in Port St. Joe?
Yes. Through Capital City Trust Company (Florida Sunbiz Doc #P94000090624, Trust Desk (850) 402-7750) and the 150 Avenue A branch in Port St. Joe, Gulf County retirees can name an institutional corporate trustee or successor trustee to manage revocable living trusts, survivor trusts, and 14th Judicial Circuit probate estates.
Connect with complementary legal, financial, and residential providers serving seniors in Port St. Joe and Gulf County.
Novak Law Group, PLLC (Jeremy T.M. Novak, Esq. — Gulf County Attorney) & Rish & Gibson, P.A. (Thomas S. Gibson, Esq.) — Port St. Joe Probate, Estate Planning, Trust & Real Property Counsel
Port St. Joe, Gulf County
(850) 229-4700
Port St. Joe USDA Section 515 & FHFC LIHTC Apartments — Pine Ridge Apartments, Liberty Manor Apartments, Gateway of St. Joe & Bridgeport (32456)
Port St. Joe, Gulf County
(850) 227-7451
Shores Nursing and Rehab Center (Formerly The Bridge at Bay St. Joe — #SNF1038096) & Our Home at Beacon Hill ALF (#AL10713) — Port St. Joe In-County Long-Term Care
Port St. Joe, Gulf County
(850) 229-8244
Expert guidance, benefit eligibility rules, and state protections for older Florida residents and family caregivers.
Centennial Bank — Port St. Joe & Wewahitchka In-County Branches & Centennial Financial Services (Crowley Wealth / Ameriprise Financial Services, LLC)
Port St. Joe, Gulf County
Farnsley Wealth Management, LLC (Aaron S. Farnsley, CFP®, AIF®, MBA — Osaic Wealth) & Woodrick Financial (Walter L. Woodrick, CFP® — LPL Financial) — Port St. Joe In-County CFP® Advisory Practices (with San Blas Capital, LLC)
Port St. Joe, Gulf County
Roberson & Associates, P.A. — Ralph Christian 'Chris' Roberson, CPA (Port St. Joe In-County CPA Firm; Cross-Ref: Michael D. McKenzie, CPA, Beverly A. Smith, CPA, Tipton Marler & Carr Riggs & Ingram)
Port St. Joe, Gulf County
SHINE (Serving Health Insurance Needs of Elders) — Gulf County Senior Citizens Association (Port St. Joe & Wewahitchka Senior Centers), Public Libraries & Advantage Aging Solutions (PSA 2)
Port St. Joe, Gulf County
Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.