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Financial ServicesRetirement Planning✓ Verified
Cross City, Dixie County
Last verified: Sunday, October 25, 2026
Capital City Strategic Wealth & Capital City Trust Company — Daniel D. 'Danny' Etheridge, CRPC®, CKA® (Cross City & Fanning Springs In-Branch Advisory)
About This Organization

In-county fiduciary retirement income planning, FRS DROP/pension rollover guidance, and state-chartered corporate trust administration serving Dixie County retirees at the Capital City Bank — Cross City Office (294 NE 210th Ave / 16552 SE US Hwy 19, Cross City, FL 32628, (352) 541-6160) and the Suwannee River bridge office 2 miles east of Old Town (7240 SW US Hwy 19, Fanning Springs, FL 32693, (352) 463-6537). Advisory services are led by Senior Financial Advisor Daniel D. 'Danny' Etheridge, CRPC®, CKA® (Individual FINRA/SEC CRD #6189560, active since 2013 with 0 regulatory disclosures, Chartered Retirement Planning Counselor™ and Certified Kingdom Advisor®, dual-registered as an Investment Adviser Representative and General Securities Representative with LPL Financial LLC, Firm CRD #6413 / SEC File #801-10970, direct regional desk (352) 493-2571). For Dixie County families requiring an institutional corporate fiduciary, Capital City Trust Company (Florida Sunbiz Document #P94000090624, regulated by the Florida Office of Financial Regulation under F.S. Chapter 660) provides professional administration of revocable and irrevocable trusts, special needs trusts, timberland/agricultural family legacies, and 3rd Judicial Circuit probate estates.

Official Verification Sources: FINRA BrokerCheck — Daniel D. 'Danny' Etheridge, CRPC®, CKA® (CRD #6189560); Capital City Strategic Wealth & Capital City Trust Company Overview; SEC Investment Adviser Public Disclosure — LPL Financial LLC (CRD #6413 / SEC #801-10970)

Verified State & Regulatory Credentials
FINRA / SEC Investment Adviser Representative & Chartered Retirement Planning Counselor™ (CRPC®): Daniel D. Etheridge, CRPC®, CKA® (Ind. CRD #6189560, 0 Disclosures) | LPL Financial LLC (CRD #6413 / SEC #801-10970)Status: Active Registered Investment Adviser & Broker — 0 Regulatory Disclosures (Serving Cross City & Old Town)

Issuer: U.S. Securities and Exchange Commission (SEC), FINRA & College for Financial Planning

Notes: Verified 2026-10-26 via FINRA BrokerCheck: Daniel D. Etheridge (CRD #6189560, active since 2013, 0 disclosures) serves Capital City Bank's Cross City (294 NE 210th Ave), Fanning Springs (7240 SW US Hwy 19), Trenton, and Chiefland offices.

Florida Office of Financial Regulation (OFR) State-Chartered Trust Company: Capital City Trust Company | Sunbiz Doc# P94000090624 | F.S. Chapter 660 Corporate FiduciaryStatus: Active Florida State-Chartered Corporate Trust Company

Issuer: Florida Office of Financial Regulation (OFR) & Florida Department of State

Notes: Verified 2026-10-26: Capital City Trust Company (Sunbiz Doc# P94000090624) provides corporate fiduciary and trust administration across Capital City Bank's Cross City and Suwannee River valley branches.

Services Offered
In-County Retirement Planning at Capital City Bank Cross City (294 NE 210th Ave, (352) 541-6160) & Fanning Springs ((352) 463-6537)
Chartered Retirement Planning Counselor™ (CRPC®) Guidance — Daniel D. 'Danny' Etheridge (CRD #6189560, 0 Disclosures)
Florida Retirement System (FRS) Pension vs. Investment Plan & DROP Lump-Sum Rollover Analysis for County/School Retirees
Required Minimum Distribution (RMD) Tax-Efficient Withdrawal Strategies & Fixed/Indexed Annuity Reviews
Corporate Trustee, Special Needs Trust & Estate Settlement via Capital City Trust Company (Sunbiz #P94000090624, F.S. Ch. 660)
Values-Based & Charitable Legacy Estate Coordination (Certified Kingdom Advisor® — CKA®)
Frequently Asked Questions

Factual details and direct answers about Capital City Strategic Wealth & Capital City Trust Company — Daniel D. 'Danny' Etheridge, CRPC®, CKA® (Cross City & Fanning Springs In-Branch Advisory)'s services, licensing, and credentials.

Can Dixie County school board, county government, or Department of Corrections retirees meet with a CRPC® advisor in Cross City to plan their FRS DROP rollover?

Yes. Daniel D. 'Danny' Etheridge, CRPC®, CKA® (FINRA/SEC CRD #6189560, 0 disclosures) with Capital City Strategic Wealth meets with Dixie County retirees by appointment right inside the Capital City Bank Cross City office at 294 NE 210th Avenue ((352) 541-6160 / direct desk (352) 493-2571) and at the Fanning Springs Suwannee River branch (7240 SW US Hwy 19, (352) 463-6537) to model Florida Retirement System (FRS) DROP payouts, IRA rollovers, and monthly retirement income streams.

What does Capital City Trust Company provide for Dixie County seniors with family trusts or special needs beneficiaries?

Chartered under Florida Statute Chapter 660 (Sunbiz #P94000090624), Capital City Trust Company serves as an impartial corporate trustee, co-trustee, or personal representative—handling fiduciary accounting, tax reporting, investment management, and distributions for revocable living trusts and Medicaid-compliant special needs trusts.

Contact Information
Address
294 NE 210th Ave, Cross City, FL 32628
Hours
Mon-Fri 8:30am-5:00pm (Cross City Branch Appointments: (352) 541-6160 | Fanning Springs Branch: (352) 463-6537 | Direct Advisory Desk: (352) 493-2571)
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Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.