Because the Town of Altha (32421), unincorporated Clarksville (32430), and Kinard (32449) have zero physical commercial bank branches, 100% of Calhoun County's brick-and-mortar FDIC-insured commercial banking, retirement Certificate of Deposit (CD), Qualified Income Trust (Miller Trust) checking, and 14th Judicial Circuit probate/guardianship depository infrastructure is anchored by four full-service branches in downtown Blountstown (32424): (1) Centennial Bank — Blountstown Branch at 20734 Central Avenue East, Blountstown, FL 32424 ((850) 237-2800; FDIC Certificate #11241, Home BancShares, Inc., Florida Sunbiz Doc# F08000005141 / #F10000001053), paired with Centennial Bank Trust Services and Centennial Financial Services (Crowley Wealth)—an advisory practice of SEC-registered investment adviser and FINRA/SIPC broker-dealer Ameriprise Financial Services, LLC (Firm CRD #6363 / SEC File #801-28543, Sunbiz Doc# M05000005166) led by 32-year Private Wealth Advisor Kathleen Ann 'Kathy' Crowley, CFP® (Individual CRD #2383477, 0 disclosures, (850) 740-0672) and Grace Corinne Crowley Hardee (CRD #7869919, 0 disclosures); (2) PeoplesSouth Bank — Blountstown Branch at 20455 Central Avenue West, Blountstown, FL 32424 ((850) 674-5900; FDIC Certificate #21292 [also indexed historically under community bank ref #20935], PeoplesSouth Bancshares, Inc., Sunbiz Doc# F06000000695, https://www.peoplessouth.com); (3) Regions Bank — Blountstown Branch at 16723 SE Pear Street, Blountstown, FL 32424 ((850) 214-2120; FDIC Certificate #12368, Sunbiz Doc# F95000001450), integrated with Regions Investment Solutions (offered through Cetera Investment Services LLC, Firm CRD #15340, and Cetera Investment Advisers LLC, Firm CRD #105644 / SEC File #801-56629) and Regions Private Wealth Management; and (4) Ameris Bank — Blountstown Branch at 17214 Main Street North, Blountstown, FL 32424 ((850) 237-1000; FDIC Certificate #20504 / #16480, Sunbiz Doc# F06000001463, https://www.amerisbank.com). Together, these four Blountstown banks provide Calhoun County retirees with FDIC-insured Traditional and Roth IRA CDs (separately insured up to $250,000), multi-million-dollar IntraFi Network Deposits (CDARS/ICS) sweep protection for timberland/farm sales and Florida Retirement System (FRS) DROP lump sums, safe deposit vaults, and in-branch Medallion Signature Guarantees (acceptsMedicaid: false).
Official Verification Sources: FDIC BankFind Suite — Centennial Bank (#11241), PeoplesSouth Bank (#21292), Regions Bank (#12368) & Ameris Bank (#20504); Centennial Bank & Centennial Financial Services (Ameriprise CRD #6363 — Kathy Crowley, CFP® CRD #2383477); PeoplesSouth Bank (20455 Central Ave W, Blountstown) & Ameris Bank (17214 Main St N, Blountstown)
Issuer: Federal Deposit Insurance Corporation (FDIC) & Florida Office of Financial Regulation
Notes: Verified 2026-10-26 via FDIC BankFind Suite & Sunbiz: Calhoun County hosts 4 active FDIC bank branches, all in Blountstown (32424): Centennial Bank (20734 Central Ave E, (850) 237-2800, FDIC #11241), PeoplesSouth Bank (20455 Central Ave W, (850) 674-5900, FDIC #21292), Regions Bank (16723 SE Pear St, (850) 214-2120, FDIC #12368), and Ameris Bank (17214 Main St N, (850) 237-1000, FDIC #20504). Altha (32421), Clarksville (32430), and Kinard (32449) have 0 commercial bank branches.
Issuer: U.S. Securities and Exchange Commission (SEC) / FINRA / CFP Board
Notes: Verified 2026-10-26: Centennial Financial Services (Crowley Wealth) operates through Ameriprise Financial Services, LLC (CRD #6363, SEC #801-28543), led by Private Wealth Advisor Kathleen Ann 'Kathy' Crowley, CFP® (CRD #2383477, 0 disclosures, (850) 740-0672). Regions Investment Solutions operates through Cetera Investment Services LLC (CRD #15340) and Cetera Investment Advisers LLC (CRD #105644 / SEC #801-56629).
Factual details and direct answers about Blountstown In-County FDIC Commercial Banking & Retirement Depository Network — Centennial Bank (Centennial Financial Services / Ameriprise), PeoplesSouth Bank, Regions Bank (Regions Investment Solutions) & Ameris Bank's services, licensing, and credentials.
How many FDIC-insured bank branches operate inside Calhoun County, and is there a bank branch in Altha (32421)?
Calhoun County has four brick-and-mortar FDIC-insured commercial bank branches, all located in the county seat of Blountstown (32424): Centennial Bank at 20734 Central Ave E ((850) 237-2800, FDIC #11241), PeoplesSouth Bank at 20455 Central Ave W ((850) 674-5900, FDIC #21292), Regions Bank at 16723 SE Pear St ((850) 214-2120, FDIC #12368), and Ameris Bank at 17214 Main St N ((850) 237-1000, FDIC #20504). There is no commercial bank branch in Altha (32421), Clarksville (32430), or Kinard (32449), though Calhoun Liberty Credit Union operates local ATMs at 25683 N Main St in Altha and 16924 SW Demont Rd in Clarksville.
Can Blountstown retirees set up a Qualified Income Trust (Miller Trust) checking account or access CFP® wealth management through these local banks?
Yes. All four Blountstown commercial banks open non-interest-bearing checking accounts required to fund a Florida Medicaid Long-Term Care Qualified Income Trust (QIT / Miller Trust) as well as 14th Judicial Circuit estate and guardianship accounts. Additionally, Centennial Bank customers can access Certified Financial Planner™ Kathleen Ann 'Kathy' Crowley, CFP® (CRD #2383477, (850) 740-0672) through Centennial Financial Services / Ameriprise (CRD #6363), and Regions Bank customers can access Regions Investment Solutions (Cetera CRD #15340).
Connect with complementary legal, financial, and residential providers serving seniors in Blountstown and Calhoun County.
J. David House, P.A. (John David House, Esq.), Fuqua & Milton, P.A. (H. Matthew Fuqua, Esq. — Calhoun County & School Board Attorney), Carter Platt PLLC (Jeffrey S. Carter, Esq. — Blountstown City Attorney) & James P. Leonard, Esq. — Blountstown & Altha Probate, Estate Planning & Real Property Counsel
Blountstown, Calhoun County
(850) 674-5481
Northwest Florida Regional Housing Authority (NWFRHA — HUD PHA #FL015) — Blountstown Public Housing Community (1004 Fuqua Cir — 44 Units) & Calhoun County Section 8 Housing Choice Voucher Administration
Blountstown, Calhoun County
(850) 263-4442
River Valley Rehabilitation Center (AHCA #SNF12870961 — 150 Beds, CMS 5-Star) & Blountstown Health and Rehabilitation Center / Blountstown Center for Rehabilitation and Healing (AHCA #SNF1652096 — 96 Beds, CMS 5-Star) — Calhoun County's 246-Bed Skilled Nursing Hub
Blountstown, Calhoun County
(850) 674-5464
Expert guidance, benefit eligibility rules, and state protections for older Florida residents and family caregivers.
Strategic Planning Partners, LLC — Timothy J. Hummel, CFP® & John J. Langford (Kovack Advisors — SR-71 North Hub) & Joseph R. Durham (PlanMember Securities — Blountstown) — With Strategic Solutions Financial (ChFC®, CLTC®) & Stoutamire Financial (LPL)
Blountstown, Calhoun County
SR-71 North National Brokerage & Bank Wealth Hub — Edward Jones (David R. Carrel, AAMS™), Wells Fargo Advisors (Andrew M. Ewing), Truist Wealth (Brett M. Deavenport & Jason B. Davis) & Hancock Whitney Financial (James B. Craig & John J. Farrell)
Blountstown, Calhoun County
Calhoun Liberty Credit Union (NCUA #67431 — Blountstown Main Office, SR-71 South Drive-Thru & Altha / Clarksville ATMs) — With First Commerce Credit Union (#68301 / Six Pillars Financial CFP® Desk), Addition Financial / Envision CU & Emerald Coast FCU
Blountstown, Calhoun County
Frank (Bud) Guilford, Jr., CPA (DBPR Firm #AD0018008 — Frank 'Bud' Guilford, Jr., CPA #AC0012830 & Jessica Stallworth, CPA) & Stanley Horst, CPA (#AC0061808) — Blountstown In-County CPA & Fiduciary Tax Network (With Brown's Tax, H&R Block & Carr, Riggs & Ingram, LLC)
Blountstown, Calhoun County
Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.