Washington County's only locally headquartered depository financial institution—Community South Credit Union, chartered in Chipley in 1959 at 1044 Highway 90 East, Chipley, FL 32428 ((850) 638-8376, NCUA Charter #67434, NMLS #451247, Florida Sunbiz Doc# Q23000000063, FEI/EIN 59-0975325, Routing #263281542)—paired with Chipley's two additional full-service NCUA-insured credit union branches along Main Street (SR-77): Innovations Financial Credit Union at 976 Main Street, Chipley, FL 32428 ((850) 249-0384, NCUA Charter #68732, NMLS #422546, Sunbiz Doc# F01000000004) and Tyndall Federal Credit Union at 1440 Main Street, Chipley, FL 32428 ((850) 638-2155 / (850) 769-9999, NCUA Charter #10754, NMLS #597599). Together, these three NCUA-insured member-owned cooperatives provide Washington County retirees with up to $250,000 in federal Share Insurance coverage on regular accounts plus an additional $250,000 on Traditional and Roth Individual Retirement Accounts (IRAs), high-yield Share Certificates (CDs), Social Security and federal/state pension direct deposit, free notary and Medallion signature services, and senior fraud protection.
Official Verification Sources: Community South Credit Union — Corporate Headquarters (1044 Hwy 90 E, Chipley — NCUA #67434); Innovations Financial Credit Union — Chipley Branch (976 Main St — NCUA #68732); Tyndall Federal Credit Union — Chipley Branch (1440 Main St — NCUA #10754)
Issuer: National Credit Union Administration (NCUA) & Florida Office of Financial Regulation (OFR)
Notes: Verified 2026-10-23 via NCUA Credit Union Locator: (1) Community South Credit Union (Chartered 1959, Corporate HQ at 1044 Hwy 90 E, Chipley, FL 32428, (850) 638-8376, NCUA Charter #67434, NMLS #451247, Sunbiz #Q23000000063, EIN 59-0975325). (2) Innovations Financial Credit Union (Chipley Branch at 976 Main St, Chipley, FL 32428, (850) 249-0384, NCUA Charter #68732, NMLS #422546). (3) Tyndall Federal Credit Union (Chipley Branch at 1440 Main St, Chipley, FL 32428, (850) 638-2155, NCUA Charter #10754, NMLS #597599).
Factual details and direct answers about Community South Credit Union — Corporate Headquarters & Chipley Main Office (with Innovations Financial Credit Union & Tyndall Federal Credit Union Chipley Branches)'s services, licensing, and credentials.
Which financial institution has its corporate headquarters directly in Chipley, Washington County?
Community South Credit Union (NCUA Charter #67434, NMLS #451247), founded in Chipley in 1959, is headquartered at 1044 Highway 90 East, Chipley, FL 32428 ((850) 638-8376). It is the only bank or credit union with its corporate headquarters inside Washington County.
How are retiree IRA and CD deposits insured at Community South, Innovations, and Tyndall credit unions in Chipley?
All three Chipley credit unions—Community South Credit Union (#67434), Innovations Financial Credit Union (#68732 at 976 Main Street), and Tyndall Federal Credit Union (#10754 at 1440 Main Street)—are federally insured by the National Credit Union Administration (NCUA), protecting regular share and certificate deposits up to $250,000 per member and insuring Traditional and Roth IRA retirement accounts separately up to an additional $250,000.
Connect with complementary legal, financial, and residential providers serving seniors in Chipley and Washington County.
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Southern Financial Group — Josh W. Parrish & Wayne White (J.W. Cole Financial, Inc. / Southern Financial Group, LLC — Chipley Office)
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Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.