CompassPoint Wealth Management Group of Raymond James is a premier fiduciary retirement planning and private wealth management team located at the Raymond James & Associates, Inc. (Firm CRD #705, SEC File #801-10418) Downtown Panama City branch at 101 W 5th Street, Panama City, Bay County, Florida (ZIP 32401). Led by Senior Vice President of Investments Heather Lee McCurley Noyes, CFP® (Individual CRD #2823741)—a Panama City native who has advised Northwest Florida retirees since 1998—alongside Financial Advisor Ashtin Noyes Johnson, CFP®, AAMS® (a former Lockheed Martin systems engineer with a B.S. in Mechanical Engineering from Florida Tech) and branch colleague Beverly Shean Hager, AAMS®, CPFA™, the team delivers deeply analytical retirement income engineering for Bay County families.

Positioned at the corner of Harrison Avenue and W 5th Street in Downtown Panama City just blocks from the Bay County Courthouse, CompassPoint Wealth Management Group specializes in federal civil service (FERS/CSRS), Thrift Savings Plan (TSP), and military/defense contractor retirement transitions for personnel at Tyndall Air Force Base and Naval Support Activity (NSA) Panama City / Naval Surface Warfare Center Panama City Division. The team also structures Florida Retirement System (FRS) Pension and DROP lump-sum rollovers for Bay District Schools and county employees, SECURE 2.0 Act Required Minimum Distribution (RMD) tax optimization, Medicare IRMAA bracket management, long-term care insurance funding, and multi-generational estate and trust coordination.