Situated directly on the southwestern DeSoto County corridor at 12653 SW County Road 769 (Kings Highway), Suite B, Lake Suzy, FL 34269 (`(941) 743-6495`), **CPA Financial Advisor, Inc.** (`Florida Sunbiz Doc# P12000093992`) is a premier tax-integrated fiduciary wealth management and retirement planning practice serving retirees in Lake Suzy (`34266`/`34269`), Fort Ogden (`34267`), and Arcadia (`34266`). Founded and led by Principal **Eugene Perry Heitman II, CPA, CFP®** (`FINRA/SEC Individual CRD# 4116387`, 26+ years of securities experience, licensed Florida Certified Public Accountant `FL DBPR License #AC0026363`, Certified Financial Planner™, and board member of Arcadia Abstract and Title in Arcadia, with `0` customer dispute or disciplinary disclosures) alongside veteran Lake Suzy Certified Financial Planner™ **Michael William Cryan, CFP®** (`FINRA/SEC Individual CRD# 2272646`, 30+ years of experience, `0` customer dispute or disciplinary disclosures), the practice offers fiduciary investment advisory portfolios and brokerage services through **Cetera Investment Advisers LLC** (`Firm CRD# 105644` / `SEC File #801-54695`) and **Cetera Wealth Services, LLC** (`Firm CRD# 13572`, formerly Avantax). Because both advisors hold the **CFP®** certification and integrate tax-focused advisory strategies originally built under the Avantax/CPA wealth platform, the Lake Suzy office specializes in tax-loss harvesting, capital gains minimization, multi-year Roth IRA conversions, Required Minimum Distribution (`RMD`) tax bracket management, fiduciary trust and estate tax coordination, and fee-transparent retirement income engineering.