Official state-funded aging-in-place housing rehabilitation, hurricane hardening, wheelchair ramp/accessibility modification, and home weatherization program for low- and very-low-income senior homeowners in Dixie County, funded by the Florida Housing Finance Corporation (FHFC) under Florida Statutes § 420.907–420.9079 and the Florida Department of Commerce Weatherization Assistance Program (WAP). Administered locally through the Dixie County Board of County Commissioners (214 NE Hwy 351, Cross City, FL 32628, (352) 498-1426, https://dixie.fl.gov) and Suwannee River Economic Council, Inc. (SREC, Florida Sunbiz Document #709430 / #709675, Dixie County Service Center at 314 NE 255th St, Cross City, FL 32628, (352) 498-5018 Ext. 1; Regional Housing & SHIP Office at (386) 362-4115, https://srecinc.org), this program is critical in rural Dixie County—where over 80% of seniors live in owner-occupied site-built or manufactured homes across Cross City (32628), Old Town (32680), Horseshoe Beach (32648), Suwannee (32692), and Jena (32359). Eligible senior homeowners receive deferred/forgivable grants for emergency roof replacement, hurricane window/door hardening and disaster recovery following Gulf storms (Hurricanes Idalia, Debby, and Helene), ADA aluminum wheelchair ramps, roll-in shower and grab-bar bathroom conversions, septic and well water repairs, and high-efficiency HVAC/insulation upgrades that lower monthly electric bills.
Official Verification Sources: Suwannee River Economic Council, Inc. (SREC) — SHIP & Weatherization Housing Programs; Florida Housing Finance Corporation (FHFC) — SHIP Local Government Directory; Dixie County Board of County Commissioners Official Portal
Issuer: Florida Housing Finance Corporation (FHFC), Florida Dept. of Commerce & Dixie County BOCC
Notes: Verified 2026-10-26: Dixie County's SHIP Local Housing Assistance Plan (LHAP) and Weatherization Assistance Program are administered by SREC (314 NE 255th St, Cross City, FL 32628, (352) 498-5018 Ext. 1 / (386) 362-4115) and the Dixie County Board of County Commissioners ((352) 498-1426).
Factual details and direct answers about Dixie County SHIP (State Housing Initiatives Partnership) & Senior Home Repair / Weatherization Program — SREC & Dixie County BOCC's services, licensing, and credentials.
How can a low-income Dixie County senior homeowner apply for a free roof repair, wheelchair ramp, or hurricane damage grant?
Low- and very-low-income homeowners aged 60+ in Cross City (32628), Old Town (32680), Horseshoe Beach (32648), and Suwannee (32692) who own and occupy their homestead can contact the SREC Dixie County Client Service Center at 314 NE 255th Street, Cross City ((352) 498-5018 Ext. 1 or SREC Housing at (386) 362-4115) or the Dixie County Board of County Commissioners ((352) 498-1426) to check current SHIP funding cycles and Weatherization Assistance Program (WAP) waitlists.
Can Dixie County seniors aged 62+ also combine SHIP assistance with USDA Section 504 Home Repair grants?
Yes. Because 100% of Dixie County is classified as an eligible rural area by USDA Rural Development, very-low-income homeowners aged 62 and older can also apply for USDA Section 504 Single Family Housing Repair Grants (up to $10,000 in lifetime grant funds that never have to be repaid if the senior remains in the home for 3 years) to remove health and safety hazards.
Connect with complementary legal, financial, and residential providers serving seniors in Cross City and Dixie County.
Chana M. Watson, Attorney at Law, P.A. — Chana Marie Watson, Esq. (With Kyle S. Felty, Esq., B.C.S., Real Estate)
Cross City, Dixie County
(352) 578-2014
Seacoast National Bank (FDIC #109), Ameris Bank (FDIC #16480) & Capital City Bank (FDIC #9622) — In-County FDIC Senior, IRA & Estate Banking (Cross City)
Cross City, Dixie County
(352) 498-7733
Cross City Nursing and Rehabilitation Center (60-Bed Skilled Nursing, Post-Acute Rehab & Memory Care — Cross City)
Cross City, Dixie County
(352) 498-2005
Expert guidance, benefit eligibility rules, and state protections for older Florida residents and family caregivers.
The Timbers Apartments (Cross City USDA Section 515 Senior & Family Housing — Royal American Management, With Fanning Springs Border Villas)
Cross City, Dixie County
Suwannee River Economic Council (SREC) — Dixie County Senior Center, OAA Title III Congregate Dining, Meals on Wheels & Senior Transit
Cross City, Dixie County
Northwest Florida Regional Housing Authority (NWFRHA — HUD PHA #FL015) — Cross City Public Housing (256 NE 147th St) & Dixie County Section 8 Housing Choice Vouchers
Cross City, Dixie County
Old Town Campground (55+ Age-Restricted Active Adult RV Resort & Nature Coast State Trail Retreat — Old Town)
Old Town, Dixie County
Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.