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Financial ServicesRetirement Planning✓ Verified
Macclenny, Baker County
Last verified: Thursday, October 22, 2026
First Federal Bank — Senior Retirement Banking & Affiliated Wealth Advisory (Macclenny Branch)
About This Organization

Situated at 784 South 6th Street in Macclenny ((904) 653-5400), the Macclenny branch of First Federal Bank (FDIC Certificate #31313, OCC Charter #706678, founded 1962 in neighboring Lake City; Sunbiz Doc# Q18000000009) serves as a cornerstone community bank and retirement depository for Baker County families, timberland owners, and retirees. Backed by full FDIC deposit insurance and IntraFi Network Deposits (CDARS/ICS) for multi-million-dollar estate, timber-sale, or farm-liquidation proceeds, First Federal Bank's Macclenny team provides Traditional and Roth IRA Certificates of Deposit, Prestige Senior Checking, formal Revocable Trust, Estate, and Court-Appointed Guardianship account administration, Home Equity Lines of Credit (HELOCs) for aging-in-place accessibility modifications, and regional wealth management referrals through Moses Wealth Advisors / Raymond James Financial Services, Inc. (Firm CRD #6694 / SEC RIA CRD #149018).

Official Verification Sources: FDIC BankFind Suite — First Federal Bank (Cert #31313); First Federal Bank — Macclenny Branch (784 S 6th St); FINRA BrokerCheck — Raymond James Financial Services, Inc. (CRD #6694)

Verified State & Regulatory Credentials
FDIC Insured Federal Savings Bank & OCC Regulated Institution: FDIC Cert #31313 | OCC Charter #706678 | Raymond James Affiliate CRD #6694 / #149018Status: Active Full-Service Brick-and-Mortar Macclenny Branch (Full FDIC Coverage)

Issuer: Federal Deposit Insurance Corporation (FDIC) & Office of the Comptroller of the Currency (OCC)

Notes: Verified First Federal Bank (FDIC Certificate #31313, OCC Charter #706678, Sunbiz Doc# Q18000000009) operating its full-service Baker County branch at 784 S 6th St, Macclenny, FL 32063 ((904) 653-5400).

Services Offered
FDIC-Insured Traditional & Roth IRA Certificates of Deposit (CDs) & Senior Money Market Ladders (FDIC #31313)
Multi-Million-Dollar Extended FDIC Protection via IntraFi Network Deposits (CDARS & ICS)
Revocable Trust, Probate Estate, Guardianship & Power-of-Attorney Account Administration
Aging-in-Place Home Equity Lines of Credit (HELOCs) & Senior Mortgage Refinancing
Affiliated Wealth & Retirement Portfolio Referrals (Raymond James Financial Services CRD #6694 / #149018)
On-Site Notary Public, Medallion Signature Guarantees, Wire Transfers & Safe Deposit Boxes
Frequently Asked Questions

Factual details and direct answers about First Federal Bank — Senior Retirement Banking & Affiliated Wealth Advisory (Macclenny Branch)'s services, licensing, and credentials.

What is First Federal Bank's FDIC Certificate number at the 784 S 6th St branch in Macclenny?

First Federal Bank holds official FDIC Certificate #31313 (and OCC Charter #706678). Deposits at the Macclenny branch (784 S 6th St, (904) 653-5400) are insured up to $250,000 per depositor, per ownership category, with additional multi-million-dollar FDIC coverage available for large estate or land-sale proceeds through IntraFi Network Deposits.

Can the Macclenny First Federal Bank branch open formal Florida probate estate and revocable trust accounts?

Yes. Branch officers at 784 S 6th St in Macclenny work directly with local elder law attorneys and CPAs to establish court-ordered guardianship accounts, probate estate checking accounts, Durable Power of Attorney designations, and revocable living trust accounts.

Contact Information
Address
784 S 6th St, Macclenny, FL 32063
Hours
Mon-Thu 9:00am-4:00pm, Fri 9:00am-5:00pm
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Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.