Florida Tax Advisors, LLC (offering fiduciary investment advisory and retirement planning services through SEC-registered Investment Adviser LPL Financial LLC, CRD #6413, SEC File #801-10970) is an integrated tax-strategy, accounting, and fiduciary retirement planning practice located at 258 Mariner Boulevard in central Spring Hill, Hernando County, Florida (ZIP 34609, just north of County Line Road and minutes south of Spring Hill Drive and the Wellington at Seven Hills 55+ gated community). Led by veteran Partner Representatives and Investment Adviser Representatives William Shannon Gardner (Individual CRD #3020106, registered in the securities industry since 1998) and Gary Fecarotta Jr. (Individual CRD #4074226, registered since 1999), the firm brings more than 25 years of combined tax-return preparation and fiduciary retirement wealth management under one roof.

Serving retirees and pre-retirees across Wellington at Seven Hills, Silverthorn, Pristine Place, Timber Pines, Brookridge, and central Spring Hill (34608 and 34609), Florida Tax Advisors eliminates the disconnect between a senior's investment advisor and tax preparer. Partner Representatives Shannon Gardner and Gary Fecarotta Jr. analyze every portfolio withdrawal, capital gain realization, and pension election through the lens of the client's actual federal income tax return—guiding retired Hernando County School District teachers, Hernando County Sheriff's Office personnel, Southwest Florida Water Management District (SWFWMD) staff, and State of Florida retirees through Florida Retirement System (FRS) DROP lump-sum rollovers and 401(k)/403(b) consolidations.

Because two-year lookback Medicare Part B and Part D IRMAA surcharges and the taxation of up to 85% of Social Security benefits are triggered directly by Modified Adjusted Gross Income (MAGI), Florida Tax Advisors specializes in multi-year Roth conversion bracket-filling, SECURE 2.0 Act Required Minimum Distribution (RMD) sequencing (ages 73–75), and Qualified Charitable Distributions (QCDs) coordinated alongside Elder Options (PSA 3) SHINE Medicare counseling (1-800-262-2243). The Mariner Boulevard team also assists older adults with funding models for assisted living and memory care communities along Mariner Boulevard and Cortez Boulevard (SR-50), while helping homeowners verify household AGI thresholds and residency documentation for the Hernando County Property Appraiser (John C. Emerson, CFA — 7525 Forest Oaks Blvd, Spring Hill & 201 Howell Ave, Brooksville) $50,000 Homestead Exemption, 3% Save Our Homes portability, and the Age 65+ Additional $50,000 Senior Homestead Exemption.