Located just 9 miles east of downtown Bonifay on the historic US Highway 90 / Railroad Avenue corridor at 1352 North Railroad Avenue, Chipley, FL 32428 (Mailing: P.O. Box 820, Chipley, FL 32428; Phone (850) 638-0004), Floyd Financial Services, Inc. (Florida Sunbiz Document #P00000057734, FEI/EIN 59-3654293, incorporated June 14, 2000) is one of the longest-tenured independent fiduciary investment advisory and retirement planning practices serving Holmes and Washington counties. The practice is led by President and Investment Adviser Representative Jon Stuart Floyd (FINRA / SEC Individual CRD #1904960), who brings more than 36 years of continuous securities and investment advisory registration since 1989 (having begun his career with American Express Financial Advisors before operating his independent Panhandle practice) and holds active FINRA Series 7, Series 63, Series 65 (Uniform Investment Adviser Law), and SIE credentials with zero (0) customer dispute, regulatory, or disciplinary disclosures on FINRA BrokerCheck and SEC IAPD. Operating through dually registered SEC Investment Adviser and FINRA/SIPC Broker-Dealer Ausdal Financial Partners, Inc. (Firm CRD #7995, SEC File #801-69266 and #8-24519), Jon Stuart Floyd advises retirees, educators, state correctional and FDOT employees, and agricultural landowners across Bonifay (32425), Esto (32425), Noma (32452), Ponce de Leon (32455), and Westville (32464) on Florida Retirement System (FRS) Pension vs. Investment Plan elections, tax-free FRS DROP lump-sum and 403(b)/457(b) rollovers, timberland and farmland sale estate liquidity investments, Required Minimum Distribution (RMD) and Roth conversion tax-bracket modeling, and Medicare Part B/D IRMAA surcharge mitigation.