Because FINRA BrokerCheck and SEC Investment Adviser Public Disclosure (IAPD) records confirm zero (0) securities brokerage branches or SEC Registered Investment Adviser (RIA) offices physically located inside Jasper (32052), Jennings (32053), or White Springs (32096), Hamilton County retirees—including Nutrien (formerly PCS Phosphate / Occidental Chemical) White Springs phosphate complex retirees, Florida Retirement System (FRS) educators, and agricultural landowners—rely on the two closest independent Kovack-affiliated fiduciary wealth management firms immediately across the Suwannee River: (1) Located 16 miles south of Jasper directly down US Highway 129 (Ohio Avenue) at 208 S Ohio Avenue, Live Oak, FL 32064 ((386) 364-4822, https://www.gunterfinancial.com), Gunter Financial Services, Inc. (Florida Sunbiz Document #P11000079389) is led by father-and-son advisors Herman Gunter III (FINRA/SEC CRD #1385603) and Certified Financial Planner™ fiduciary Herman Gunter IV, CFP® (CRD #4392916, 25+ years experience, 0 regulatory disclosures), operating through SEC-registered investment adviser Kovack Advisors, Inc. (CRD #125112 / SEC #801-63902) and Kovack Securities, Inc. (CRD #44848); and (2) Located 12 miles south of White Springs directly down US Highway 41 (Marion Avenue) at 248 N Marion Avenue, Suite 101, Lake City, FL 32055 ((386) 755-9018), GulfCoast Financial Services, Inc. (SEC-registered RIA CRD #137201 / SEC #801-68221 & Kovack Securities CRD #44848) is led by President and Chief Compliance Officer John G. Kuykendall (CRD #2424869, 30+ years experience). Both firms provide fiduciary investment management, Nutrien/PCS Phosphate 401(k) and pension lump-sum rollovers, FRS DROP and Investment Plan rollovers, Required Minimum Distribution (RMD) tax sequencing, and multi-generational family farm wealth transfer.
Official Verification Sources: Gunter Financial Services, Inc. — Official Website (208 S Ohio Ave, Live Oak, FL); FINRA BrokerCheck — Herman Gunter IV, CFP® (#4392916) & John G. Kuykendall (#2424869); SEC Investment Adviser Public Disclosure (IAPD) — Kovack Advisors (#125112) & GulfCoast Financial (#137201)
Issuer: Financial Industry Regulatory Authority (FINRA), U.S. SEC & Certified Financial Planner Board of Standards
Notes: Verified 2026-10-26 via FINRA BrokerCheck & SEC IAPD: Located 16 miles south of Jasper directly on US Hwy 129 (Ohio Ave) at 208 S Ohio Ave, Live Oak, FL 32064 ((386) 364-4822). Bridges Hamilton County's 0-office in-county FINRA/SEC gap.
Issuer: U.S. Securities and Exchange Commission (SEC) & FINRA
Notes: Verified 2026-10-26 via SEC IAPD: Located 12 miles south of White Springs directly on US Hwy 41 (Marion Ave) in downtown Lake City.
Factual details and direct answers about Gunter Financial Services, Inc. (Herman Gunter III & Herman Gunter IV, CFP® — Kovack Advisors) & GulfCoast Financial Services, Inc. (John G. Kuykendall)'s services, licensing, and credentials.
Are there any SEC Registered Investment Advisers (RIAs) or FINRA brokerage offices physically inside Jasper, Jennings, or White Springs?
No. FINRA BrokerCheck and SEC IAPD confirm zero (0) securities brokerage storefronts or SEC RIA offices inside Hamilton County's three ZIP codes (32052, 32053, 32096). Retirees in Jasper and Jennings travel 16 miles south on US-129 to Gunter Financial Services, Inc. (Herman Gunter IV, CFP® #4392916 & Herman Gunter III #1385603, 208 S Ohio Ave, Live Oak, (386) 364-4822), while retirees in White Springs travel 12 miles south on US-41 to GulfCoast Financial Services, Inc. (John G. Kuykendall #2424869, 248 N Marion Ave, Ste 101, Lake City, (386) 755-9018).
Can Gunter Financial Services and GulfCoast Financial Services assist retired Nutrien (PCS Phosphate) employees and FRS teachers in Hamilton County?
Yes. Both fiduciary teams regularly structure tax-deferred IRA rollovers, retirement income distributions, and Social Security coordination for retired Nutrien / PCS Phosphate White Springs employees as well as Hamilton County School District and state correctional employees retiring under the Florida Retirement System (FRS) DROP and Investment Plan.
Connect with complementary legal, financial, and residential providers serving seniors in Jasper and Hamilton County.
The Law Office of Ralph R. Deas, P.A. & Law Office of James E. 'Jay' Willingham, Jr., Esq. (with Rickerson Legal, P.A. — Resident Jasper Probate, Wills, Estate Planning & Real Property Counsel)
Jasper, Hamilton County
(386) 792-2755
Greenhaven Apartments (37 Units), Oaktree Apartments (24 Units) & Greenbriar Apartments (24 Units) — Jasper USDA Section 515/521 & FHFC LIHTC Portfolio
Jasper, Hamilton County
(386) 792-1516
Suwannee Valley Nursing Center (60-Bed Skilled Nursing, Memory Care & Post-Acute Rehabilitation Facility — Jasper)
Jasper, Hamilton County
(386) 792-1868
Expert guidance, benefit eligibility rules, and state protections for older Florida residents and family caregivers.
First Federal Bank — Jasper Branch (Sole In-County FDIC Bank) & White Springs ATM (With Lake City HQ & Live Oak South Branch)
Jasper, Hamilton County
Edward Jones — US-129 Live Oak, US-41 / I-75 Lake City & SR-6 Madison CFP® Fiduciary Corridor (Travis Henry, CFP®, Seth Wilkins, CFP®, Hunter Abercrombie, CFP® & Robert Woodard, CFP®)
Jasper, Hamilton County
Moses Wealth Advisors of Raymond James (Tammy D. Hall, CPA/PFS, Clarence E. Brown III, CFP® & Charles D. Cowen Jr., CPA/CPFA) & Ameris Bank / Capital City Trust Corridor
Jasper, Hamilton County
Suwannee River Federal Credit Union — Jasper Branch (NCUA #1086 — Sole In-County Credit Union) & I-75 Credit Union Wealth Network (VyStar CFP® & CAMPUS USA LPL Desks)
Jasper, Hamilton County
Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.