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Independent Living55+ Community✓ Verified
Panama City Beach, Bay County
Last verified: Wednesday, October 21, 2026
Latitude Margaritaville Watersound (55+ Active Adult Master-Planned Resort Community)
About This Organization

Latitude Margaritaville Watersound is Northwest Florida's premier 55+ active adult master-planned resort community, located along the Intracoastal Waterway at 9201 State Road 79 in West Panama City Beach, Bay County, Florida (ZIP 32413, Local Sales & Builder Center: 850-940-4504 / Toll-Free: 866-464-4753). Developed through a landmark partnership between Minto Communities, LLC (Florida Sunbiz Doc# L12000030373, Active) and The St. Joe Company (Florida Sunbiz Doc# 136465, Active) and governed under Florida Statutes Chapter 720 and the federal Housing for Older Persons Act (HOPA 55+) by Latitude at Watersound Homeowners Association, Inc. (Sunbiz Non-Profit Doc# N20000006497, Active) and Latitude at Watersound Amenity Association, Inc. (Sunbiz Non-Profit Doc# N21000003016, Active), the community is planned for approximately 3,500 single-level Conch Cottages, Caribbean Villas, and single-family Beach, Island, and Vista Collection homes.

Centered around the vibrant Latitude Town Square along the Intracoastal Waterway, 55+ residents enjoy a thatched-roof bandshell with live concerts, the Last Mango Theater, the two-story Latitude Bar & Chill restaurant and rooftop Overlook Bar, the lagoon-style Paradise Pool with beach entry and Tiki Island, the Fins Up! Fitness Center with an indoor lap pool and spa, the Workin' N' Playin' Center (featuring the Clayground Pottery Studio and Hangar Workshop for woodworking and golf carts), Barkaritaville Pet Spa, lighted pickleball, tennis, and bocce ball courts, and miles of golf-cart-friendly nature trails. Because every villa and single-family home is owned fee-simple in Bay County, full-time Florida residents qualify to file with Bay County Property Appraiser Dan Sowell, CFA (860 W 11th St, Panama City, FL 32401, phone 850-248-8401) for the $50,000 Florida Homestead Exemption, the 3% Save Our Homes cap and portability, the Additional $50,000 Senior Homestead Exemption (age 65+), and military veteran property tax exemptions. The community sits just 5 miles north of the Gulf of Mexico beaches on Scenic Highway 30A and Front Beach Road, 8 miles from Northwest Florida Beaches International Airport (ECP), and 10 minutes from the Sacred Heart / Watersound Town Center medical campus.

Official Verification Sources: Latitude Margaritaville Watersound Official Community Website; Florida Division of Corporations (Sunbiz) — Latitude at Watersound HOA (Doc# N20000006497) & Amenity Assn (Doc# N21000003016); Bay County Property Appraiser (Dan Sowell, CFA) — Homestead & 65+ Senior Tax Exemptions

Verified State & Regulatory Credentials
Florida Non-Profit 55+ Homeowners & Amenity Associations (F.S. Ch. 720 & HOPA 55+): Doc# N20000006497 / Doc# N21000003016Status: Active / Good Standing

Issuer: Florida Department of State Division of Corporations (Sunbiz)

Notes: Governed by LATITUDE AT WATERSOUND HOMEOWNERS ASSOCIATION, INC. (Sunbiz Doc# N20000006497, Active) and LATITUDE AT WATERSOUND AMENITY ASSOCIATION, INC. (Sunbiz Doc# N21000003016, Active) at 9201 State Road 79, Panama City Beach, FL 32413.

Master Developers & Bay County Homestead Eligibility: Doc# L12000030373 (Minto) / Doc# 136465 (St. Joe)Status: Active Florida Developers & Fee-Simple Parcels

Issuer: Florida Division of Corporations / Bay County Property Appraiser (Dan Sowell, CFA)

Notes: Developed by MINTO COMMUNITIES, LLC (Doc# L12000030373) and THE ST. JOE COMPANY (Doc# 136465); fee-simple deeded residences qualify permanent residents for Florida Homestead, Save Our Homes portability, and 65+ Senior exemptions with Bay County Property Appraiser Dan Sowell, CFA.

Services Offered
Master-Planned HOPA 55+ Active Adult Resort Community on the Intracoastal Waterway in Panama City Beach
Single-Level Conch Cottages, Attached Villas & Single-Family Homes (1,210 to 4,000+ Sq. Ft.) by Minto Communities & St. Joe
Latitude Town Square with Live Concert Bandshell, Last Mango Theater & Two-Story Waterfront Latitude Bar & Chill
Paradise Lagoon Pool, Fins Up! Fitness Center with Indoor Lap Pool, Pickleball/Tennis Complex & Golf-Cart Trails
Workin' N' Playin' Center (Pottery Studio, Woodworking & Golf Cart Hangar), Barkaritaville Pet Spa & Full-Time Lifestyle Director
Fee-Simple Deeded Ownership Eligible for Bay County $50,000 Homestead, 3% Save Our Homes Cap & 65+ Senior Tax Exemptions
Frequently Asked Questions

Factual details and direct answers about Latitude Margaritaville Watersound (55+ Active Adult Master-Planned Resort Community)'s services, licensing, and credentials.

Where is Latitude Margaritaville Watersound located, and is it a legally age-restricted 55+ community?

Latitude Margaritaville Watersound is located at 9201 State Road 79, Panama City Beach, FL 32413 (Local Sales Line: 850-940-4504; Toll-Free: 866-464-4753) along the Intracoastal Waterway in Bay County. It is a gated, age-restricted 55+ active adult community governed under the federal Housing for Older Persons Act (HOPA) and Florida Statutes Chapter 720 by Latitude at Watersound Homeowners Association, Inc. (Sunbiz Doc# N20000006497).

What resort amenities are included at Latitude Margaritaville Watersound's Town Square?

Residents enjoy the Latitude Town Square with a live concert bandshell, Last Mango Theater, the two-story waterfront Latitude Bar & Chill restaurant and Overlook Bar, the lagoon-style Paradise Pool with Tiki Island, the Fins Up! Fitness Center with an indoor lap pool, the Workin' N' Playin' crafts and woodworking center, Barkaritaville Pet Spa, pickleball and tennis courts, and golf-cart-friendly trails.

Do homeowners at Latitude Margaritaville Watersound qualify for Bay County Homestead and Senior Property Tax Exemptions?

Yes. Because all Conch Cottages, Caribbean Villas, and single-family homes are owned fee-simple on deeded Bay County parcels, permanent Florida residents can file with Bay County Property Appraiser Dan Sowell, CFA (860 W 11th St, Panama City, FL 32401; 850-248-8401) for the $50,000 Homestead Exemption, up to $500,000 in Save Our Homes portability transfers, the Additional $50,000 Senior Exemption (age 65+ meeting household income limits), and military veteran tax exemptions.

Contact Information
Address
9201 State Road 79
Hours
Sales Center & Model Park: Mon-Sat 9:00 AM - 5:00 PM, Sun 11:00 AM - 5:00 PM (24/7 Gated Resident Access)
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Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.