Complete regulator-verified audit of USDA Rural Development Section 515 Rural Rental Housing, HUD Project-Based Section 8, and Florida Housing Finance Corporation (FHFC) Low-Income Housing Tax Credit (LIHTC) multifamily and senior apartment complexes serving Bristol (32321) and Liberty County (7,880 pop., Florida's least-populous county). A 2026-10-26 audit of the USDA Multifamily Housing Rentals portal (rdmfhrentals.sc.egov.usda.gov), FHFC property registries, Shimberg Center for Housing Studies data, and Florida Sunbiz confirms a critical rural supply finding: Liberty County has zero (0) active USDA Section 515 or FHFC LIHTC multifamily apartment complexes physically located inside Bristol (32321), Hosford (32334), Telogia (32360), or Sumatra (32335) (clarifying that generic search strings such as 'Bristol Villas,' 'Bristol Place,' 'Liberty Gardens,' 'Mystic Pines,' or 'Riverbend' map to unrelated complexes in other states, while in-county Bristol rentals consist of private single-family homes, duplexes, and FDOH Chapter 513 mobile home parks). Instead, 100% of the immediate 132-unit subsidized apartment inventory serving Bristol (32321) older adults sits just 3 to 4 miles west across the W.T. 'Bill' Trammell Bridge (State Road 20 over the Apalachicola River) in sister city Blountstown (32424): (1) Sutton Creek Apartments (often searched as 'Sutton Place' or 'Blountstown Villas') at 16978 NW Mayo Street (historic postal reference 305 N. Mayo Street), Blountstown, FL 32424 ((850) 674-4202), a 50-unit garden-style community owned by Sutton Creek Apartments, Ltd. (Florida Sunbiz Document #A07539) and managed by Royal American Management, Inc. (Sunbiz Document #610897, (850) 769-8981), combining USDA Section 515 financing with 100% project-based HUD Section 8 / USDA Section 521 Rental Assistance (RA) and FHFC LIHTC 60% AMI set-asides; (2) Chipola Manor Apartments (often searched along the river corridor as 'Riverwood') at 17854 NE Charlie Johns Street (historic reference 1429 Charley E. Johns St), Blountstown, FL 32424 ((850) 674-5500), a 38-unit single-story and garden-style USDA Section 515 and FHFC LIHTC community (34 units with active USDA Section 521 Rental Assistance) owned by Chipola Manor, Limited (Sunbiz Document #A22555, General Partner Chipola Manor Apartments Corp. #S21645); and (3) NWFRHA Blountstown Public Housing Community at 1004 Fuqua Circle, Blountstown, FL 32424 ((850) 263-4442, HUD AMP Project #FL015000004), providing 44 single-story public housing apartments. Under federal 30%-of-adjusted-income rules, qualifying Bristol and Liberty County seniors (age 62+) and disabled residents pay no more than 30% of their Social Security, SSI, or pension income toward rent after HUD/USDA elderly ($400) and out-of-pocket medical expense deductions (acceptsMedicaid: false).
Official Verification Sources: USDA Rural Development Multifamily Housing Rentals Portal — Liberty & Calhoun County Inventory; Royal American Management, Inc. (Sunbiz #610897) — Sutton Creek Apartments (16978 NW Mayo St, Blountstown); Florida Division of Corporations (Sunbiz) — Sutton Creek Apartments, Ltd. (#A07539) & Chipola Manor, Limited (#A22555)
Issuer: U.S. Department of Agriculture (USDA Rural Development), U.S. HUD & Florida Housing Finance Corporation (FHFC)
Notes: Verified 2026-10-26 via USDA RD, FHFC, Shimberg Center & Sunbiz: Liberty County has 0 in-county USDA Section 515 or FHFC LIHTC complexes inside Bristol (32321). Sutton Creek Apartments (16978 NW Mayo St / 305 N Mayo St, Blountstown, FL 32424, (850) 674-4202 — 4 miles west of Bristol across the SR-20 Trammell Bridge) operates 50 subsidized 1-, 2-, and 3-bedroom units owned by Sutton Creek Apartments, Ltd. (Sunbiz #A07539) and managed by Royal American Management, Inc. (Sunbiz #610897).
Issuer: U.S. Department of Agriculture (USDA Rural Development) & Florida Housing Finance Corporation (FHFC)
Notes: Verified 2026-10-26 via USDA Multifamily Housing & Sunbiz: Chipola Manor Apartments (17854 NE Charlie Johns St / 1429 Charley E. Johns St, Blountstown, FL 32424, (850) 674-5500) provides 38 1- and 2-bedroom apartments (34 with active USDA Section 521 Rental Assistance) owned by Chipola Manor, Limited (Sunbiz #A22555, GP #S21645), complemented by 44 public housing units at 1004 Fuqua Cir (HUD AMP #FL015000004, (850) 263-4442).
Factual details and direct answers about Bristol (32321) & Immediate Cross-River Blountstown (4 Miles W) USDA Section 515, HUD Section 8 & FHFC LIHTC Subsidized Apartment Inventory — Sutton Creek Apartments (#A07539), Chipola Manor (#A22555) & Fuqua Circle (#FL015000004)'s services, licensing, and credentials.
Are there any USDA Section 515 or FHFC Low-Income Housing Tax Credit (LIHTC) apartment complexes physically inside Bristol (32321), Hosford (32334), or Sumatra (32335)?
No. Official U.S. Department of Agriculture (USDA Rural Development) and Florida Housing Finance Corporation (FHFC) property registries confirm zero (0) USDA Section 515 or FHFC LIHTC multifamily apartment complexes physically inside Liberty County (noting that names like 'Bristol Villas,' 'Bristol Place,' 'Liberty Gardens,' or 'Mystic Pines' refer to properties in other states). Instead, Bristol and Liberty County seniors utilize the three subsidized apartment communities located just 3 to 4 miles west across the State Road 20 Trammell Bridge in Blountstown (32424): 50-unit Sutton Creek Apartments at 16978 NW Mayo Street ((850) 674-4202, Sunbiz #A07539), 38-unit Chipola Manor Apartments at 17854 NE Charlie Johns Street ((850) 674-5500, Sunbiz #A22555), and 44-unit Fuqua Circle Public Housing at 1004 Fuqua Circle ((850) 263-4442).
How is monthly rent calculated for a Liberty County senior moving into Sutton Creek Apartments or Chipola Manor Apartments?
Both Sutton Creek Apartments ((850) 674-4202, managed by Royal American Management #610897) and Chipola Manor Apartments ((850) 674-5500, 34 Rental Assistance units) carry federal project-based rental subsidies (HUD Section 8 PBRA and USDA Section 521 Rental Assistance). Qualifying low-income seniors (age 62+) and disabled residents pay approximately 30% of their adjusted gross monthly income toward rent after deducting the federal elderly household allowance and unreimbursed medical expenses.
Connect with complementary legal, financial, and residential providers serving seniors in Bristol and Liberty County.
Liberty County Clerk of the Circuit Court & Probate Division (Hon. Daniel 'Danny' Stanley), County Court Bench (Hon. Kenneth L. Hosford / Hon. Christopher D. Bufano), Property Appraiser Cindy W. Walker, CFA & Resident Bristol / Hosford Attorneys (William H. Webster, Esq., Summers Law Firm, P.A. & County Counsel)
Bristol, Liberty County
(850) 643-2215
Centennial Bank — Bristol Branch (Sole In-County FDIC Bank in Liberty County — FDIC #11241, f/k/a Wakulla Bank & C&L Bank of Bristol) & Cross-River Blountstown Banking Hub (PeoplesSouth Bank, Cadence / Regions Bank & Ameris Bank)
Bristol, Liberty County
(850) 643-2500
Liberty Oaks ALF LLC (Formerly Lake Mystic Assisted Living Facility / Varnum's Rest Home — AHCA #AL6026, 45 LMH Beds in Bristol) & Cross-River Blountstown Assisted Living Network — Rivertown Assisted Living (#AL12439, 30 Beds / 26 OSS) & Rivertown Senior Care (#AL12565, 20 LMH Beds)
Bristol, Liberty County
(850) 643-5155
Expert guidance, benefit eligibility rules, and state protections for older Florida residents and family caregivers.
Low-Income Senior Housing in Florida →
How Bristol and Liberty County seniors qualify for 30%-of-income USDA Section 515/521 and Section 8 apartments across the Trammell Bridge.
Elderly Transportation Services in Florida →
Using Liberty Transit ((850) 643-2524) for cross-river shopping, medical, and senior center trips between Bristol and Blountstown.
Northwest Florida Regional Housing Authority (NWFRHA — HUD PHA #FL047 / #FL015 — Liberty County Section 8 HCV & Public Housing Administrator) & Quincy / Chattahoochee / Tallahassee HUD Section 202 / Section 8 Senior Apartment Corridor
Bristol, Liberty County
Apalachicola River, Lake Mystic, Torreya State Park (F.S. § 258.0145 50% Senior Discount) & Apalachicola National Forest 55+ RV Resort, Fish Camp & Manufactured Home Corridor (Bristol 32321, Hosford 32334, Sumatra 32335 & Estiffanulga)
Bristol, Liberty County
DOEA PSA 2 FLOIR Chapter 651 CCRC & Independent Living Campus Hub (Tallahassee SR-20 East Corridor) — Westminster Oaks CCRC (#700111 / #755805, COA #88022), Allegro Tallahassee (#AL9319) & Tapestry Senior Living (#AL12941 / Walden)
Bristol, Liberty County
Liberty County Senior Citizens Association, Inc. (DOEA PSA 2 Lead Agency — Bristol Senior Center & Hosford Senior Center — OAA Title III-C1 Congregate Meals & Title III-C2 Meals on Wheels) & Liberty Transit (F.S. Ch. 427 CTC & Tallahassee Shuttle)
Bristol, Liberty County
Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.