Located at 13330 Emerald Coast Parkway West in Miramar Beach, Mariner Wealth Advisors (Mariner, LLC, SEC File #801-66632 / Firm CRD #140195; formerly Miramar Beach-based SEC RIA Arbor Wealth Management, LLC, founded in 2011) is led by Managing Directors Patrick Ryan McDowell, CFP®, AIF® (CRD #5940329) and Andrew Kenneth 'Drew' McDowell, CFP®, CDFA®, J.D. (CRD #6270814). Combining Certified Financial Planner™ (CFP®), Accredited Investment Fiduciary® (AIF®), Certified Divorce Financial Analyst® (CDFA®), and Juris Doctor (J.D.) credentials with in-house CPA tax planning and trust coordination, the Miramar Beach team provides strictly fee-based SEC fiduciary wealth management, multi-year Roth conversion ladders, SECURE 2.0 Required Minimum Distribution (RMD) and Qualified Charitable Distribution (QCD) tax engineering, and long-term care liquidity planning for retirees across Miramar Beach, Sandestin, Santa Rosa Beach, and Scenic Highway 30A.
Official Verification Sources: SEC IAPD Individual Summary — Patrick Ryan McDowell, CFP® (CRD #5940329); Mariner Wealth Advisors — Miramar Beach Official Location Page
Issuer: U.S. Securities and Exchange Commission (SEC) / CFP Board
Notes: Patrick Ryan McDowell, CFP®, AIF® (CRD #5940329) and Andrew Kenneth 'Drew' McDowell, CFP®, CDFA®, J.D. (CRD #6270814), Managing Directors at Mariner Wealth Advisors (formerly Arbor Wealth Management, LLC) at 13330 Emerald Coast Pkwy W, Miramar Beach, FL 32550.
Factual details and direct answers about Mariner Wealth Advisors — Miramar Beach Office's services, licensing, and credentials.
Who leads the Mariner Wealth Advisors office in Miramar Beach?
The Miramar Beach office at 13330 Emerald Coast Parkway West is led by Managing Directors Patrick R. McDowell, CFP®, AIF® (CRD #5940329) and Andrew K. 'Drew' McDowell, CFP®, CDFA®, J.D. (CRD #6270814), who co-founded Miramar Beach fiduciary RIA Arbor Wealth Management before joining Mariner Wealth Advisors (CRD #140195).
Does Mariner Wealth Advisors in Miramar Beach integrate tax planning and estate coordination for South Walton retirees?
Yes. As a fee-based SEC fiduciary RIA, the practice integrates multi-year Roth conversions, RMD tax bracket management, Medicare IRMAA mitigation, and estate trust coordination with local Walton County elder law attorneys.
Connect with complementary legal, financial, and residential providers serving seniors in Miramar Beach and Walton County.
Emmanuel Sheppard & Condon — Miramar Beach / Grand Boulevard Office
Miramar Beach, Walton County
(850) 460-8000
Watersound Fountains — Watermark Retirement Communities
Inlet Beach, Walton County
(850) 846-3900
The Blake at Miramar Beach
Miramar Beach, Walton County
(850) 650-5000
Expert guidance, benefit eligibility rules, and state protections for older Florida residents and family caregivers.
Medicare Savings Programs & IRMAA Guide in Florida →
Controlling Medicare Part B and Part D IRMAA surcharges through Roth conversions and Qualified Charitable Distributions.
Senior Citizen Benefits & Retirement Programs in Florida →
Tax advantages, homestead portability, and retirement income strategies for Walton County seniors.
Wells Fargo Advisors — Miramar Beach Grand Boulevard & Poate/Bonjean Financial Group
Miramar Beach, Walton County
Woodruff Stange Private Wealth — LPL Financial
Miramar Beach, Walton County
Edward Jones — Brian C. LaMonica, ChFC®, AAMS™ & Walton County Retirement Network
Miramar Beach, Walton County
Livingston Financial Planning, Inc. — Fee-Only CFP® Fiduciary
Santa Rosa Beach, Walton County
Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.