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Financial ServicesWealth Management✓ Verified
Key West, Monroe County
Last verified: Thursday, October 22, 2026
Merrill Lynch Wealth Management — J.W. Parks and Associates
About This Organization

J.W. Parks and Associates at Merrill Lynch Wealth Management (operating through SEC-registered fiduciary Investment Adviser Merrill Lynch, Pierce, Fenner & Smith Incorporated, CRD #7691, SEC File #801-14235) is a longstanding Lower Keys private wealth management practice located on the second floor of the Flagler Avenue financial center at 3200 Flagler Avenue in Key West, Florida. Led by Senior Vice President and Senior Financial Advisor John Whitman ('J.W.') Parks, CPFA® (CRD #2586008, registered since 1995), who brings over 30 years of advisory experience, the team serves Key West (33040), Old Town, Casa Marina, Sunset Key, and Lower Keys retirees with custom fiduciary investment portfolios, Bank of America Private Bank corporate trustee coordination, hospitality/commercial business exit planning, Florida domicile transitions, and liquidity structuring for island real estate and catastrophe insurance reserves.

Official Verification Sources: SEC IAPD — John Whitman Parks, CPFA® (CRD# 2586008); Merrill Lynch Wealth Management — J.W. Parks and Associates (Key West)

Verified State & Regulatory Credentials
SEC Registered Investment Adviser / FINRA Firm: CRD# 7691 / SEC# 801-14235Status: Active SEC Registered Investment Adviser & Broker-Dealer

Issuer: U.S. Securities and Exchange Commission (SEC) / FINRA

Notes: Merrill Lynch, Pierce, Fenner & Smith Incorporated (Firm CRD #7691, SEC File #801-14235) operates its Key West wealth management office at 3200 Flagler Ave, 2nd Fl, Key West, FL 33040.

FINRA / SEC Individual Advisor (CPFA®): CRD# 2586008Status: Active Senior Vice President & Investment Adviser Representative

Issuer: FINRA BrokerCheck / SEC IAPD

Notes: John Whitman ('J.W.') Parks, CPFA® (Individual CRD #2586008, registered since 1995) leads J.W. Parks and Associates at Merrill Lynch Wealth Management in Key West.

Services Offered
SEC Fiduciary Discretionary Portfolio & Private Wealth Management
CPFA® Business Owner Succession, 401(k) Fiduciary & Exit Liquidity Planning
Corporate Trustee, Estate Settlement & Legacy Trust Coordination
Key West & Lower Keys Domicile Transition & Homestead Tax Preservation
Tax-Efficient RMD Withdrawals, Municipal Bond Ladders & Roth Conversions
Coastal Real Estate Credit, Catastrophe Reserve & Long-Term Care Funding
Frequently Asked Questions

Factual details and direct answers about Merrill Lynch Wealth Management — J.W. Parks and Associates's services, licensing, and credentials.

Where is J.W. Parks and Associates at Merrill Lynch located in Key West?

J.W. Parks and Associates is located at 3200 Flagler Avenue, 2nd Floor, Key West, FL 33040 ((305) 295-2359), led by Senior Vice President John Whitman ('J.W.') Parks, CPFA® (CRD #2586008).

Can J.W. Parks and Associates coordinate corporate trustee services and business exit planning for Key West owners?

Yes. As a Certified Plan Fiduciary Advisor (CPFA®) with over 30 years of experience, J.W. Parks assists Key West hospitality and commercial business owners with retirement plan rollovers, succession liquidity, and Bank of America Private Bank trust administration.

Contact Information
Address
3200 Flagler Ave, 2nd Fl, Key West, FL 33040
Hours
Mon-Fri 8:30 AM - 5:00 PM
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Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.