Located on West US Highway 90 in Lake City at 4641 West US Highway 90, Lake City, FL 32055 (affiliated with the long-established Lake City accounting firm Odom, Moses & Company, LLP CPAs), Moses Wealth Advisors — delivering fiduciary investment advisory services through SEC-registered Raymond James Financial Services Advisors, Inc. (Firm CRD #149018, SEC File #801-69815) and brokerage services through Raymond James Financial Services, Inc. (Firm CRD #6694) — is a multidisciplinary CPA/PFS and CFP® retirement and wealth management team. Led by Branch Owner Tammy Denise Hall, CPA, PFS (Individual CRD #4291992, 25+ years experience), CERTIFIED FINANCIAL PLANNER™ Clarence Ewell Brown III, CFP® (Individual CRD #3138130, 27+ years experience), Co-Branch Manager Charles David ('Charlie') Cowen Jr., CPA, CPFA (Individual CRD #5247409), Financial Advisor Katie Rene Sessions (Individual CRD #6671771), and CPA Managing Partner Philip John Moses Jr., CPA, PFS, the practice integrates CPA-level tax planning with fiduciary retirement income design, FRS DROP and federal FERS/TSP rollovers, RMD and Qualified Charitable Distribution (QCD) optimization, and trust/estate coordination.
Official Verification Sources: FINRA BrokerCheck — Tammy Denise Hall, CPA, PFS (CRD# 4291992); FINRA BrokerCheck — Clarence Ewell Brown III, CFP® (CRD# 3138130); Moses Wealth Advisors — Raymond James Official Website (Lake City)
Issuer: U.S. Securities and Exchange Commission (SEC) / FINRA
Notes: Raymond James Financial Services Advisors, Inc. (CRD #149018, SEC #801-69815) and Raymond James Financial Services, Inc. (CRD #6694) supervise Moses Wealth Advisors at 4641 W US Hwy 90, Lake City, FL 32055.
Issuer: FINRA BrokerCheck / SEC IAPD / CFP Board
Notes: Tammy Denise Hall, CPA, PFS (CRD #4291992), Clarence Ewell Brown III, CFP® (CRD #3138130), Charles David Cowen Jr., CPA, CPFA (CRD #5247409), and Katie Rene Sessions (CRD #6671771) serve Columbia County retirees in Lake City.
Factual details and direct answers about Moses Wealth Advisors — Tammy D. Hall, CPA, PFS, Clarence E. Brown III, CFP® & Charles D. Cowen Jr., CPA, CPFA (Raymond James Financial Services)'s services, licensing, and credentials.
How does Moses Wealth Advisors combine CPA tax expertise with CFP® fiduciary retirement planning in Lake City?
Located at 4641 W US Highway 90 in Lake City alongside Odom, Moses & Company, LLP CPAs, the team includes Personal Financial Specialist Tammy D. Hall, CPA, PFS (CRD #4291992), Clarence E. Brown III, CFP® (CRD #3138130), and Charlie Cowen Jr., CPA, CPFA (CRD #5247409), enabling seamless coordination between retirement portfolio withdrawals, RMDs, Social Security taxation, and Medicare IRMAA brackets.
Does Moses Wealth Advisors assist Florida Gateway College, FDOT District 2, and Lake City VA Medical Center retirees?
Yes. The team specializes in both Florida Retirement System (FRS) DROP and Pension Plan rollovers for state and county employees and federal FERS/Thrift Savings Plan (TSP) retirement transitions for Lake City VA Medical Center staff.
Connect with complementary legal, financial, and residential providers serving seniors in Lake City and Columbia County.
Three Rivers Legal Services, Inc. — Lake City Regional Office
Lake City, Columbia County
(386) 752-5960
Lakewood I & II Senior Apartments — USDA Section 515 & LIHTC 62+ Senior Apartments
Lake City, Columbia County
(386) 755-4953
The Canopy at Harper Lake (formerly The Heron of Lake City)
Lake City, Columbia County
(386) 344-6985
Expert guidance, benefit eligibility rules, and state protections for older Florida residents and family caregivers.
GulfCoast Financial Services, Inc. — John G. Kuykendall (Kovack Securities, Inc.)
Lake City, Columbia County
Edward Jones — Robert W. Woodard, CFP®, AAMS™ (Downtown Lake City Branch)
Lake City, Columbia County
Edward Jones — Jones and Dicks Financial Group (Steven C. Jones, CFP® & Abigail C. Dicks)
Lake City, Columbia County
VyStar Investment Services — Stefanie L. Starling, CFP® (LPL Financial LLC)
Lake City, Columbia County
Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.