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Financial ServicesRetirement Planning✓ Verified
Branford, Lafayette County
Last verified: Sunday, October 25, 2026
NCUA Credit Union Retirement Share Certificate & CUSO Wealth Network Serving Lafayette County (Branford, Live Oak, Perry & Lake City)
About This Organization

Comprehensive National Credit Union Administration (NCUA) retirement share certificate depository and Credit Union Service Organization (CUSO) fiduciary wealth network serving Lafayette County seniors. Because NCUA records confirm zero (0) physical credit union storefronts inside Mayo (32066) or Day (32013), Lafayette County residents access full-service, member-owned credit union branches and LPL Financial (Firm CRD #6413 / SEC #801-10970) CUSO investment desks 16 miles east in Branford (32008) on US-27, 21 miles north in Live Oak (32064) on SR-51, 24 miles west in Perry (32348) on US-27, and in Lake City (32055): (1) Along the Branford (32008) and Live Oak (32064) Suwannee Valley corridor, retirees are served by Radiant Credit Union / First Coast Community Credit Union / RadiFi Credit Union corridor branches & CO-OP network (NCUA Charter #68723 / #68171, 704 US Hwy 27, Branford, FL 32008, (386) 935-2353; 606 Pinewood Dr SW, Live Oak, FL 32064, (386) 362-2222; & 1003 NW 22nd Ct, Chiefland, FL 32626, (352) 381-5200), Suwannee River Federal Credit Union (NCUA Charter #1086, headquartered at 725 Halbrook St SW, Live Oak, FL 32064, (386) 362-2225), and Florida Credit Union (NCUA Charter #68443 / #68468, 9522 S US Hwy 129, Live Oak, FL 32064, (386) 362-7600 / (352) 377-4141, whose community charter explicitly includes Lafayette County); (2) Along the US-27 West Perry (32348) corridor serving Day and Mayo, seniors bank at Envision Credit Union / Addition Financial (NCUA Charter #68173, 2168 S Byron Butler Pkwy, Perry, FL 32348, (850) 584-7416), VyStar Credit Union & VyStar Investment Services (NCUA Charter #68490 / #68559, 2000 S Byron Butler Pkwy, Perry, FL 32348, (850) 614-7142 & 913 1st Ave SE, Steinhatchee, FL 32359, (386) 329-0577—offering CFP® fiduciary advisory via Stefanie L. Starling, CFP®, Individual CRD #6313558, 0 disclosures, through LPL Financial CRD #6413), and Champions First Credit Union (NCUA Charter #67874, 1402 S Jefferson St, Perry, FL 32348, (850) 224-4960—offering Accredited Investment Fiduciary® planning via Edward 'Eddie' A. Knowles, AIF®, BFA™, Individual CRD #4206181, through LPL Financial CRD #6413); and (3) At the Lake City hub, CAMPUS USA Credit Union & CAMPUS Investment Services (NCUA Charter #68391 / #68452 / #17906, 235 NW Commons Loop, Lake City, FL 32055, (352) 335-9090) provides LPL Financial (CRD #6413) retirement rollover management through advisors Joshua J. Hansen (CRD #7436268, 0 disclosures) and John A. Kasak (CRD #4247376) (acceptsMedicaid: false).

Official Verification Sources: National Credit Union Administration (NCUA) — Official Credit Union Locator; FINRA BrokerCheck — Stefanie L. Starling, CFP® (CRD #6313558) & Edward A. Knowles, AIF® (CRD #4206181); CAMPUS USA Credit Union & CAMPUS Investment Services (Lake City Hub)

Verified State & Regulatory Credentials
National Credit Union Administration (NCUA) Charters — Branford, Live Oak, Perry & Lake City Corridor: NCUA #68723 / #68171 (Radiant / RadiFi / First Coast Corridor: 704 US Hwy 27, Branford & 606 Pinewood Dr SW, Live Oak) | NCUA #68443 / #68468 (Florida Credit Union: 9522 S US Hwy 129, Live Oak) | NCUA #1086 (Suwannee River FCU: 725 Halbrook St SW, Live Oak) | NCUA #68173 (Envision / Addition Financial: 2168 S Byron Butler Pkwy, Perry) | NCUA #68490 (VyStar CU) | NCUA #67874 (Champions First CU) | NCUA #68391 / #17906 (CAMPUS USA CU)Status: Active NCUA-Insured Credit Unions — Federal Share Insurance Up to $250,000 + $250,000 Separate IRA Coverage

Issuer: National Credit Union Administration (NCUA) & Florida Office of Financial Regulation (OFR)

Notes: Verified 2026-10-26 via NCUA Credit Union Locator: Bridges Lafayette County's 0 in-county credit union storefronts with full community field-of-membership access in Branford (16 mi E), Live Oak (21 mi N), Perry (24 mi W), and Lake City.

FINRA / SEC Registered CUSO Wealth Management Desks — LPL Financial LLC (Firm CRD #6413 / SEC #801-10970): LPL Financial LLC (CRD #6413 / SEC #801-10970) | Stefanie L. Starling, CFP® (Ind. CRD #6313558 — VyStar Investment Services) | Edward A. Knowles, AIF®, BFA™ (Ind. CRD #4206181 — Champions First / Private Wealth Management) | Joshua J. Hansen (Ind. CRD #7436268) & John A. Kasak (Ind. CRD #4247376 — CAMPUS Investment Services)Status: Active SEC Investment Adviser Representatives & FINRA/SIPC CUSO Advisors

Issuer: U.S. Securities and Exchange Commission (SEC), FINRA & CFP Board

Notes: Verified 2026-10-26 via FINRA BrokerCheck: Provides CFP® and AIF® fiduciary retirement planning inside nearby VyStar, Champions First, and CAMPUS USA Credit Union branches.

Services Offered
Documented 0-Storefront In-County Credit Union Gap in Mayo (32066) Bridged 16–24 Miles Away in Branford, Live Oak & Perry
NCUSIF-Insured Traditional, Roth & Rollover IRA Share Certificates (CDs) Insured Up to $250,000 Separately from Regular Share Accounts
Branford & Live Oak Credit Union Corridor: Radiant / First Coast / RadiFi (#68723/#68171), Suwannee River FCU (#1086) & Florida Credit Union (#68443/#68468)
Perry US-27 West Credit Union & CUSO Corridor: Envision / Addition Financial (#68173), VyStar CU (#68490) & Champions First CU (#67874)
CUSO Fiduciary Wealth & FRS DROP Rollover Desks via LPL Financial LLC (CRD #6413): Stefanie L. Starling, CFP® (#6313558), Eddie Knowles, AIF® (#4206181) & Joshua J. Hansen (#7436268)
Fee-Free Senior Share Draft Checking, Social Security/FRS Direct Deposit, Payable-on-Death (POD) Beneficiary Titling & Surcharge-Free CO-OP ATMs
Frequently Asked Questions

Factual details and direct answers about NCUA Credit Union Retirement Share Certificate & CUSO Wealth Network Serving Lafayette County (Branford, Live Oak, Perry & Lake City)'s services, licensing, and credentials.

Are there any credit union branches physically inside Mayo (32066) or Day (32013), and where are the closest branches for Lafayette County seniors?

There are zero (0) physical credit union storefronts inside Mayo (32066) or Day (32013). However, Lafayette County residents qualify for community membership at surrounding NCUA-insured branches located 16 miles east in Branford (704 US Hwy 27, Branford, FL 32008, (386) 935-2353), 21 miles north in Live Oak (Suwannee River FCU #1086 at 725 Halbrook St SW, (386) 362-2225; 606 Pinewood Dr SW, (386) 362-2222; and Florida Credit Union #68443/#68468 at 9522 S US Hwy 129, (386) 362-7600), and 24 miles west in Perry (Envision Credit Union / Addition Financial #68173 at 2168 S Byron Butler Pkwy, (850) 584-7416; VyStar Credit Union #68490 at 2000 S Byron Butler Pkwy, (850) 614-7142; and Champions First Credit Union #67874 at 1402 S Jefferson St, (850) 224-4960).

Can Lafayette County credit union members work with a CERTIFIED FINANCIAL PLANNER™ (CFP®) or Accredited Investment Fiduciary (AIF®) for FRS DROP rollovers?

Yes. Through Credit Union Service Organization (CUSO) wealth desks affiliated with SEC-registered LPL Financial LLC (Firm CRD #6413 / SEC #801-10970), Lafayette County seniors can consult Stefanie L. Starling, CFP® (CRD #6313558, 0 disclosures) at VyStar Investment Services in Perry/Steinhatchee/Lake City, Edward 'Eddie' A. Knowles, AIF®, BFA™ (CRD #4206181) at Champions First Credit Union in Perry, or Joshua J. Hansen (CRD #7436268, 0 disclosures) and John A. Kasak (CRD #4247376) at CAMPUS Investment Services in Lake City.

Contact Information
Address
725 Halbrook St SW, Live Oak, FL 32064 & 2000 S Byron Butler Pkwy, Perry, FL 32348 (With Branford US-27 Corridor at 704 US Hwy 27, Branford, FL 32008; Live Oak Corridor at 606 Pinewood Dr SW & 9522 S US Hwy 129, Live Oak, FL 32064; Perry Corridor at 1402 S Jefferson St & 2168 S Byron Butler Pkwy, Perry, FL 32348; & CAMPUS USA at 235 NW Commons Loop, Lake City, FL 32055)
Hours
Mon-Thu 9:00am-4:00pm, Fri 9:00am-5:00pm (Suwannee River FCU Live Oak: (386) 362-2225 | Radiant / First Coast Corridor: (352) 381-5200 / (386) 935-2353 / (386) 362-2222 | Florida CU: (386) 362-7600 / (352) 377-4141 | Envision / Addition Financial Perry: (850) 584-7416 | VyStar Perry: (850) 614-7142 | CAMPUS USA Lake City: (352) 335-9090)
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Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.