Because Gilchrist County (Trenton 32693, Bell 32619, and Fanning Springs 32693) has zero (0) physical brick-and-mortar credit union branches inside county lines, this listing connects Gilchrist County seniors and retirees—all of whom qualify for community field-of-membership by living, working, or worshipping in Gilchrist County—to the three full-service, member-owned NCUA-insured credit union branches located 10 to 12 miles from the county border along State Road 26 and US Highway 19: (1) Radiant Credit Union (NCUA Charter #68723, NMLS #410796, Florida Sunbiz Document #N97000004628, founded in 1963 and formerly known as SunState Federal Credit Union), operating both the Newberry Branch at 24100 West Newberry Road, Suite 50, Newberry, FL 32669 ((352) 381-5200, in the Publix Market at Newberry Farms shopping center just 12 miles east of Trenton on SR-26) and the Chiefland Branch at 1003 NW 22nd Court, Chiefland, FL 32626 ((352) 381-5200, just 10 miles south of Fanning Springs on US Highway 19); and (2) CAMPUS USA Credit Union (NCUA Charter #68391, NMLS #402385, Florida Sunbiz Document #N96000004505, founded in 1935 on the University of Florida campus) at the Jonesville / Newberry Service Center at 107 NW 140th Terrace, Newberry, FL 32669 ((352) 335-9090 / Toll-Free (800) 367-6440), which also houses CAMPUS Investment Services—offering fiduciary retirement planning and securities through LPL Financial LLC (Firm CRD #6413 / SEC File #801-10970, staffed regionally by Financial Advisor Joshua J. Hansen, Individual CRD #7436268, Series 7 & 66, 0 disclosures). Also cross-referenced is Florida Credit Union (NCUA Charter #68443, NMLS #408586, (352) 377-4141 / (800) 284-1144), whose community charter explicitly includes Gilchrist County residents. All three institutions provide up to $250,000 in federal National Credit Union Share Insurance Fund (NCUSIF) protection on regular share accounts plus a separate $250,000 of federal insurance on Traditional, Roth, and SEP IRA share certificates.
Official Verification Sources: Radiant Credit Union — Official Newberry (24100 W Newberry Rd) & Chiefland (1003 NW 22nd Ct) Branches (NCUA #68723); CAMPUS USA Credit Union (NCUA #68391) & CAMPUS Investment Services (LPL Financial CRD #6413); National Credit Union Administration (NCUA) — Official Credit Union Locator
Issuer: National Credit Union Administration (NCUA) & Florida Office of Financial Regulation (OFR)
Notes: Verified 2026-10-26 via NCUA Credit Union Locator: Gilchrist County has 0 in-county credit union branches. Residents are eligible for membership and served by: (1) Radiant Credit Union (NCUA #68723, formerly SunState FCU) at 24100 W Newberry Rd, Ste 50, Newberry, FL 32669 and 1003 NW 22nd Ct, Chiefland, FL 32626 ((352) 381-5200); (2) CAMPUS USA Credit Union (NCUA #68391) at 107 NW 140th Ter, Newberry, FL 32669 ((352) 335-9090); and (3) Florida Credit Union (NCUA #68443, (352) 377-4141).
Issuer: U.S. Securities and Exchange Commission (SEC) & FINRA
Notes: CAMPUS Investment Services provides fiduciary retirement advisory and IRA rollover services to CAMPUS USA Credit Union members through LPL Financial LLC (CRD #6413 / SEC #801-10970), including advisor Joshua J. Hansen (CRD #7436268, 0 disclosures).
Factual details and direct answers about Radiant Credit Union (Newberry & Chiefland Branches) & CAMPUS USA Credit Union / CAMPUS Investment Services (Newberry Corridor Serving Gilchrist County)'s services, licensing, and credentials.
Are there any credit union branches physically inside Trenton, Bell, or Fanning Springs, and which credit unions can Gilchrist County seniors join?
There are zero (0) physical credit union branches inside Gilchrist County limits. However, all residents of Trenton (32693), Bell (32619), and Fanning Springs (32693) are eligible to join Radiant Credit Union (NCUA #68723), CAMPUS USA Credit Union (NCUA #68391), and Florida Credit Union (NCUA #68443). The closest physical branches are Radiant Credit Union in Newberry (24100 W Newberry Rd, Ste 50—12 miles east of Trenton on SR-26) and Chiefland (1003 NW 22nd Ct—10 miles south of Fanning Springs on US-19) and CAMPUS USA Credit Union in Newberry/Jonesville (107 NW 140th Ter).
How are Traditional and Roth IRA share certificates insured at Radiant Credit Union and CAMPUS USA Credit Union?
Both Radiant Credit Union (NCUA #68723) and CAMPUS USA Credit Union (NCUA #68391) are federally insured by the National Credit Union Administration (NCUA). Under federal NCUSIF rules, a retiree's Traditional and Roth IRA share certificates are insured up to $250,000 separately and in addition to the $250,000 federal coverage on their regular checking, money market, and non-retirement share certificates.
Connect with complementary legal, financial, and residential providers serving seniors in Newberry and Gilchrist County.
Theodore M. Burt, P.A. & Mark J. Feather, P.A. — Theodore Mark Burt, Esq. & Mark Jackson Feather, Esq. (Downtown Trenton Real Property, Probate, Trust & Estate Counsel)
Trenton, Gilchrist County
(352) 463-2348
Trenton I & II Apartments (Trenton Place Apartments — 36-Unit USDA Section 515/521 & FHFC LIHTC Subsidized Apartment Community)
Trenton, Gilchrist County
(352) 463-7106
Kimberly Smith Adult Family Care Home (Newberry)
Newberry, Alachua County
(352) 474-1878
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Edward Jones — Sheila Kay Smith & Ashlyn Burtle (Newberry SR-26 Branch) & Luke Avizinis (High Springs US-441 Branch Serving Gilchrist County)
Newberry, Gilchrist County
Capital City Bank (Trenton, Bell & Fanning Springs Branches) & Seacoast National Bank (Trenton Branch — In-County FDIC Senior, IRA & Estate Banking)
Trenton, Gilchrist County
The Barber Group of Raymond James — Kelly Dean Barber (Trenton NE 5th Street In-County Branch & High Springs Main Street Hub)
Trenton, Gilchrist County
Capital City Strategic Wealth & Capital City Trust Company — Daniel D. 'Danny' Etheridge, CRPC®, CKA® (LPL Financial — Trenton, Bell, Fanning Springs & Chiefland)
Trenton, Gilchrist County
Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.