Administered by the Florida Department of Elder Affairs (DOEA) and Elder Options (Mid-Florida Area Agency on Aging, Inc. — PSA 3, Florida Sunbiz Doc# 739573 / #N35869, Toll-Free Helpline 1-800-262-2243) with local counseling hosted at the Bradford County Senior Center (1805 North Temple Avenue, Starke, FL 32091, (904) 368-3955) and the Suwannee River Economic Council (SREC) Bradford Senior Service Center (1210 East Andrews Circle, Starke, FL 32091, (904) 964-6696, Sunbiz Doc# 709430), SHINE (Serving Health Insurance Needs of Elders) is Bradford County's official, 100% free, unbiased, and commission-free Medicare and healthcare financial counseling program. State-certified SHINE counselors help Starke, Lawtey, Hampton, Brooker, and Keystone Heights seniors compare Medicare Advantage (Part C), Part D prescription drug, and Medigap supplement plans, and enroll low-income retirees in the Medicare Savings Programs (QMB, SLMB, QI — saving $2,000+ per year in Part B premiums) and Social Security Part D 'Extra Help' Low-Income Subsidy (LIS).
Official Verification Sources: Florida SHINE (Serving Health Insurance Needs of Elders) — Official DOEA Portal; Elder Options (Mid-Florida Area Agency on Aging — DOEA PSA 3) SHINE Counseling; Suwannee River Economic Council (SREC) — Bradford County Senior Center (1805 N Temple Ave, Starke)
Issuer: Florida Department of Elder Affairs (DOEA) & U.S. Administration for Community Living (ACL)
Notes: Verified SHINE counseling for Bradford County via Elder Options (1-800-262-2243) and the Bradford County Senior Center at 1805 N Temple Ave, Starke, FL 32091 ((904) 368-3955).
Factual details and direct answers about SHINE (Serving Health Insurance Needs of Elders) — Bradford County Senior Center & Elder Options (DOEA PSA 3 Free Medicare & Financial Assistance Counseling)'s services, licensing, and credentials.
How much can a low-income Bradford County retiree save each year by applying for the Medicare Savings Program through SHINE?
Through the Qualified Medicare Beneficiary (QMB), Specified Low-Income Medicare Beneficiary (SLMB), or Qualifying Individual (QI) programs, Florida Medicaid pays the senior's monthly Medicare Part B premium (saving over $2,000 per year), and QMB additionally eliminates all Medicare Part A and Part B deductibles and 20% coinsurance. Bradford County seniors can apply free of charge by calling 1-800-262-2243 or visiting the Bradford County Senior Center at 1805 N Temple Ave in Starke ((904) 368-3955).
Do SHINE counselors sell insurance or receive commissions?
Never. SHINE is a public program of the Florida Department of Elder Affairs and Elder Options (PSA 3). All SHINE counselors are state-trained volunteers and staff who never sell insurance policies or accept commissions.
Connect with complementary legal, financial, and residential providers serving seniors in Starke and Bradford County.
Paul Sanders, P.A. — Meredith Paul Sanders, Esq. (Starke Probate, Wills, Trusts & Estate Planning)
Starke, Bradford County
(904) 964-2323
Bradford County SHIP Housing Assistance Program & Regional Section 8 Voucher Administration (NWFRHA)
Starke, Bradford County
(904) 966-6382
Young Hearts Extended Assisted Living Facility II (Historically Parkside Assisted Living — Starke)
Starke, Bradford County
(904) 769-1122
Expert guidance, benefit eligibility rules, and state protections for older Florida residents and family caregivers.
Edward Jones — Courtnie A. Douglas, Financial Advisor (Starke Branch)
Starke, Bradford County
Capital City Bank — Capital City Strategic Wealth & Capital City Trust Company (Starke Branch)
Starke, Bradford County
DLP Bank (Formerly Community State Bank — Starke Main Office & Charter Headquarters)
Starke, Bradford County
VyStar Credit Union — VyStar Investment Services (Starke Branch — with Florida Credit Union & First Federal Bank Starke)
Starke, Bradford County
Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.