Skip to main content
Legal ServicesElder Law✓ Verified
Sebring, Hardee County
Last verified: Thursday, October 22, 2026
Swaine, Harris & Wohl, P.A. (with Stone Law Group, P.L. & Karlson Law Group, P.A. — 10th Circuit Heartland Elder Law, Medicaid & Probate Counsel)
About This Organization

Premier multi-attorney 10th Judicial Circuit Heartland estate planning, elder law, probate, and agricultural real property practices located immediately east of Hardee County along the US-27 / SR-64 corridor in Sebring and Lake Placid, regularly representing Wauchula, Zolfo Springs, Bowling Green, and Ona retirees, ranchers, and citrus families before the Hardee County Probate Court. Anchored by Swaine, Harris & Wohl, P.A. (425 S Commerce Ave, Sebring, FL 33870, (863) 385-1549, https://www.heartlandlaw.com, Florida Sunbiz Doc# P94000064831, founded 1919 — the oldest law firm in Florida's Heartland), led by Robert S. Swaine, Esq. (Florida Bar #514837, admitted October 31, 1985, J.D. University of Florida), Thomas J. 'T.J.' Wohl, Esq. (Florida Bar #22131, admitted April 17, 1995, J.D. University of Florida), and Bert J. Harris III, Esq. (Florida Bar #278629, admitted November 9, 1979, J.D. Stetson University — Florida Bar Board Certified in Real Estate Law; all 3 with 0 10-year disciplinary actions). Paired with Stone Law Group, P.L. (734 E Memorial Dr, Sebring, FL 33870, (863) 385-6160, https://stonelawfl.com, Sunbiz Doc# L10000008407), led by dedicated Elder Law & Medicaid Planning attorneys Charlotte Combs Stone, Esq. (Florida Bar #21297, admitted May 5, 2006) and Christopher Lee Cober, Esq. (Florida Bar #74718, admitted February 23, 2010), and Karlson Law Group, P.A. (301 Dal Hall Blvd, Lake Placid, FL 33852, (863) 699-2100, https://www.karlsonlaw.com), led by Pamela Taylor Karlson, Esq., B.C.S. (Florida Bar #17957, admitted December 10, 1994 — Florida Bar Board Certified Specialist in Real Estate Law) and elder law/Medicaid planning attorney Joy Marie Senn, Esq. (Florida Bar #179264, admitted September 24, 1999; all with 0 10-year disciplinary actions).

Official Verification Sources: The Florida Bar Member Profiles — Robert S. Swaine (#514837), T.J. Wohl (#22131) & Bert J. Harris III (#278629); Swaine, Harris & Wohl, P.A. — Official Heartland Law Website; Stone Law Group, P.L. (Sebring) & Karlson Law Group, P.A. (Lake Placid) — Elder Law Portals

Verified State & Regulatory Credentials
Florida Bar Licenses & Board Certifications (10th Judicial Circuit Heartland Counsel): FL Bar #514837 (R. Swaine), #22131 (T.J. Wohl), #278629 (B. Harris III, B.C.S.) | Stone Law #21297 (C. Stone) & #74718 (C. Cober) | Karlson Law #17957 (P. Karlson, B.C.S.) & #179264 (J. Senn)Status: Active — All 7 Attorneys Eligible to Practice in Florida (0 10-Year Discipline)

Issuer: The Florida Bar & Florida Department of State (Sunbiz #P94000064831 & #L10000008407)

Notes: Swaine, Harris & Wohl, P.A. (Sunbiz Doc# P94000064831, 425 S Commerce Ave, Sebring, FL 33870, (863) 385-1549): Robert S. Swaine (#514837), Thomas J. Wohl (#22131), Bert J. Harris III (#278629, B.C.S.). Stone Law Group, P.L. (Sunbiz Doc# L10000008407, 734 E Memorial Dr, Sebring, FL 33870, (863) 385-6160): Charlotte Combs Stone (#21297) & Christopher Lee Cober (#74718). Karlson Law Group, P.A. (301 Dal Hall Blvd, Lake Placid, FL 33852, (863) 699-2100): Pamela Taylor Karlson (#17957, B.C.S.) & Joy Marie Senn (#179264).

Services Offered
Florida ICP & SMMC Long-Term Care Medicaid Asset Protection, QITs & Spousal Diversion (Stone Law & Karlson Law)
Multi-Generational Citrus Grove, Cattle Ranch & Agricultural Estate Succession Planning (Swaine, Harris & Wohl)
10th Judicial Circuit Formal & Summary Probate & Trust Administration in Hardee County
Revocable Living Trusts, Pour-Over Wills, Special Needs Trusts & Charitable Remainder Trusts
Enhanced Life Estate ('Lady Bird') Deeds & Board-Certified Real Property Title Counsel (Bert J. Harris III & Pamela Karlson, B.C.S.)
Plenary & Limited Adult Guardianships, Durable Powers of Attorney & Healthcare Surrogates
Frequently Asked Questions

Factual details and direct answers about Swaine, Harris & Wohl, P.A. (with Stone Law Group, P.L. & Karlson Law Group, P.A. — 10th Circuit Heartland Elder Law, Medicaid & Probate Counsel)'s services, licensing, and credentials.

Why do Hardee County families frequently retain Sebring and Heartland elder law firms like Swaine, Harris & Wohl or Stone Law Group?

Because Hardee County and neighboring Highlands County share the 10th Judicial Circuit, Sebring firms located 25 minutes east via SR-64—including Swaine, Harris & Wohl, P.A. ((863) 385-1549), Stone Law Group, P.L. ((863) 385-6160), and Karlson Law Group, P.A. ((863) 699-2100)—regularly file probate estates, guardianships, and Medicaid asset-protection trusts for Wauchula, Zolfo Springs, and Bowling Green families.

Can Stone Law Group and Karlson Law Group help Hardee County seniors qualify for Nursing Home Medicaid?

Yes. Attorneys Charlotte Combs Stone (FL Bar #21297) and Christopher Lee Cober (FL Bar #74718) at Stone Law Group, P.L. and Joy Marie Senn (FL Bar #179264) at Karlson Law Group, P.A. focus specifically on Florida ICP and SMMC Long-Term Care Medicaid crisis planning, Qualified Income Trusts (Miller Trusts), and spousal asset protection for seniors entering Vivo Healthcare Wauchula or regional memory care facilities.

Contact Information
Address
425 S Commerce Ave, Sebring, FL 33870
Hours
Mon-Fri 8:30am-5:00pm
Take Action

Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.