Comprehensive FDIC-insured retirement and commercial banking hub for Taylor County, anchored by Taylor County Community Bank (a division of Madison County Community Bank, FDIC Certificate #35056, NMLS #403330, ABA Routing #063114645) at 1405 South Jefferson Street, Perry, FL 32348 ((850) 371-7000), where clients access FDIC-insured Traditional and Roth IRA Certificates of Deposit (CDs), money market accounts, safe deposit boxes, Qualified Income Trust (Miller Trust) checking accounts, and on-site retirement advisory services through LPL Financial Planner John Byron Poore II (Individual CRD #4511039, LPL Financial LLC CRD #6413). Because rural coastal communities in Taylor County have 0 FDIC-insured bank branches in Steinhatchee (32359—served locally by VyStar Credit Union at 913 1st Ave SE, NCUA #68490), Keaton Beach (32348), Salem (32356), or Shady Grove (32357), all three of Taylor County's brick-and-mortar FDIC-insured bank branches are concentrated in Perry and cross-referenced here: (1) Taylor County Community Bank / Madison County Community Bank at 1405 S Jefferson St, Perry, FL 32348 ((850) 371-7000, FDIC Cert #35056, NMLS #403330); (2) Wells Fargo Bank, N.A. — Perry Branch in historic downtown Perry at 200 W Main St, Perry, FL 32347 ((850) 584-0701 / (800) 869-3557, FDIC Cert #3511, OCC Charter #1, NMLS #399801, Mon-Fri 9:00am-5:00pm), with regional access to Wells Fargo Clearing Services, LLC / Wells Fargo Advisors (Firm CRD #19616 / SEC #801-37967); and (3) Capital City Bank — Perry Branch at 2003 S Byron Butler Pkwy, Perry, FL 32348 ((850) 584-2057, FDIC Cert #9622, NMLS #75615).
Official Verification Sources: Madison County Community Bank / Taylor County Community Bank — Official Portal (FDIC #35056); FDIC BankFind Suite — Taylor County Branch Directory (Perry, FL); Wells Fargo Bank — Downtown Perry Branch (200 W Main St — FDIC #3511)
Issuer: Federal Deposit Insurance Corporation (FDIC), OCC & Florida Office of Financial Regulation
Notes: Verified 2026-10-23 via FDIC BankFind Suite: Taylor County has 3 active brick-and-mortar FDIC bank branches, all located in Perry: (1) Taylor County Community Bank (division of Madison County Community Bank, FDIC Cert #35056, NMLS #403330, 1405 S Jefferson St, Perry, FL 32348, (850) 371-7000); (2) Wells Fargo Bank, N.A. (FDIC Cert #3511, NMLS #399801, 200 W Main St, Perry, FL 32347, (850) 584-0701); and (3) Capital City Bank (FDIC Cert #9622, NMLS #75615, 2003 S Byron Butler Pkwy, Perry, FL 32348, (850) 584-2057). Note: Steinhatchee, Keaton Beach, Salem, and Shady Grove have 0 FDIC bank branches (Steinhatchee is served by VyStar Credit Union at 913 1st Ave SE, NCUA #68490).
Factual details and direct answers about Taylor County Community Bank (Division of Madison County Community Bank) — Perry Branch (with Wells Fargo Bank & Capital City Bank Perry Branches)'s services, licensing, and credentials.
How many FDIC-insured bank branches operate in Taylor County, and is there a bank or credit union in Steinhatchee?
Taylor County has three (3) active brick-and-mortar FDIC-insured bank branches, all in Perry: Taylor County Community Bank at 1405 S Jefferson Street ((850) 371-7000, FDIC #35056), Wells Fargo Bank at 200 W Main Street ((850) 584-0701, FDIC #3511), and Capital City Bank at 2003 S Byron Butler Parkway ((850) 584-2057, FDIC #9622). While Steinhatchee has 0 FDIC bank branches following the 2019 acquisition of Citizens State Bank, Steinhatchee residents have an in-town NCUA-insured branch at VyStar Credit Union, 913 1st Avenue SE, Steinhatchee, FL 32359 ((386) 329-0577, NCUA #68490).
Can Perry's FDIC banks open a Qualified Income Trust (Miller Trust) checking account for a senior applying for nursing home Medicaid?
Yes. When an elder law attorney prepares a Qualified Income Trust (Miller Trust) for a Taylor County senior whose monthly income exceeds the Florida Medicaid Long-Term Care income cap, local Perry branches of Taylor County Community Bank, Wells Fargo Bank, and Capital City Bank can establish the dedicated trust checking account required by DCF and AHCA.
Connect with complementary legal, financial, and residential providers serving seniors in Perry and Taylor County.
The Curtis Law Firm, P.A. — Donald Raymond "Ray" Curtis III, Esq.
Perry, Taylor County
(850) 584-5299
Taylor County SHIP Housing Program, NWFRHA Section 8 & Suwannee River Economic Council (SREC) Perry Center
Perry, Taylor County
(850) 838-3500
Marshall Health and Rehabilitation Center (Aviata at Big Bend / Award Care at Big Bend — Perry 120-Bed Skilled Nursing & Memory Care)
Perry, Taylor County
(850) 584-6334
Expert guidance, benefit eligibility rules, and state protections for older Florida residents and family caregivers.
Edward Jones — Cory G. Taylor, CFP® (Perry Branch — with State Farm Investment Management Advisors Misty S. Rhoden & John A. Kasak)
Perry, Taylor County
Capital City Bank — Perry Branch & Capital City Trust / Strategic Wealth (with Taylor County Community Bank & Wealth Enhancement & Preservation — John Byron Poore II)
Perry, Taylor County
Page Accounting & Tax Services — Daniel Emerson Page, CPA (with Powell & Jones, CPAs & Moran & Smith, LLP)
Perry, Taylor County
Champions First Credit Union — Perry Branch & Private Wealth Management (with VyStar Credit Union & VyStar Investment Services — Perry & Steinhatchee Branches)
Perry, Taylor County
Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.