The Stewart Markey Group of Seventy2 Capital Wealth Management (an independent private wealth advisory practice operating through SEC-registered Investment Adviser and FINRA/SIPC broker-dealer Wells Fargo Advisors Financial Network, LLC, CRD #11025, SEC File #801-57434) is a premier Gulf Breeze fiduciary wealth management and multi-generational retirement planning practice located in Harbourtown Shopping Village at 913 Gulf Breeze Parkway (U.S. Highway 98), Suite 27, in Gulf Breeze, Florida (ZIP 32561). Anchored on the Gulf Breeze peninsula overlooking Pensacola Bay, the practice is led by Vice Presidents and Financial Advisors Wendy Stewart Markey (Individual CRD #2598375, bringing nearly three decades of securities and investment advisory experience since 1995) and Bryn Stewart Markey (Individual CRD #5369946, registered in wealth management since 2007).

Combining independent boutique wealth management with institutional custody and research, The Stewart Markey Group of Seventy2 Capital designs tailored retirement income portfolios, municipal bond ladders, equity risk-management frameworks, and trust/estate investment strategies for affluent retirees, physicians, executives, and military/federal families across Gulf Breeze Proper (32561), Tiger Point and Midway (32563), Pensacola Beach, Villa Venyce, and Santa Rosa Shores. Wendy Stewart Markey and Bryn Stewart Markey regularly assist retiring Baptist Hospital Gulf Breeze / Andrews Institute medical professionals, business owners, retired U.S. Navy and Air Force officers (integrating Thrift Savings Plan rollovers, FERS civilian pensions, and Survivor Benefit Plan elections), and retiring Santa Rosa County District Schools and City of Gulf Breeze employees rolling over Florida Retirement System (FRS) Deferred Retirement Option Program (DROP) lump sums.

To preserve purchasing power and reduce lifetime tax drag across a 25- to 30-year coastal retirement, the Gulf Breeze advisory team coordinates tax-loss harvesting, SECURE 2.0 Act Required Minimum Distribution (RMD) withdrawal sequencing (ages 73–75), multi-year Roth conversions, and Qualified Charitable Distributions (QCDs for clients aged 70½+) structured to keep Modified Adjusted Gross Income below punitive two-year lookback Medicare Part B and Part D IRMAA brackets alongside Northwest Florida Area Agency on Aging (PSA 1) SHINE counseling (1-800-963-5337). In addition, advisors model waterfront wind/flood insurance reserves and long-term care liquidity (for nearby communities such as The Arbors of Gulf Breeze and The Beacon at Gulf Breeze) while helping relocating and downsizing homeowners coordinate trust titling, 3% Save Our Homes portability, the $50,000 Homestead Exemption, and the Age 65+ Senior Homestead Exemption with the Santa Rosa County Property Appraiser's South End Annex (Greg Brown II, CFA — 5841 Gulf Breeze Pkwy, Gulf Breeze, FL 32563).