Together Planning, LLC (operating as Together Planning, an SEC-registered fee-only fiduciary Investment Adviser and NAPFA-recognized firm, CRD #175341, SEC File #801-123429) is an independent retirement income and comprehensive financial planning practice located off NW 41st Street and NW 43rd Street in Northwest Gainesville (32606). Founded in 2015 by CERTIFIED FINANCIAL PLANNER™ professional Judson Thomas ('Jud') Mallini, CFP® (CRD #5164003) alongside Co-Founder and Chief Investment Officer George T. ('Tom') Mallini and Lia Bertelson, CFP®, the firm provides strictly commission-free fiduciary advice to retiring University of Florida (UF) and Santa Fe College faculty, UF Health Shands physicians, and Alachua County families—specializing in State University System Optional Retirement Program (ORP), UF 403(b)/457(b), and Florida Retirement System (FRS) Pension and DROP rollovers, multi-year Roth conversion modeling, SECURE 2.0 Act Required Minimum Distribution (RMD) sequencing, and CCRC entrance-fee liquidity planning for Oak Hammock at the University of Florida and The Village at Gainesville.
Official Verification Sources: SEC Investment Adviser Public Disclosure — Together Planning, LLC (CRD #175341); SEC IAPD Individual Profile — Judson Thomas Mallini, CFP® (CRD #5164003); Together Planning Official Website
Issuer: Securities and Exchange Commission (SEC)
Notes: SEC File #801-123429; independent fee-only fiduciary Registered Investment Adviser with its Gainesville office at 2631 NW 41st Street, Suite E2, Gainesville, FL 32606.
Issuer: CFP Board / SEC
Notes: Founded and led by Financial Planner Judson Thomas ('Jud') Mallini, CFP® (CRD #5164003) and Co-Founder & Chief Investment Officer George T. ('Tom') Mallini.
Factual details and direct answers about Together Planning (Together Planning, LLC)'s services, licensing, and credentials.
Is Together Planning in Gainesville a strictly fee-only fiduciary financial advisory firm?
Yes. Together Planning, LLC (CRD #175341, SEC File #801-123429) is an SEC-registered, NAPFA-affiliated fee-only fiduciary RIA. The firm accepts zero commissions, insurance sales loads, or third-party product referral fees, ensuring conflict-free retirement guidance for Alachua County clients.
How does Together Planning assist retiring University of Florida (UF) faculty and UF Health Shands physicians?
Founder Jud Mallini, CFP® (CRD #5164003) and his team model optimal rollover and distribution strategies across State University System Optional Retirement Program (ORP) accounts, supplemental UF 403(b) and 457(b) plans, UF Academic Enrichment Fund (AEF) / Medical Faculty Practice Plan retirement plans, and Florida Retirement System (FRS) Pension and DROP balances while coordinating multi-year Roth conversions to minimize Medicare IRMAA surcharges.
Can Together Planning help evaluate CCRC entrance fees at Oak Hammock at UF or property tax exemptions in Alachua County?
Yes. The firm models portfolio withdrawal sustainability and IRC Section 213(d) prepaid medical expense tax deductions for Oak Hammock at the University of Florida and The Village at Gainesville entrance fees, and advises downsizing seniors on Alachua County Property Appraiser (515 N Main St, Ste 200, Gainesville, FL 32601, Ayesha Solomon, CFA) $50,000 Homestead Exemption, 3% Save Our Homes portability, and Additional Senior Homestead Exemption filings.
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Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.