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Financial ServicesRetirement Planning✓ Verified
Lake Butler, Union County
Last verified: Sunday, October 25, 2026
Union County Farm Bureau Financial & Retirement Services — Ricky Dugger, Shane Parmenter & Caleb Romrell (Lake Butler Office — With James A. Buss State Farm Agency)
About This Organization

In-county fixed retirement annuity, Individual Retirement Account (IRA), and agricultural/timberland estate liquidity headquarters located on State Road 100 (Southeast 6th Street, one block east of DLP Bank) at 325 Southeast 6th Street, Lake Butler, FL 32054 ((386) 496-2171, Fax (386) 496-4296). Operated by Union County Farm Bureau, Inc. (Florida Sunbiz Document #N12000008108, Active Florida non-profit agricultural federation led by President Thomas Crawford) and directed by Agency Manager Richard 'Ricky' Dugger (Richard Dugger Insurance, Inc., Sunbiz Document #P18000033720) alongside Florida Department of Financial Services (FL DFS) licensed Agents Shane Parmenter (Shane Parmenter Insurance, LLC, Sunbiz Document #L26000176631) and Caleb Romrell, the Lake Butler agency provides Union County retirees, farm families, and timberland owners across Lake Butler (32054), Raiford (32083), and Worthington Springs (32697) with principal-protected Traditional, Roth, and SEP IRA fixed annuities, Single-Premium Immediate Annuities (SPIAs) for guaranteed lifetime pension-style income, and tax-free whole life and survivorship estate-liquidity policies underwritten by Southern Farm Bureau Life Insurance Company (NAIC #68896, Sunbiz Doc #814141). This listing also cross-references Lake Butler's second active brick-and-mortar retirement annuity, Medigap, and senior life insurance agency on State Road 121 North: James A. Buss Insurance Agency LLC (State Farm) at 315 North Lake Avenue, Lake Butler, FL 32054 ((904) 375-2025 / (386) 496-2025, https://www.thebussteam.com, Florida Sunbiz Document #L18000059541, Principal Agent James A. Buss, FL DFS License #W286175).

Official Verification Sources: Florida Farm Bureau — Official Union County Office (325 SE 6th St, Lake Butler — Ricky Dugger, Shane Parmenter & Caleb Romrell); Florida Sunbiz Entities — Union County Farm Bureau, Inc. (#N12000008108) & James A. Buss Insurance Agency LLC (#L18000059541); James A. Buss State Farm Agency — Official Website (315 N Lake Ave, Lake Butler, FL 32054 — FL License #W286175)

Verified State & Regulatory Credentials
FL DFS Licensed Life & Annuity Agency & FLOIR Authorized Insurer — Union County Farm Bureau, Inc. (Lake Butler): Sunbiz Doc# N12000008108 (Union County Farm Bureau, Inc.) | Ricky Dugger (#P18000033720), Shane Parmenter (#L26000176631) & Caleb Romrell | Southern Farm Bureau Life (NAIC #68896)Status: Active In-County Retirement Annuity & Agricultural Estate Liquidity Agency (325 SE 6th St, Lake Butler, FL 32054)

Issuer: Florida Department of Financial Services (DFS), FLOIR / NAIC & FL Division of Corporations

Notes: Verified 2026-10-26 via Florida Sunbiz & Florida Farm Bureau Federation: Union County Farm Bureau, Inc. (Sunbiz Doc #N12000008108, President Thomas Crawford) operates at 325 SE 6th St, Lake Butler, FL 32054 ((386) 496-2171, Fax (386) 496-4296), staffed by Agency Manager Richard 'Ricky' Dugger (#P18000033720) and Agents Shane Parmenter (#L26000176631) and Caleb Romrell, offering fixed IRA annuities and life insurance via Southern Farm Bureau Life Insurance Company (NAIC #68896 / Sunbiz #814141).

Cross-Referenced In-County Lake Butler Retirement Annuity & Medigap Agency — James A. Buss Insurance Agency LLC (State Farm): FL DFS License #W286175 (James A. Buss) | Sunbiz Doc# L18000059541 (James A. Buss Insurance Agency LLC — 315 N Lake Ave, Lake Butler)Status: Active Florida DFS Licensed Life, Health & Annuity Agency in Lake Butler (32054)

Issuer: Florida Department of Financial Services (DFS) & Florida Division of Corporations (Sunbiz)

Notes: Verified 2026-10-26: James A. Buss Insurance Agency LLC (Sunbiz Doc #L18000059541, James A. Buss FL DFS License #W286175) operates at 315 N Lake Ave, Lake Butler, FL 32054 ((904) 375-2025). (Audit note: historical Stephenson Insurance Agency Inc. at 1015 SW 3rd St, Lake Butler is Inactive on Sunbiz and excluded from active primary status).

Services Offered
In-County Traditional, Roth & Rollover IRA Fixed Annuities in Lake Butler (325 SE 6th St — (386) 496-2171)
Single-Premium Immediate Annuities (SPIAs) & Guaranteed Lifetime Retirement Income Riders (Southern Farm Bureau Life NAIC #68896)
Agricultural, Cattle & Timberland Estate Liquidity Life Insurance to Prevent Forced Subdivision of Family Land in 8th Circuit Probate
SEP IRAs & Principal-Protected FRS DROP / 401(k) Rollover Annuities with Zero Market Downside Risk
Cross-Referenced Lake Butler Annuity, Medigap & Final-Expense Office: James A. Buss Insurance Agency LLC (State Farm) at 315 N Lake Ave ((904) 375-2025, FL DFS #W286175)
In-Person Beneficiary Audits, Homestead Risk Management & Estate Claim Assistance in Downtown Lake Butler
Frequently Asked Questions

Factual details and direct answers about Union County Farm Bureau Financial & Retirement Services — Ricky Dugger, Shane Parmenter & Caleb Romrell (Lake Butler Office — With James A. Buss State Farm Agency)'s services, licensing, and credentials.

Where is the Union County Farm Bureau office located in Lake Butler, and who are the licensed retirement and estate agents on-site?

Union County Farm Bureau, Inc. (Sunbiz #N12000008108) is located on State Road 100 at 325 Southeast 6th Street, Lake Butler, FL 32054 ((386) 496-2171). Agency Manager Ricky Dugger (#P18000033720) and Agents Shane Parmenter (#L26000176631) and Caleb Romrell help Union County retirees establish principal-protected Traditional, Roth, and SEP IRA fixed annuities and whole life estate-liquidity policies through Southern Farm Bureau Life Insurance Company (NAIC #68896).

What other licensed insurance and retirement annuity office operates inside Lake Butler?

In addition to Union County Farm Bureau at 325 SE 6th Street, Lake Butler seniors can visit James A. Buss Insurance Agency LLC (State Farm, Sunbiz #L18000059541, FL DFS License #W286175) on Lake Avenue at 315 North Lake Avenue, Lake Butler, FL 32054 ((904) 375-2025, https://www.thebussteam.com) for fixed retirement annuities, Medicare Supplement (Medigap) policies, and final-expense life coverage.

Contact Information
Address
325 SE 6th St, Lake Butler, FL 32054 (James A. Buss State Farm Agency: 315 N Lake Ave, Lake Butler, FL 32054)
Hours
Mon-Fri 8:30am-5:00pm (Farm Bureau Fax: (386) 496-4296 | James A. Buss State Farm Agency at 315 N Lake Ave: (904) 375-2025)
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Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.