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Independent Living55+ Community✓ Verified
Starke, Bradford County
Last verified: Thursday, October 22, 2026
Whispering Oaks Apartments (FHFC LIHTC — 900 S Water St) & Bradford County FDOH Rule 64E-15 Retiree RV / Manufactured Home Communities (Starke KOA / Mimosa Manor)
About This Organization

Located on State Road 100 at 900 South Water Street, Starke, FL 32091 ((904) 290-6569, immediately north of Southern Villas of Starke and Riverwood Healthcare & Rehabilitation Center), Whispering Oaks Apartments (owned by Whispering Oaks Housing Associates, L.L.C., Florida Sunbiz Doc# L01000000920 & Whispering Oaks Housing Associates II, LLC, Sunbiz Doc# L03000009727, managed by Broad Management Group) is Bradford County's largest Florida Housing Finance Corporation (FHFC) Low-Income Housing Tax Credit (LIHTC) apartment community (120 income-restricted apartments with clubhouse, pool, fitness center, and ground-floor accessible residences). Because Bradford County has zero (0) FLOIR Chapter 651 Continuing Care Retirement Communities (CCRCs) and zero large corporate age-restricted 55+ subdivisions, this listing also documents Starke's Florida Department of Health (FDOH in Bradford County Rule 64E-15 permitted) extended-stay retiree RV and manufactured home communities: Starke RV Park / Starke–Gainesville N.E. KOA Holiday (1475 S Walnut St, Starke, FL 32091, (904) 964-8484, 90+ full-hookup sites with heated pool, recreation hall, and dog park, Starke RV LLC Sunbiz Doc# L23000470583), Mimosa Manor Mobile Home Park (Starke, 49 permitted lots), Jo Lu Mobile Home Park (1450 S Walnut St, Starke, 20 lots), and Westmoreland Mobile Home Park (254 S Westmoreland St, Starke, 18 lots).

Official Verification Sources: Broad Management Group — Whispering Oaks Apartments (900 S Water St, Starke, FL); Florida Sunbiz Entities — Whispering Oaks Housing Associates, L.L.C. (#L01000000920) & Starke RV LLC (#L23000470583); Florida Department of Health in Bradford County — Environmental Health (Rule 64E-15 Parks)

Verified State & Regulatory Credentials
Florida Housing Finance Corporation (FHFC) LIHTC Community (120 Units — Starke): FHFC LIHTC (120 Units) | Sunbiz Doc# L01000000920 & #L03000009727 (Whispering Oaks Housing Associates I & II, LLC)Status: Active FHFC Income-Restricted Apartment Community (Managed by Broad Management Group)

Issuer: Florida Housing Finance Corporation (FHFC) & Florida Division of Corporations

Notes: Verified 120-unit FHFC LIHTC apartment community at 900 S Water St, Starke, FL 32091 ((904) 290-6569); note that this is an independent apartment complex and not an AHCA-licensed ALF.

FDOH in Bradford County Rule 64E-15 Permitted Extended-Stay Retiree RV & Manufactured Home Parks: F.A.C. Rule 64E-15 (Starke RV LLC Sunbiz #L23000470583 — 90+ Sites | Mimosa Manor MHP — 49 Lots)Status: Active FDOH-Permitted Mobile Home & Extended-Stay RV Communities

Issuer: Florida Department of Health in Bradford County — Environmental Health

Notes: Starke RV Park / KOA Holiday operates at 1475 S Walnut St, Starke, FL 32091 ((904) 964-8484, Sunbiz #L23000470583) alongside FDOH Rule 64E-15 permitted manufactured home parks in Starke.

Services Offered
120 Income-Restricted FHFC LIHTC Apartments at Whispering Oaks (900 S Water St, (904) 290-6569)
Community Clubhouse, Swimming Pool, Fitness Room, Business Center & Ground-Floor Accessible Units
Accepts HUD Section 8 Housing Choice Vouchers (NWFRHA FL047) & Fixed-Income Senior Applicants
Extended-Stay Snowbird & Retiree Full-Hookup Sites at Starke RV Park / KOA (1475 S Walnut St, (904) 964-8484)
FDOH Rule 64E-15 Permitted Manufactured Home Communities (Mimosa Manor 49 Lots, Jo Lu 20 Lots, Westmoreland 18 Lots)
Adjacent to Riverwood Health & Rehab, Southern Villas & SR-100 Medical/Pharmacy Corridor
Frequently Asked Questions

Factual details and direct answers about Whispering Oaks Apartments (FHFC LIHTC — 900 S Water St) & Bradford County FDOH Rule 64E-15 Retiree RV / Manufactured Home Communities (Starke KOA / Mimosa Manor)'s services, licensing, and credentials.

Is Whispering Oaks at 900 S. Water Street in Starke an independent apartment community or an assisted living facility?

Whispering Oaks Apartments at 900 South Water Street, Starke, FL 32091 ((904) 290-6569, Sunbiz #L01000000920 & #L03000009727) is a 120-unit independent affordable apartment community regulated by the Florida Housing Finance Corporation (FHFC LIHTC), not an AHCA-licensed assisted living facility.

Are there any Continuing Care Retirement Communities (CCRCs) or extended-stay retiree RV and manufactured home parks in Bradford County?

Florida Office of Insurance Regulation (FLOIR) Chapter 651 records confirm zero (0) licensed CCRCs in Bradford County. Retirees seeking low-maintenance lot-rent or seasonal snowbird living in Starke utilize FDOH Rule 64E-15 permitted communities such as Starke RV Park / KOA Holiday at 1475 S Walnut St ((904) 964-8484, 90+ full-hookup sites with heated pool and clubhouse) and Mimosa Manor Mobile Home Park (49 lots).

Contact Information
Address
900 S Water St, Starke, FL 32091 (Starke RV Park / KOA: 1475 S Walnut St, Starke, FL 32091)
Hours
Mon-Fri 9:00am-5:00pm (Starke RV Park / KOA at 1475 S Walnut St: (904) 964-8484)
Take Action

Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.