Serving Baker County retirees from two long-established downtown Macclenny commercial banking hubs—Ameris Bank at 839 South 5th Street, Macclenny, FL 32063 ((904) 661-4520, FDIC Certificate #20504, Sunbiz Doc# F06000005593) and TD Bank, N.A. one block east at 595 South 6th Street, Macclenny, FL 32063 ((904) 259-1628, FDIC Certificate #18409, OCC Charter #24096, affiliated with TD Private Client Wealth LLC, Firm CRD #164484 / SEC File #801-77373)—these federally insured institutions provide comprehensive senior treasury, estate, and fiduciary deposit services. Baker County seniors and personal representatives rely on both branches for FDIC-insured IRA Certificates of Deposit (CDs), formal Florida probate estate and court-ordered guardianship accounts, revocable living trust account titling, Durable Power of Attorney banking compliance, Home Equity Lines of Credit (HELOCs) for aging-in-place modifications, Medallion Signature Guarantees, and private wealth advisory referrals.
Official Verification Sources: FDIC BankFind Suite — Ameris Bank (#20504) & TD Bank, N.A. (#18409); Ameris Bank — Macclenny Branch (839 S 5th St); SEC IAPD — TD Private Client Wealth LLC (CRD #164484 / SEC #801-77373)
Issuer: Federal Deposit Insurance Corporation (FDIC), OCC & U.S. Securities and Exchange Commission (SEC)
Notes: Verified Ameris Bank (FDIC Cert #20504, 839 S 5th St, Macclenny, FL 32063, (904) 661-4520) and TD Bank, N.A. (FDIC Cert #18409, 595 S 6th St, Macclenny, FL 32063, (904) 259-1628; affiliated with TD Private Client Wealth LLC, CRD #164484 / SEC #801-77373) operating full-service branches in Macclenny.
Factual details and direct answers about Ameris Bank & TD Bank, N.A. — Macclenny Senior Retirement, Estate & Private Client Banking Corridor's services, licensing, and credentials.
Where are the Ameris Bank and TD Bank branches located in Macclenny, and what are their FDIC Certificate numbers?
Ameris Bank (FDIC Certificate #20504) is located at 839 S 5th St, Macclenny, FL 32063 ((904) 661-4520), and TD Bank, N.A. (FDIC Certificate #18409) is located one block away at 595 S 6th St, Macclenny, FL 32063 ((904) 259-1628). Both provide full $250,000-per-category FDIC deposit insurance.
Can Baker County seniors hold accounts at both Ameris Bank and TD Bank to expand their FDIC insurance coverage?
Yes. Because Ameris Bank (FDIC #20504) and TD Bank (FDIC #18409) operate under separate FDIC certificates—alongside First Federal Bank (FDIC #31313)—retirees with substantial lump-sum pension rollovers or land-sale proceeds can structure CDs and trust accounts across multiple Macclenny banks for separate $250,000-per-category FDIC insurance limits at each institution.
Connect with complementary legal, financial, and residential providers serving seniors in Macclenny and Baker County.
Frank E. Maloney, Jr., P.A. (with Associated Counsel George H. Nelson III, Esq. — Macclenny Elder Law & Probate)
Macclenny, Baker County
(904) 259-3155
Macclenny Housing Authority (HUD PHA FL057 — Public Housing & Senior Priority Residences)
Macclenny, Baker County
(904) 259-6881
The Clair Winston House, LLC (Small-Home Assisted Living Facility — Macclenny)
Macclenny, Baker County
(904) 402-1079
Expert guidance, benefit eligibility rules, and state protections for older Florida residents and family caregivers.
Edward Jones — Matthew S. 'Matt' Putney, CFP® (Macclenny Branch)
Macclenny, Baker County
VyStar Investment Services (LPL Financial LLC) & VyStar Credit Union — Stefanie L. Starling (Macclenny Branch)
Macclenny, Baker County
First Federal Bank — Senior Retirement Banking & Affiliated Wealth Advisory (Macclenny Branch)
Macclenny, Baker County
Lyons & Lyons, CPAs — James G. Lyons, CPA & Kyla Lyons, CPA (Macclenny Senior Tax, Trust & Retirement Accounting)
Macclenny, Baker County
Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.