Providing 125 combined income-restricted and federally subsidized apartments in the City of Madison (32340), these three regulated communities expand affordable independent living options for fixed-income retirees, seniors with disabilities, and households when Madison's dedicated 62+ complex (Cambridge Manor) has a waitlist: (1) Arbours at Madison (134 SW Arbour Cir, Madison, FL 32340, (850) 253-0126) is a 72-unit Florida Housing Finance Corporation (FHFC) Low-Income Housing Tax Credit (LIHTC) community (8 1-BR/1-BA, 32 2-BR/2-BA, and 32 3-BR/2-BA units) developed by Arbour Valley Development and managed by Ambling Management Company, featuring step-free ground-floor residences, in-unit washer/dryers, energy-efficient appliances, a community clubhouse, and mandatory acceptance of NWFRHA Section 8 Housing Choice Vouchers; (2) Southern Villas of Madison (315 SW Lawson Cir, Madison, FL 32340, (850) 973-8582) is a 36-unit single-story cottage-style USDA Rural Development Section 515 community with Section 521 Rental Assistance (30% of adjusted income rent) managed by The Hallmark Companies, Inc.; and (3) Springhill Apartments / Madison Heights (150 SW Bumgardner Dr, Madison, FL 32340, (850) 973-4290) provides 17 units of HUD Project-Based Section 8 (PBRA) income-based housing.