Locally owned and headquartered at 301 East Base Street, Madison, FL 32340 ((850) 973-2400) since May 5, 1999, Madison County Community Bank (FDIC Certificate #35056, Florida Sunbiz Document #P99000022718) is Madison County's only locally chartered independent community bank. Serving retirees, widows, agricultural landowners, and families across Madison (32340), Greenville (32331), Lee (32059), Pinetta (32350), and Cherry Lake (32340), the bank provides FDIC-insured Traditional and Roth Individual Retirement Accounts (IRAs), high-yield retirement Certificates of Deposit (CDs), senior interest-bearing checking and money market accounts with direct Social Security and pension deposit, safe deposit boxes for original Wills and deeds, Florida statutory Power of Attorney (POA) and Payable-on-Death (POD) beneficiary account structuring, notary services, and in-lobby access to FINRA/SEC-registered retirement advisors through its on-site Wealth Enhancement & Preservation division.
Official Verification Sources: Madison County Community Bank — Official Website; FDIC BankFind Suite — Madison County Community Bank (Cert #35056)
Issuer: Federal Deposit Insurance Corporation (FDIC) & Florida Office of Financial Regulation
Notes: Headquartered at 301 E Base St, Madison, FL 32340 ((850) 973-2400), providing FDIC-insured IRA CDs, fiduciary POA/POD account services, and on-site LPL Financial wealth advisory.
Factual details and direct answers about Madison County Community Bank — Headquarters & Retirement Depository Services's services, licensing, and credentials.
Is Madison County Community Bank still an independent, locally headquartered FDIC-insured bank?
Yes. Established in 1999 at 301 E Base St, Madison, FL 32340, Madison County Community Bank holds FDIC Certificate #35056 (Sunbiz Doc #P99000022718), insuring traditional deposits up to $250,000 and retirement IRA accounts up to an additional $250,000.
Can seniors open Traditional or Roth IRA CDs and set up fiduciary Power of Attorney accounts in person?
Yes. Personal bankers at the Madison main office assist older adults and caregivers with IRA CD rollovers, Payable-on-Death (POD) beneficiary designations, Florida statutory Power of Attorney (POA) account administration, and safe deposit box rentals.
Does the bank offer in-house investment and retirement wealth management?
Yes. Through its on-site Wealth Enhancement & Preservation division (LPL Financial CRD #6413), registered advisors John Byron Poore II (CRD #4511039) and Darrin S. Cohen (CRD #2488435) provide retirement portfolio management directly inside the 301 E Base St branch.
Connect with complementary legal, financial, and residential providers serving seniors in Madison and Madison County.
Davis, Schnitker, Reeves & Browning, P.A. — Clay A. Schnitker, Esq. & George T. "Tommy" Reeves, Esq., B.C.S.
Madison, Madison County
(850) 973-4186
Senior Citizens Council of Madison County, Inc. (Madison Senior Center — OAA Nutrition Site, Adult Day Care #499 & DOEA PSA 2 Lead Agency)
Madison, Madison County
(850) 973-4241
Lake Park of Madison Nursing and Rehabilitation Center (Madison 120-Bed Skilled Nursing & Memory Care)
Madison, Madison County
(850) 973-8277
Expert guidance, benefit eligibility rules, and state protections for older Florida residents and family caregivers.
Senior Citizen Benefits & Financial Programs in Florida →
Managing FDIC-insured retirement deposits, Social Security direct deposit, and senior benefits in Madison County.
Florida Medicaid Long-Term Care Eligibility Guide →
Understanding countable assets, IRA distribution rules, and spousal resource protections.
Wealth Enhancement & Preservation at Madison County Community Bank — John Byron Poore II & Darrin S. Cohen (LPL Financial)
Madison, Madison County
Capital City Bank — Madison Branch & Capital City Trust / Strategic Wealth
Madison, Madison County
Edward Jones — Jamie Davis (James Arch Davis), Financial Advisor
Madison, Madison County
Blue Coast Federal Credit Union — Madison Branch (NCUA #11154) & Madison Education Association Credit Union (NCUA #67630)
Madison, Madison County
Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.