Representing 100% of Madison County's in-county NCUA-insured credit union depository branches, Blue Coast Federal Credit Union (424 West Base Street, Madison, FL 32340, (850) 973-2600, NCUA Charter #11154) and the Madison Education Association Credit Union (302 NE Sumter Street, Madison, FL 32340, (850) 973-3132, NCUA Charter #67630) provide member-owned, not-for-profit retirement savings and senior depository services across Madison (32340), Greenville (32331), Lee (32059), Pinetta (32350), and Cherry Lake (32340). All member share accounts are federally insured up to $250,000 per individual depositor — with an additional $250,000 of separate federal insurance for Traditional and Roth Individual Retirement Account (IRA) share certificates — by the National Credit Union Share Insurance Fund (NCUSIF). Services include high-yield IRA and regular Share Certificates (CDs), low-fee senior checking with early direct deposit for Social Security, FRS pensions, and VA benefits, Payable-on-Death (POD) and joint survivorship account structuring, home equity and auto loans, and in-branch notary services.
Official Verification Sources: Blue Coast Federal Credit Union — Official Website (NCUA #11154); Madison Education Association Credit Union — Official Website (NCUA #67630)
Issuer: National Credit Union Administration (NCUA)
Notes: Open to anyone who lives, works, worships, or attends school in Madison County ((850) 973-2600).
Issuer: National Credit Union Administration (NCUA) & Florida Office of Financial Regulation
Notes: Serving retired and active Madison County school board personnel and their families at 302 NE Sumter St, Madison, FL 32340.
Factual details and direct answers about Blue Coast Federal Credit Union — Madison Branch (NCUA #11154) & Madison Education Association Credit Union (NCUA #67630)'s services, licensing, and credentials.
Are retirement accounts and savings at Blue Coast Federal Credit Union federally insured?
Yes. Blue Coast Federal Credit Union (NCUA Charter #11154, 424 W Base St, Madison, FL 32340) is federally insured by the NCUA's National Credit Union Share Insurance Fund (NCUSIF) up to $250,000 per individual member and an additional $250,000 for Traditional and Roth IRA share accounts.
Is there also a dedicated credit union in Madison for retired teachers and school employees?
Yes. In addition to Blue Coast FCU ((850) 973-2600), retired and active Madison County school personnel can bank at the Madison Education Association Credit Union (NCUA Charter #67630) located at 302 NE Sumter St, Madison, FL 32340 ((850) 973-3132).
Who is eligible to join Blue Coast Federal Credit Union in Madison County?
Anyone who lives, works, worships, or attends school in Madison County (including Madison, Greenville, Lee, and Pinetta) or immediate family members of existing members can open an account at the 424 W Base St branch.
Connect with complementary legal, financial, and residential providers serving seniors in Madison and Madison County.
Davis, Schnitker, Reeves & Browning, P.A. — Clay A. Schnitker, Esq. & George T. "Tommy" Reeves, Esq., B.C.S.
Madison, Madison County
(850) 973-4186
Senior Citizens Council of Madison County, Inc. (Madison Senior Center — OAA Nutrition Site, Adult Day Care #499 & DOEA PSA 2 Lead Agency)
Madison, Madison County
(850) 973-4241
Lake Park of Madison Nursing and Rehabilitation Center (Madison 120-Bed Skilled Nursing & Memory Care)
Madison, Madison County
(850) 973-8277
Expert guidance, benefit eligibility rules, and state protections for older Florida residents and family caregivers.
Madison County Community Bank — Headquarters & Retirement Depository Services
Madison, Madison County
Wealth Enhancement & Preservation at Madison County Community Bank — John Byron Poore II & Darrin S. Cohen (LPL Financial)
Madison, Madison County
Capital City Bank — Madison Branch & Capital City Trust / Strategic Wealth
Madison, Madison County
Edward Jones — Jamie Davis (James Arch Davis), Financial Advisor
Madison, Madison County
Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.