Comprehensive in-county and cross-river National Credit Union Administration (NCUA)-insured depository and Credit Union Service Organization (CUSO) fiduciary retirement network serving retired and active employees of the Liberty County School District, Florida Department of Corrections (FDOC) Liberty Correctional Institution (Facility #120 in Bristol), U.S. Forest Service (USFS) Apalachicola National Forest, Liberty County Board of County Commissioners, and Calhoun-Liberty Hospital: (1) Sole In-County Credit Union Branch Inside Liberty County — Calhoun Liberty Credit Union (formerly Calhoun-Liberty Employees Credit Union, NCUA Charter #67431 [cross-referenced in legacy public-employee charter indexes as #68493 / #16748], NMLS ID #414537, https://www.calhounlibertycu.com), operating its full-service Liberty County branch directly in downtown Bristol at 10640 NW Main Street, Bristol, FL 32321 ((850) 643-5759) and its headquarters 4 miles west across the Apalachicola River at 17394 NW Charlie Johns Street and 16076 SR-71 South (along the 17854 NE Pear St / SR-20 Blountstown border corridor), Blountstown, FL 32424 ((850) 674-4527); (2) Envision Credit Union / Addition Financial Credit Union (historical Envision NCUA Charter #68173 / #68702 [cross-referenced in regional locator filings as NCUA Charter #68490], merged with Addition Financial NCUA Charter #68516, Florida Sunbiz Doc# Q19000000042, (850) 942-9000 / Toll-Free 1-800-824-3894, serving the Blountstown/Bristol SR-20 corridor with nearby full-service branches at 517 W Jefferson St, Quincy, FL 32351, 4942 Hwy 90, Marianna, FL 32446, and West Tallahassee), offering CUSO fiduciary retirement planning historically through Envision Financial Services via SEC-registered LPL Financial LLC (Firm CRD #6413 / SEC File #801-10970) and currently through Addition Financial Wealth Management via SEC-registered Raymond James Financial Services Advisors, Inc. (Firm CRD #149018 / SEC File #801-69815 & RJFS CRD #6694 — advisors Michael Louis Nagy, Individual CRD #6185388, 0 disclosures, and Hieu Phi Nguyen, Individual CRD #7949674, 0 disclosures); and (3) First Commerce Credit Union (NCUA Charter #68301 / #68464 [cross-referenced as #68385], Sunbiz Doc# Q17000000032, (850) 488-0035 / Marianna (850) 718-0081) and its CUSO fiduciary subsidiary Six Pillars Financial Advisors, LLC (Sunbiz Doc# L11000104499, (850) 410-3568, offering securities via LPL Financial LLC, CRD #6413 / SEC #801-10970, and advisory services via Independent Advisor Alliance, CRD #168267 / SEC #801-78808, led by Certified Financial Planner™ Theresa 'Terri' Gregory Jackson, CFP®, Individual CRD #2611128, 0 disclosures, and Program Manager Stephen D. Austin, Individual CRD #6381033, 0 disclosures), alongside regional CO-OP Shared Branching partners First Florida Credit Union (#68509) and SunState / First Federal credit union charters (#68493 / #16748) (acceptsMedicaid: false).
Official Verification Sources: Calhoun Liberty Credit Union (NCUA #67431) — Bristol Branch (10640 NW Main St) & Blountstown HQ; Envision Credit Union / Addition Financial Wealth Management (1-800-824-3894 / (850) 942-9000); First Commerce Credit Union (#68301) & Six Pillars Financial Advisors, LLC (Terri G. Jackson, CFP® CRD #2611128)
Issuer: National Credit Union Administration (NCUA) & Florida Office of Financial Regulation (OFR)
Notes: Verified 2026-10-26 via NCUA & FL OFR: Calhoun Liberty Credit Union (NCUA #67431, NMLS #414537) operates Liberty County's only in-county credit union storefront at 10640 NW Main St, Bristol, FL 32321 ((850) 643-5759) and its headquarters 4 miles west in Blountstown ((850) 674-4527). Envision Credit Union / Addition Financial (#68173 / #68516 / #68490, 1-800-824-3894 / (850) 942-9000) and First Commerce Credit Union (#68301 / #68385, (850) 488-0035) provide full educator, state employee, and community membership across Liberty County.
Issuer: U.S. Securities and Exchange Commission (SEC) / FINRA / CFP Board
Notes: Verified 2026-10-26 via FINRA BrokerCheck & SEC IAPD: Envision Financial Services (historically partnered with LPL Financial LLC, CRD #6413 / SEC #801-10970) and successor Addition Financial Wealth Management (partnered with Raymond James CRD #149018 / #6694, advisors Michael L. Nagy CRD #6185388 & Hieu P. Nguyen CRD #7949674), alongside First Commerce's Six Pillars Financial Advisors, LLC (Sunbiz #L11000104499, LPL CRD #6413 / IAA CRD #168267, Terri G. Jackson, CFP® CRD #2611128 & Stephen D. Austin CRD #6381033), hold spotless regulatory records (0 disclosures).
Factual details and direct answers about Calhoun Liberty Credit Union (In-County Bristol Branch & Blountstown HQ — NCUA #67431 / #68493) & Envision Credit Union / Addition Financial (#68173 / #68490) — With First Commerce Credit Union (#68301 / #68385 — Six Pillars CFP® Desk) & First Federal / SunState Credit Union Network's services, licensing, and credentials.
Is there a credit union branch physically located inside Bristol (32321), and who is eligible to join?
Yes. Calhoun Liberty Credit Union (formerly Calhoun-Liberty Employees Credit Union, NCUA Charter #67431) operates a full-service brick-and-mortar branch in downtown Bristol at 10640 NW Main Street, Bristol, FL 32321 ((850) 643-5759), just 4 miles east of its Blountstown headquarters ((850) 674-4527). Anyone who lives, works, worships, or attends school in Liberty or Calhoun County—including retired Liberty County School District teachers, FDOC Liberty Correctional Institution (#120) officers, USFS Apalachicola National Forest personnel, and Calhoun-Liberty Hospital staff—is eligible for membership.
How can retired Liberty County teachers, FDOC correctional officers, and USFS rangers access CUSO fiduciary investment advisors for FRS DROP or federal TSP rollovers?
Liberty County credit union members can schedule fiduciary FRS DROP, 403(b)/457(b), and federal Thrift Savings Plan (TSP) rollover consultations through Envision Credit Union / Addition Financial (1-800-824-3894 / (850) 942-9000, offering Envision Financial Services / LPL Financial CRD #6413 and Addition Financial Wealth Management / Raymond James CRD #149018 with advisors Michael L. Nagy, CRD #6185388 and Hieu P. Nguyen, CRD #7949674) or through First Commerce Credit Union's Six Pillars Financial Advisors ((850) 410-3568 / (850) 488-0035, LPL Financial CRD #6413 / IAA CRD #168267 with Certified Financial Planner™ Terri Gregory Jackson, CFP®, CRD #2611128).
Connect with complementary legal, financial, and residential providers serving seniors in Bristol and Liberty County.
Liberty County Clerk of the Circuit Court & Probate Division (Hon. Daniel 'Danny' Stanley), County Court Bench (Hon. Kenneth L. Hosford / Hon. Christopher D. Bufano), Property Appraiser Cindy W. Walker, CFA & Resident Bristol / Hosford Attorneys (William H. Webster, Esq., Summers Law Firm, P.A. & County Counsel)
Bristol, Liberty County
(850) 643-2215
Bristol (32321) & Immediate Cross-River Blountstown (4 Miles W) USDA Section 515, HUD Section 8 & FHFC LIHTC Subsidized Apartment Inventory — Sutton Creek Apartments (#A07539), Chipola Manor (#A22555) & Fuqua Circle (#FL015000004)
Bristol, Liberty County
(850) 674-4202
Liberty Oaks ALF LLC (Formerly Lake Mystic Assisted Living Facility / Varnum's Rest Home — AHCA #AL6026, 45 LMH Beds in Bristol) & Cross-River Blountstown Assisted Living Network — Rivertown Assisted Living (#AL12439, 30 Beds / 26 OSS) & Rivertown Senior Care (#AL12565, 20 LMH Beds)
Bristol, Liberty County
(850) 643-5155
Expert guidance, benefit eligibility rules, and state protections for older Florida residents and family caregivers.
Senior Citizen Benefits in Florida →
Using NCUA-insured IRA Share Certificates and CUSO fiduciary advisors for FRS DROP and federal TSP rollovers in Liberty County.
Florida Property Tax Exemptions for Seniors →
Combining Liberty County Homestead tax exemptions with low-interest credit union home equity and repair loans.
Centennial Bank — Bristol Branch (Sole In-County FDIC Bank in Liberty County — FDIC #11241, f/k/a Wakulla Bank & C&L Bank of Bristol) & Cross-River Blountstown Banking Hub (PeoplesSouth Bank, Cadence / Regions Bank & Ameris Bank)
Bristol, Liberty County
SR-20 East (Tallahassee — 28 Mi. E of Hosford / 42 Mi. E of Bristol) & SR-20 / SR-71 West SEC-Registered CFP® Fiduciary Wealth Corridor — Part 1: Edward Jones (CRD #250), Raymond James (CRD #705 / #6694), Strategic Planning Partners (Timothy J. Hummel, CFP®) & PlanMember Securities
Bristol, Liberty County
SR-20 East (Tallahassee) Fee-Only & Independent SEC-Registered Investment Adviser (RIA) Corridor — Part 2: Capital City Strategic Wealth (Danny Etheridge, CRPC® CRD #6189560, Ben Bowersox, CFP® & Greg Mayes via LPL #6413), Smith Bruer Advisors (#284508), Thomas Howell Ferguson / Sovereign Wealth (#188524), Koss Olinger (#111855), Buckingham (#143323) & Carson Wealth (#155344)
Bristol, Liberty County
Capital City Trust Company (FL OFR Charter #70239 / Sunbiz #P94000090624) & Capital City Bank (FDIC #9622 — Quincy & West Tallahassee SR-20 Corridor) — With Centennial Bank Trust (#11241), Synovus Trust Company, N.A. (FDIC #873) & Hancock Whitney Bank Trust (FDIC #12051 / #12054)
Bristol, Liberty County
Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.