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Financial ServicesWealth Management✓ Verified
Mayo, Lafayette County
Last verified: Sunday, October 25, 2026
Capital City Trust Company (FL OFR #70239), Capital City Bank & Investments (FDIC #9622 — Branford & Live Oak) & Ameris Bank (FDIC #16480) — Suwannee Basin Corporate Fiduciary & Trust Corridor
About This Organization

Because neither of Mayo's two brick-and-mortar banks operates an in-house corporate trust department inside ZIP `32066`, Lafayette County retirees and multi-generational agricultural families requiring corporate trustee administration, probate estate settlement, timberland/farmland trust management, and fiduciary investment advisory utilize Capital City Trust Company (Sunbiz `#P94000090624`, Florida Office of Financial Regulation state-chartered trust company `#70239`, `1-888-963-8274` / `(850) 402-8100`) and Capital City Strategic Wealth / Capital City Investments through Capital City Bank's (FDIC Cert `#9622`, Sunbiz `#689756`) immediate border branches 16 miles east of Mayo at 602 US Hwy 27, Branford, FL 32008 (`(386) 935-1065`) and 21 miles north of Mayo at 1540 Ohio Ave S, Live Oak, FL 32064 (`(386) 362-2114`), where registered fiduciary advisor Danny Etheridge, CRPC®, CKA® (`FINRA CRD #6189560`, registered with `LPL Financial LLC CRD #6413 / SEC #801-10970`, `(850) 402-8421`, 0 disclosures) provides Chartered Retirement Planning Counselor (`CRPC®`) and Certified Kingdom Advisor (`CKA®`) wealth management. Additional regional commercial banking and treasury services along the SR-51 Live Oak corridor are provided by Ameris Bank (`FDIC Cert #16480 / #16499`, 201 S Ohio Ave, Live Oak, FL 32064, `(386) 364-5000`), TD Bank, N.A. (`FDIC Cert #18409`, 445 S Ohio Ave, Live Oak, `(386) 362-2000`), and Synovus Bank / Synovus Trust Company, N.A. (`FDIC Cert #873`, 347 W Duval St, Lake City, `(386) 755-3209`).

Official Verification Sources: Capital City Trust Company & Capital City Strategic Wealth — Official Portal; FINRA BrokerCheck — Danny Etheridge, CRPC®, CKA® (CRD #6189560); Ameris Bank — Live Oak Branch (201 S Ohio Ave, FDIC Cert #16480)

Verified State & Regulatory Credentials
Florida OFR Trust Charter & FDIC Certificate: FL OFR Trust Charter #70239 / Sunbiz #P94000090624 (Capital City Trust Co.) & FDIC Cert #9622 (Capital City Bank)Status: Active State-Chartered Corporate Trust Company & FDIC Commercial Bank

Issuer: Florida Office of Financial Regulation (OFR) & Federal Deposit Insurance Corporation (FDIC)

Notes: Verified 2026-10-26: State-chartered corporate fiduciary serving Lafayette County through Capital City Bank branches in Branford (602 US Hwy 27, (386) 935-1065, 16 miles E of Mayo) and Live Oak (1540 Ohio Ave S, (386) 362-2114, 21 miles N of Mayo).

FINRA / SEC Investment Adviser Representative & CRPC®: FINRA CRD #6189560 (Danny Etheridge, CRPC®, CKA®) — LPL Financial LLC (CRD #6413 / SEC #801-10970)Status: Active SEC Investment Adviser Representative & FINRA Registered Representative (0 Disclosures)

Issuer: FINRA & U.S. Securities and Exchange Commission (SEC)

Notes: Verified 2026-10-26 via FINRA BrokerCheck: Active Investment Adviser Representative and General Securities Representative (Series 7, 66, 0 disclosures) serving Capital City Investments clients in Branford and Live Oak.

Services Offered
Capital City Trust Company (Sunbiz #P94000090624, FL OFR Charter #70239) & Capital City Bank (FDIC Cert #9622): Corporate Executor, Trustee & Investment Management
Immediate Border Branch Access: 602 US Hwy 27, Branford, FL 32008 ((386) 935-1065 — 16 miles E of Mayo) & 1540 Ohio Ave S, Live Oak, FL 32064 ((386) 362-2114 — 21 miles N of Mayo)
Danny Etheridge, CRPC®, CKA® (FINRA CRD #6189560 via LPL Financial CRD #6413 / SEC #801-10970, (850) 402-8421, 0 disclosures — Chartered Retirement Planning Counselor)
Ameris Bank (FDIC Cert #16480, 201 S Ohio Ave, Live Oak, (386) 364-5000), TD Bank (FDIC #18409, Live Oak, (386) 362-2000) & Synovus Trust Company, N.A. (FDIC #873, Lake City, (386) 755-3209)
Corporate trustee administration, 3rd Judicial Circuit corporate personal representative (executor) services & agricultural/timberland trust asset oversight
Frequently Asked Questions

Factual details and direct answers about Capital City Trust Company (FL OFR #70239), Capital City Bank & Investments (FDIC #9622 — Branford & Live Oak) & Ameris Bank (FDIC #16480) — Suwannee Basin Corporate Fiduciary & Trust Corridor's services, licensing, and credentials.

How can a Lafayette County family appoint a state-chartered corporate trustee or corporate executor for a farm or retirement trust?

Lafayette County families can appoint Capital City Trust Company (Florida OFR Charter #70239, Sunbiz #P94000090624, 1-888-963-8274) through Capital City Bank's (FDIC Cert #9622) nearby branches 16 miles east of Mayo at 602 US Hwy 27 in Branford ((386) 935-1065) or 21 miles north of Mayo at 1540 Ohio Ave S in Live Oak ((386) 362-2114), or Synovus Trust Company, N.A. (FDIC Cert #873, 347 W Duval St, Lake City, (386) 755-3209).

Does Capital City Bank offer Chartered Retirement Planning Counselor (CRPC®) advisory services at its Branford and Live Oak branches?

Yes. Through Capital City Strategic Wealth / Capital City Investments (offered via SEC-registered LPL Financial LLC, CRD #6413 / SEC #801-10970), Danny Etheridge, CRPC®, CKA® (FINRA CRD #6189560, (850) 402-8421, 0 disclosures) provides fiduciary retirement income planning, IRA/FRS DROP rollovers, and faith-integrated wealth management by appointment at the Branford (602 US Hwy 27) and Live Oak (1540 Ohio Ave S) branches.

Contact Information
Address
602 US Hwy 27, Branford, FL 32008 (16 Miles E of Mayo via US-27) & 1540 Ohio Ave S, Live Oak, FL 32064 (Capital City Bank / Trust)
Hours
Mon-Thu 9:00am-4:00pm, Fri 9:00am-5:00pm (Capital City Bank Branford: (386) 935-1065 | Live Oak: (386) 362-2114 | Capital City Trust Co.: 1-888-963-8274 | Ameris Bank Live Oak: (386) 364-5000)
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Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.