In-county fixed retirement annuity, IRA, and agricultural estate liquidity agency at the Holmes County Farm Bureau headquarters on State Road 79 at 1108 North Waukesha Street, Bonifay, FL 32425 ((850) 547-4227, Fax (850) 547-1451; Holmes County Farm Bureau, Inc., Florida Sunbiz Document #N12000008107, Registered Agent Raymon Thomas)—led by Agency Manager Steve Bush, LUTCF® (Life Underwriter Training Council Fellow, licensed through Southern Farm Bureau Life Insurance Company, NAIC #68896)—paired with the closest corporate fiduciary bank trust and investment division serving Holmes County 9 miles east on US Highway 90: Capital City Bank, Capital City Trust Company & Capital City Strategic Wealth at 1242 Jackson Avenue, Chipley, FL 32428 ((850) 638-0510, FDIC Certificate #9622, ABA Routing #063100688, Florida Sunbiz Doc# G75579 / #K02131). In Bonifay, Steve Bush, LUTCF® provides Holmes County timberland, cattle, and row-crop families with Traditional and Roth IRAs, Single-Premium Immediate Annuities (SPIAs), fixed deferred retirement annuities, and tax-free life insurance estate liquidity to prevent forced sales of multi-generational family land during 14th Judicial Circuit probate. For families requiring a corporate fiduciary trustee or SEC-registered portfolio manager, Capital City Trust Company Vice President & Trust Officer Seth Jones administers revocable living trusts, special needs trusts, and estate settlements, while Capital City Investments / LPL Financial LLC (Firm CRD #6413 / SEC File #801-10970) Financial Advisor Benjamin Alfons 'Ben' Welter, CPFA® (Individual CRD #4987337, Certified Plan Fiduciary Advisor®, Series 7, 63 & 65, 18+ years experience, 0 disclosures) manages FRS DROP rollovers and retirement portfolios. Also cross-referenced is One Florida Bank / Hancock Whitney Bank at 1385 Main Street, Chipley, FL 32428 ((850) 415-6870, FDIC Certificate #12441, NMLS #454781, originally chartered as One South Bank under historical FDIC Certificate #58811 and Sunbiz Doc# P12000066139), providing access to Hancock Whitney Trust and Cetera Investment Advisers LLC (Firm CRD #105644 / SEC File #801-56629).
Official Verification Sources: Holmes County Farm Bureau — Official Bonifay Office (1108 N Waukesha St — Steve Bush, LUTCF®); FINRA BrokerCheck — Benjamin Alfons Welter, CPFA® (CRD #4987337 — Capital City Strategic Wealth / LPL Financial); Capital City Trust Company & Hancock Whitney / One Florida Bank (FDIC #9622 & #12441)
Issuer: FDIC, Florida Office of Financial Regulation (OFR), SEC & FINRA
Notes: Verified 2026-10-23: Capital City Bank (FDIC Cert #9622, Sunbiz #G75579, 1242 Jackson Ave, Chipley, FL 32428, (850) 638-0510) provides corporate trust administration via Capital City Trust Company VP & Trust Officer Seth Jones and fiduciary wealth management via Benjamin Alfons Welter, CPFA® (Ind. CRD #4987337, 18+ yrs exp., 0 disclosures) with LPL Financial LLC (CRD #6413 / SEC #801-10970). Cross-referenced with One Florida Bank / Hancock Whitney Bank (1385 Main St, Chipley, (850) 415-6870, FDIC #12441 / historical One South Bank FDIC #58811, Sunbiz #P12000066139, Cetera Investment Advisers CRD #105644).
Issuer: Florida Department of Financial Services (DFS) & FL Division of Corporations (Sunbiz)
Notes: Holmes County Farm Bureau, Inc. (Sunbiz Doc #N12000008107, 1108 N Waukesha St, Bonifay, FL 32425, (850) 547-4227) is led by Agency Manager Steve Bush, LUTCF®, offering fixed IRAs, SPIAs, and farm/timber estate liquidity policies through Southern Farm Bureau Life Insurance Company (NAIC #68896).
Factual details and direct answers about Holmes County Farm Bureau Retirement Services (Steve Bush, LUTCF® — Bonifay) & Capital City Trust Company / Strategic Wealth (Seth Jones, Trust Officer & Ben Welter, CPFA® — LPL Financial)'s services, licensing, and credentials.
Where can Bonifay and Holmes County agricultural families find in-county IRA, annuity, and timberland estate liquidity planning?
Agency Manager Steve Bush, LUTCF® at the Holmes County Farm Bureau headquarters at 1108 North Waukesha Street (SR-79) in Bonifay ((850) 547-4227, Sunbiz #N12000008107) provides in-county Traditional and Roth IRAs, fixed retirement income annuities, and estate liquidity life insurance policies through Southern Farm Bureau Life Insurance Company (NAIC #68896) to help heirs pay estate expenses without subdividing or auctioning family timberland and farms.
How do Holmes County seniors access a corporate fiduciary trust officer or LPL Financial advisor?
Just 9 miles east of Bonifay on US-90 at Capital City Bank (1242 Jackson Avenue, Chipley, FL 32428, (850) 638-0510, FDIC #9622), Holmes County families can appoint Capital City Trust Company (represented by VP & Trust Officer Seth Jones) as corporate trustee or executor, and work with LPL Financial Advisor Ben Welter, CPFA® (CRD #4987337, 0 disclosures) or Hancock Whitney / One South Bank (1385 Main St, Chipley, (850) 415-6870, FDIC #12441 / #58811) for fiduciary FRS DROP rollovers and trust investment management.
Connect with complementary legal, financial, and residential providers serving seniors in Bonifay and Holmes County.
Law Office of Timothy H. Wells, Esq. (Bonifay Probate, Estate Planning, Real Property & Certified Mediation Practice)
Bonifay, Holmes County
(850) 547-3644
Holmes County Housing Authority, NWFRHA Sessoms Moore Homes / Section 8 & Holmes County SHIP Program
Bonifay, Holmes County
(850) 547-1111
Bonifay Nursing and Rehab Center (180-Bed Skilled Nursing, Post-Acute Rehab & Memory Care)
Bonifay, Holmes County
(850) 547-9289
Expert guidance, benefit eligibility rules, and state protections for older Florida residents and family caregivers.
Florida Public Guardian & Guardianship Guide →
When to name a corporate fiduciary trustee like Capital City Trust Company for special needs and living trusts.
Florida Property Tax Exemptions for Seniors →
Preserving Holmes County agricultural greenbelt and homestead exemptions across generational transfers.
First Federal Bank — Bonifay Branch & PeoplesSouth Bank — Bonifay Branch (In-County FDIC Senior, IRA & Estate Banking on Waukesha Street)
Bonifay, Holmes County
Community South Credit Union — Bonifay Branch & Innovations Financial Credit Union — Bonifay Branch (In-County NCUA Senior IRA & Retirement Depository Network)
Bonifay, Holmes County
SHINE Medicare & Financial Aid Counseling — Holmes Council on Aging (Bonifay) & Carr, Riggs & Ingram, L.L.C. (Level Four Advisory) / Hare Taylor, LLC CPA Retirement Tax Network
Bonifay, Holmes County
Floyd Financial Services, Inc. — Jon Stuart Floyd (Ausdal Financial Partners, Inc. — Bonifay / Chipley US-90 Corridor Fiduciary Office)
Chipley, Holmes County
Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.