Charter Senior Living of Panama City Beach (formerly Provision Living at Panama City Beach) is a boutique 60-bed assisted living and secured memory care community located at 6012 Magnolia Beach Road near Grand Lagoon and Naval Support Activity (NSA) Panama City in East Panama City Beach, Bay County, Florida (ZIP 32408). Licensed by the Florida Agency for Health Care Administration (AHCA) under Assisted Living Facility License #AL10754 (AHCA File #11966524) for 60 private beds (licensee KJB Tenant Panama City, LLC, operated by Charter Senior Living), the intimate single-story community serves older adults across East Panama City Beach, Grand Lagoon, Lower Grand Lagoon, and St. Andrews.

Positioned just west of the Hathaway Bridge and moments from Naval Support Activity Panama City, Charter Senior Living of Panama City Beach offers personalized assisted living apartments alongside its signature Flourish℠ Memory Care program for seniors living with Alzheimer's disease and related dementias. Residents benefit from 24-hour caregiving and licensed nursing oversight, electronic medication management, on-site physical, occupational, and speech therapy, chef-prepared dining, enclosed courtyard gardens, a beauty and barber salon, short-term respite stays, and scheduled medical transportation just 5.5 miles across the Hathaway Bridge to HCA Florida Gulf Coast Hospital (449 W 23rd St, Panama City) and 8.5 miles to Ascension Sacred Heart Bay. The community accepts private pay, long-term care insurance, and VA Aid & Attendance wartime pension benefits (acceptsMedicaid: false).