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Financial ServicesWealth Management✓ Verified
Wauchula, Hardee County
Last verified: Thursday, October 22, 2026
Crews Bank & Trust — Corporate Charter Headquarters & Fiduciary Trust & Wealth Management Division (Formerly Wauchula State Bank)
About This Organization

Headquartered in downtown Wauchula at 106 East Main Street, Wauchula, FL 33873 ((863) 773-4151 / Trust & Wealth Management Direct (941) 624-1988 / Toll-Free (888) 406-2220) with an adjacent drive-thru banking facility at 202 North 6th Avenue (US Highway 17), Wauchula, FL 33873, Crews Bank & Trust (FDIC Certificate #8021, Federal Reserve RSSD ID #595238, Florida Sunbiz Doc# 018085 / parent holding company Crews Banking Corporation Sunbiz Doc# 666034) is Hardee County's flagship state-chartered commercial bank and corporate fiduciary trust institution. Originally founded in Wauchula in 1929 by J.W. Crews Sr. as Wauchula State Bank, the institution unified all four Crews family charter banks under the historic Wauchula charter as Crews Bank & Trust in late 2023. Regulated by the Florida Office of Financial Regulation (OFR) and the FDIC with 0 regulatory enforcement disclosures, the bank is led by Chairman & CEO J.W. 'Jake' Crews IV, Vice Chairman J.W. 'Bill' Crews, Jr., and EVP & DeSoto-Hardee Area President Justin Fussell. Its Trust & Wealth Management Division—staffed by SVP & Senior Trust Officer Rich Emch, VP & Senior Wealth Strategist Christine Hause, Wealth Strategist Kerry Hunter, and Trust Officers Alyson Burch and Kris Bilodeau (alongside on-site Wauchula brokerage representatives Dorothy Jean Girardi, CRD# 2551057, and Clara Durrance Laurent, CRD# 6640374, registered with Osaic Institutions, Inc., Firm CRD# 35371)—provides fee-based fiduciary investment management independent of trading commissions, corporate trustee and successor trustee administration for revocable and irrevocable trusts, 10th Judicial Circuit probate estate settlement, IRA rollover management, complimentary reviews of wills, powers of attorney, and trust instruments, and multi-generational citrus, cattle, and ranchland wealth preservation across Wauchula (33873), Bowling Green (33834), Zolfo Springs (33890), and Ona (33865).

Official Verification Sources: FDIC BankFind Institution Profile — Crews Bank & Trust (Cert #8021, Wauchula HQ); Crews Bank & Trust — Trust & Wealth Management Division; Crews Bank & Trust — Wauchula Headquarters Branch (106 E Main St)

Verified State & Regulatory Credentials
FDIC-Insured State-Chartered Bank Headquarters & Florida Corporate Fiduciary Trust Charter: FDIC Cert #8021 | Fed RSSD #595238 | Sunbiz Doc# 018085 (Crews Bank & Trust) & #666034 (Crews Banking Corp.)Status: Active State-Chartered Bank Headquarters & Corporate Trust Department (Founded 1929 in Wauchula, 0 Disclosures)

Issuer: Federal Deposit Insurance Corporation (FDIC) & Florida Office of Financial Regulation (OFR)

Notes: Verified 2026-10-23: Chartered in Wauchula in 1929 as Wauchula State Bank and unified as Crews Bank & Trust (FDIC Cert #8021, Sunbiz Doc #018085, parent Crews Banking Corporation Doc #666034) at 106 E Main St, Wauchula, FL 33873 ((863) 773-4151 / Trust Direct (941) 624-1988).

On-Site Bank Brokerage & Fiduciary Wealth Management Team: SVP & Sr. Trust Officer Rich Emch & VP Christine Hause | Osaic Institutions CRD# 35371 (Dorothy J. Girardi CRD# 2551057 & Clara D. Laurent CRD# 6640374)Status: Active Corporate Fiduciary Trust Officers & FINRA Registered Representatives

Issuer: Florida Office of Financial Regulation (OFR) / FINRA BrokerCheck

Notes: Fiduciary trust and wealth management services led by SVP & Senior Trust Officer Rich Emch, VP & Senior Wealth Strategist Christine Hause, Wealth Strategist Kerry Hunter, and Trust Officers Alyson Burch & Kris Bilodeau, alongside Wauchula branch Osaic Institutions, Inc. (CRD #35371) representatives at 106 E Main St, Wauchula.

Services Offered
Corporate Fiduciary Trustee, Successor Trustee & Revocable/Irrevocable Living Trust Administration
Fee-Based Separately Managed Investment Portfolios & Retirement IRA Rollover Management
Hardee County (10th Judicial Circuit) Probate Estate Settlement, Executor & Guardianship Accounts
Multi-Generational Citrus Grove, Cattle Ranch & Agricultural Land Legacy Planning
Complimentary Fiduciary Reviews of Wills, Durable Powers of Attorney & Existing Trust Documents
FDIC-Insured Senior Deposit Management, CD Ladders & Safe Deposit Vaults (FDIC Cert #8021)
Frequently Asked Questions

Factual details and direct answers about Crews Bank & Trust — Corporate Charter Headquarters & Fiduciary Trust & Wealth Management Division (Formerly Wauchula State Bank)'s services, licensing, and credentials.

How is Crews Bank & Trust at 106 E. Main Street connected to the historic Wauchula State Bank?

Wauchula State Bank was founded in downtown Wauchula in 1929 by J.W. Crews Sr. In late 2023, the Crews family unified its four Florida community banks—Wauchula State Bank, First State Bank of Arcadia, Charlotte State Bank & Trust, and Englewood Bank & Trust—under its original Wauchula corporate charter (FDIC Certificate #8021, Sunbiz Doc #018085) as Crews Bank & Trust, keeping its corporate headquarters at 106 E. Main Street, Wauchula, FL 33873 ((863) 773-4151).

Can Crews Bank & Trust serve as a corporate fiduciary trustee or executor for Hardee County estates and ranches?

Yes. Crews Bank & Trust holds state-chartered corporate fiduciary trust powers regulated by the Florida Office of Financial Regulation. Its Trust & Wealth Management division ((863) 773-4151 / (941) 624-1988, trust@crews.bank)—led by Senior Trust Officer Rich Emch and Senior Wealth Strategist Christine Hause—serves as an impartial corporate trustee, successor trustee, or personal representative for revocable living trusts, irrevocable trusts, and 10th Judicial Circuit probate estates across Hardee County.

Contact Information
Address
106 E Main St, Wauchula, FL 33873
Hours
Mon-Thu 9:00am-4:00pm, Fri 9:00am-6:00pm (Drive-Thru at 202 N 6th Ave: Mon-Thu 8:00am-5:00pm, Fri 8:00am-6:00pm, Sat 8:30am-12:00pm)
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