Headquartered on US Highway 17 North at 406 North 6th Avenue, Wauchula, FL 33873 ((863) 773-4136), the First National Bank of Wauchula (FDIC Certificate #18136, OCC National Bank Charter #14882, Federal Reserve RSSD ID #89135, ABA Routing #063106705) is Hardee County's dedicated locally owned, federally chartered community bank. Established in Wauchula on January 1, 1960 and operating under parent bank holding company First Hardee Holding Corporation (Florida Sunbiz Doc# P95000068288) with 0 regulatory enforcement actions, the bank is led by President Rick Justice and Chief Operating Officer W. Lee Mikell. Focusing exclusively on Hardee County households, retirees, citrus growers, and cattle ranchers across Wauchula (33873), Bowling Green (33834), Zolfo Springs (33890), and Ona (33865), First National Bank of Wauchula provides FDIC-insured Traditional and Roth Individual Retirement Accounts (IRAs), multi-tiered fixed-rate Certificate of Deposit (CD) retirement income ladders, formal probate estate and revocable/irrevocable trust checking and money market accounts, Pay-on-Death (POD) beneficiary titling, wire transfers, medallion/notary services, agricultural and senior home equity lending, and on-site safe deposit vaults for wills and estate deeds.
Official Verification Sources: FDIC BankFind Institution Profile — First National Bank of Wauchula (Cert #18136); First National Bank of Wauchula — Official Website (406 N 6th Ave); Florida Sunbiz Entity — First Hardee Holding Corporation (#P95000068288)
Issuer: Office of the Comptroller of the Currency (OCC) & Federal Deposit Insurance Corporation (FDIC)
Notes: Verified 2026-10-23: First National Bank of Wauchula (FDIC Cert #18136, OCC Charter #14882) has operated continuously from its Wauchula headquarters at 406 N 6th Ave, Wauchula, FL 33873 ((863) 773-4136) since 1960, led by President Rick Justice and COO W. Lee Mikell.
Issuer: Florida Department of State, Division of Corporations
Notes: Parent bank holding company First Hardee Holding Corporation (Sunbiz Doc #P95000068288) is headquartered at 406 N 6th Ave, Wauchula, FL 33873.
Factual details and direct answers about First National Bank of Wauchula — Corporate Charter Headquarters (Senior Depository, IRA & CD Retirement Services)'s services, licensing, and credentials.
How long has First National Bank of Wauchula served Hardee County seniors and how are deposits insured?
Established in 1960 and headquartered at 406 N. 6th Avenue, Wauchula, FL 33873 ((863) 773-4136), First National Bank of Wauchula is regulated by the Office of the Comptroller of the Currency (OCC Charter #14882) and insured by the FDIC (Certificate #18136) up to $250,000 per depositor, per ownership category, allowing married couples and revocable trust accounts to structure multi-hundred-thousand-dollar FDIC protection.
Does First National Bank of Wauchula offer IRA CDs and estate/trust checking accounts for Hardee County families?
Yes. First National Bank of Wauchula offers FDIC-insured Traditional and Roth IRA Certificates of Deposit (CDs), multi-term CD ladders for predictable retirement income, Pay-on-Death (POD) beneficiary accounts, safe deposit boxes for storing original wills and Lady Bird deeds, and formal estate and trust accounts for 10th Judicial Circuit probate executors and trustees.
Connect with complementary legal, financial, and residential providers serving seniors in Wauchula and Hardee County.
Kenneth B. Evers, P.A. (Kenneth Bruce Evers, Esq. — Courthouse Corridor Estate Planning, Probate & Real Property)
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(863) 773-5600
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Vivo Healthcare Wauchula (Hardee Manor Healthcare Center — Skilled Nursing, Rehab & The Lighthouse Memory Care)
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Hackney, Ames & Reichel, P.A., CPAs & Lori A. Stuart, CPA, P.A. — Wauchula Certified Public Accountants, Fiduciary Estate Tax & CFP® Advisory
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Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.