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Financial ServicesRetirement Planning✓ Verified
Palatka, Putnam County
Last verified: Thursday, October 22, 2026
Edward Jones — Luke W. Mutchie & Ryan K. Adams (Palatka Branch)
About This Organization

Located at 512 South Palm Avenue just off Crill Avenue (State Road 20) in central Palatka, this two-advisor branch of Edward Jones (SEC-registered fiduciary Investment Adviser, CRD #250, SEC File #801-14888) is led by Financial Advisors Luke W. Mutchie (CRD #6222866, registered since 2013 with zero regulatory disclosures) and Ryan K. Adams (CRD #7426582, zero disclosures). Serving retirees across Palatka (32177), East Palatka (32131), San Mateo (32187), Satsuma (32189), and Interlachen (32148) — including Putnam County School District, St. Johns River State College, Georgia-Pacific, and Seminole Electric retirees — the office provides fiduciary Guided Solutions® and Select® retirement portfolios, municipal and Treasury bond ladders, FRS DROP and 401(k) rollovers, RMD scheduling, Social Security timing analysis, and long-term care insurance coordination.

Official Verification Sources: FINRA BrokerCheck — Luke W. Mutchie (CRD# 6222866); FINRA BrokerCheck — Ryan K. Adams (CRD# 7426582); Edward Jones Palatka — Luke W. Mutchie

Verified State & Regulatory Credentials
SEC Registered Investment Adviser / FINRA Firm: CRD# 250 / SEC# 801-14888Status: Active SEC Registered Investment Adviser & Broker-Dealer

Issuer: U.S. Securities and Exchange Commission (SEC) / FINRA

Notes: Edward Jones (Firm CRD #250, SEC File #801-14888) operates a physical Palatka branch office at 512 S Palm Ave, Palatka, FL 32177.

FINRA / SEC Individual Advisors: CRD# 6222866 & CRD# 7426582Status: Active Investment Adviser Representatives (Zero Disclosures)

Issuer: FINRA BrokerCheck / SEC IAPD

Notes: Financial Advisors Luke W. Mutchie (Individual CRD #6222866, Series 7/63/65/66) and Ryan K. Adams (Individual CRD #7426582, Series 7/63/66) serve Putnam County retirees at 512 S Palm Ave in Palatka.

Services Offered
Fiduciary Retirement Income Distribution & Portfolio Management
Florida Retirement System (FRS) DROP, 401(k) & 403(b) Rollover Planning
Tax-Exempt Municipal Bond, U.S. Treasury & CD Income Ladders
Required Minimum Distribution (RMD) & Roth Conversion Tax Analysis
Social Security Claiming Strategy & Medicare Enrollment Coordination
Long-Term Care Insurance & Survivor Beneficiary Alignment
Frequently Asked Questions

Factual details and direct answers about Edward Jones — Luke W. Mutchie & Ryan K. Adams (Palatka Branch)'s services, licensing, and credentials.

Where is the Edward Jones branch of Luke W. Mutchie and Ryan K. Adams located in Palatka?

The branch is located at 512 South Palm Avenue, Palatka, FL 32177 ((386) 325-9072), just south of Crill Avenue (State Road 20) in central Palatka.

Can Putnam County retirees meet in person for RMD calculations and fixed-income bond laddering?

Yes. Financial Advisors Luke W. Mutchie (CRD #6222866) and Ryan K. Adams (CRD #7426582) offer face-to-face retirement income reviews, RMD distribution scheduling, and CD/Treasury/municipal bond laddering for Palatka and Putnam County seniors.

Contact Information
Address
512 S Palm Ave, Palatka, FL 32177
Hours
Mon-Fri 8:00 AM - 4:30 PM
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Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.