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Financial ServicesRetirement Planning✓ Verified
Palatka, Putnam County
Last verified: Thursday, October 22, 2026
VyStar Investment Services — Miranda M. Kimball, CRPC™ & Edwin L. Cunningham (LPL Financial LLC)
About This Organization

Located inside the VyStar Credit Union Palatka branch at 510 North State Road 19, Palatka, FL 32177, VyStar Investment Services (securities and fiduciary investment advisory services offered through LPL Financial LLC, Firm CRD #6413, SEC File #801-10970) provides local retirement income planning, pension rollover advisory, and wealth management to Putnam County credit union members and retirees. The Palatka advisory team features Chartered Retirement Planning Counselor™ Miranda Marie Kimball, CRPC™ (Individual CRD #6749782), Financial Advisor Edwin Lemuel Cunningham (Individual CRD #5930689), and Senior Financial Advisor James Martin DeBerry III (Individual CRD #5070104). The practice specializes in Florida Retirement System (FRS) DROP and Pension Plan rollovers, Georgia-Pacific and Seminole Electric 401(k) transitions, tax-advantaged annuity and municipal bond ladders, Social Security claiming optimization, and Required Minimum Distribution (RMD) management.

Official Verification Sources: FINRA BrokerCheck — Miranda Marie Kimball, CRPC™ (CRD# 6749782); FINRA BrokerCheck — Edwin Lemuel Cunningham (CRD# 5930689); VyStar Investment Services Official Directory

Verified State & Regulatory Credentials
SEC Registered Investment Adviser / FINRA Firm: CRD# 6413 / SEC# 801-10970Status: Active SEC Registered Investment Adviser & Broker-Dealer

Issuer: U.S. Securities and Exchange Commission (SEC) / FINRA

Notes: LPL Financial LLC (Firm CRD #6413, SEC File #801-10970) serves as the registered investment adviser and broker-dealer for VyStar Investment Services at 510 N State Rd 19, Palatka, FL 32177.

FINRA / SEC Individual Advisors (CRPC™): CRD# 6749782, CRD# 5930689 & CRD# 5070104Status: Active Registered Investment Adviser Representatives

Issuer: FINRA BrokerCheck / SEC IAPD

Notes: Miranda Marie Kimball, CRPC™ (CRD #6749782), Edwin Lemuel Cunningham (CRD #5930689), and James Martin DeBerry III (CRD #5070104) serve Putnam County retirees at the Palatka State Road 19 branch.

Services Offered
Chartered Retirement Planning Counselor™ (CRPC™) Retirement Income Design
Florida Retirement System (FRS) DROP & Pension Rollover Consulting
Georgia-Pacific, St. Johns River Water Management & Utility 401(k)/457 Rollovers
Fiduciary Managed Portfolios, Fixed Income Ladders & Guaranteed Annuities
Required Minimum Distribution (RMD) & Tax-Advantaged IRA Withdrawal Planning
Social Security Timing, Survivor Income & Beneficiary Estate Coordination
Frequently Asked Questions

Factual details and direct answers about VyStar Investment Services — Miranda M. Kimball, CRPC™ & Edwin L. Cunningham (LPL Financial LLC)'s services, licensing, and credentials.

Where is VyStar Investment Services located in Palatka?

VyStar Investment Services operates at the Palatka VyStar branch at 510 North State Road 19, Palatka, FL 32177, offering in-person consultations with LPL Financial registered advisors Miranda M. Kimball, CRPC™ (CRD #6749782), Edwin L. Cunningham (CRD #5930689), and James M. DeBerry III (CRD #5070104).

Can non-business owners or public school and county retirees use VyStar Investment Services for FRS DROP rollovers?

Yes. The Palatka advisory team regularly assists retired Putnam County teachers, sheriff's deputies, municipal staff, and St. Johns River State College employees with FRS DROP and Investment Plan rollovers into low-cost IRA income portfolios.

Contact Information
Address
510 N State Rd 19, Palatka, FL 32177
Hours
Mon-Fri 9:00 AM - 5:00 PM
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Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.