Operating continuously for nearly 120 years from its historic brick banking landmark one block east of the Jefferson County Courthouse Circle at 200 East Washington Street, Monticello, FL 32344 ((850) 997-2591), this flagship depository office was originally chartered in Monticello in 1906/1907 as Farmers & Merchants Bank (FMB — Historic Florida State Bank Charter #79 / #169, FDIC Certificate #11286, Florida Sunbiz Document #134421 / Trademark #T16000000543), which merged into The First Bank, N.A. (FDIC Certificate #34263) in November 2018 and subsequently into Renasant Bank (FDIC Certificate #12437, Florida Sunbiz Foreign Profit Doc# F04000004964, established 1904) in April 2025. Serving retirees, multi-generational agricultural/timberland and wholesale nursery families, and retired county and school board personnel across Monticello (32344), Lloyd (32337), Wacissa (32361), Lamont (32336), Aucilla, Capps, and Waukeenah, the 200 East Washington Street Main Office provides FDIC-insured Traditional and Roth Individual Retirement Account (IRA) Certificates of Deposit (CDs) (insured up to $250,000 separately from regular deposit accounts), non-interest-bearing Qualified Income Trust ('Miller Trust') checking accounts required for Florida SMMC Long-Term Care and Institutional Care Program (ICP) Medicaid eligibility, 2nd Judicial Circuit court-restricted guardianship and probate estate executor accounts, IntraFi Network Deposits (CDARS/ICS) offering multi-million-dollar FDIC sweep coverage for timberland sales and Florida Retirement System (FRS) DROP payouts, safe deposit vaults for original wills and deeds, and corporate fiduciary trust and wealth management referrals through Renasant Wealth Management.