Florida DFS-licensed fixed retirement annuity, final expense life insurance, long-term care hybrid coverage, and rural homestead/timberland risk management corridor serving Dixie County seniors across Cross City (32628), Old Town (32680), Horseshoe Beach (32648), and Suwannee (32692): (1) Nature Coast Insurance, Inc., physically headquartered in the county seat at 90 NE 203rd Avenue (US Hwy 19/98), Cross City, FL 32628 ((352) 498-3328, Florida Sunbiz Document #P96000063561, active in Cross City since July 29, 1996, led by President/Licensed Agent William R. 'Billy' Osteen), providing senior homeowners, flood, mobile home, and retirement asset protection; (2) Gilchrist & Dixie County Farm Bureau, Inc. at 306 W Wade Street, Trenton, FL 32693 ((352) 463-2298, https://www.floridafarmbureau.com; Florida Sunbiz Document #N12000010270, the official joint bi-county Farm Bureau federation charter representing Dixie and Gilchrist agricultural and timberland families, Agency Manager Russ Ferguson); and (3) Levy County Farm Bureau — Chiefland Office at 312 E Park Avenue, Chiefland, FL 32626 ((352) 493-4780, Florida Sunbiz Document #N13000000527, Agency Manager Kevin 'Austin' Roper). Through Southern Farm Bureau Life Insurance Company (NAIC #68896, A.M. Best 'A' Excellent rated, regulated by the Florida Office of Insurance Regulation [OIR] and Florida Department of Financial Services [DFS]), Farm Bureau retirement specialists provide Traditional and Roth IRA fixed annuities, Single Premium Immediate Annuities (SPIAs) for guaranteed lifetime retirement income, whole and term life insurance for farm/timberland estate equalization, and Medicare Supplement (Medigap) coordination.
Official Verification Sources: Florida Sunbiz Entity — Nature Coast Insurance, Inc. (Doc# P96000063561 — Cross City); Florida Sunbiz Entity — Gilchrist & Dixie County Farm Bureau, Inc. (Doc# N12000010270); Florida Farm Bureau Insurance — Retirement Annuities & Life Insurance (NAIC #68896)
Issuer: Florida Department of Financial Services (DFS) & Florida Department of State (Sunbiz)
Notes: Verified 2026-10-26: Nature Coast Insurance, Inc. (Sunbiz Doc# P96000063561, 90 NE 203rd Ave, Cross City, FL 32628, (352) 498-3328) has operated continuously in Cross City since 1996.
Issuer: Florida Office of Insurance Regulation (OIR) & Florida Department of Financial Services (DFS)
Notes: Verified 2026-10-26: Gilchrist & Dixie County Farm Bureau, Inc. (Sunbiz #N12000010270, 306 W Wade St, Trenton, (352) 463-2298) and Levy County Farm Bureau (Sunbiz #N13000000527, 312 E Park Ave, Chiefland, (352) 493-4780) offer fixed IRA annuities and life insurance through Southern Farm Bureau Life Insurance Co. (NAIC #68896).
Factual details and direct answers about Gilchrist & Dixie County Farm Bureau (Southern Farm Bureau Life NAIC #68896) & Nature Coast Insurance, Inc. (Cross City — Sunbiz #P96000063561) — Fixed Annuities & Senior Risk Planning's services, licensing, and credentials.
Why are Dixie County and Gilchrist County combined under the Gilchrist & Dixie County Farm Bureau charter?
Florida Farm Bureau Federation charters Dixie and Gilchrist counties together as a unified bi-county organization—Gilchrist & Dixie County Farm Bureau, Inc. (Florida Sunbiz #N12000010270, 306 W Wade St, Trenton, FL 32693, (352) 463-2298)—while southern Old Town and Suwannee residents also use the Chiefland office (312 E Park Ave, (352) 493-4780) and in-county Cross City agency Nature Coast Insurance, Inc. (90 NE 203rd Ave, Cross City, (352) 498-3328, Sunbiz #P96000063561).
How can fixed annuities or burial policies help Dixie County seniors planning for retirement or long-term care?
Fixed IRA annuities and Single Premium Immediate Annuities (SPIAs) issued by Southern Farm Bureau Life (NAIC #68896) provide principal-protected retirement income without stock market volatility, while properly structured irrevocable burial contracts (up to $2,500 plus designated funeral goods/services under Florida DCF rules) are exempt assets when qualifying for Florida ICP or SMMC Long-Term Care Medicaid.
Connect with complementary legal, financial, and residential providers serving seniors in Cross City and Dixie County.
Chana M. Watson, Attorney at Law, P.A. — Chana Marie Watson, Esq. (With Kyle S. Felty, Esq., B.C.S., Real Estate)
Cross City, Dixie County
(352) 578-2014
The Timbers Apartments (Cross City USDA Section 515 Senior & Family Housing — Royal American Management, With Fanning Springs Border Villas)
Cross City, Dixie County
(352) 498-3175
Cross City Nursing and Rehabilitation Center (60-Bed Skilled Nursing, Post-Acute Rehab & Memory Care — Cross City)
Cross City, Dixie County
(352) 498-2005
Expert guidance, benefit eligibility rules, and state protections for older Florida residents and family caregivers.
Seacoast National Bank (FDIC #109), Ameris Bank (FDIC #16480) & Capital City Bank (FDIC #9622) — In-County FDIC Senior, IRA & Estate Banking (Cross City)
Cross City, Dixie County
Seacoast Wealth Management (Cross City Branch) & Smith Asset Management Co., LLC (Independent SEC Fiduciary RIA — CRD #127684) / Lancaster Wealth Management
Cross City, Dixie County
Balog + Hodges, CPAs (Formerly Anne G. Hodges, CPAs — Cross City DBPR Firm #AD67179) — With Trenton CPAs W. Wesley Roberts, CPA (#AC0031519) & Max K. McGee, CPA (#AD65324)
Cross City, Dixie County
Capital City Strategic Wealth & Capital City Trust Company — Daniel D. 'Danny' Etheridge, CRPC®, CKA® (Cross City & Fanning Springs In-Branch Advisory)
Cross City, Dixie County
Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.