Innovative Financial Solutions, Inc. is a CPA- and CFP®-led fiduciary retirement, tax, and elder wealth planning firm located on Concorde Lane in Palm Coast, Flagler County, Florida. Founded and led by President and Senior Advisor William R. Verhagen, CFP®, CPA, ChFC®, CLU®, CASL®, CFS® (CRD #1603551, registered since 1986), with investment advisory services offered through SEC-registered Commonwealth Financial Network (Commonwealth Equity Services, LLC, CRD #8032, SEC File #801-41541), the practice specializes in advising adults aged 50 and older across Palm Coast and Flagler County on Chartered Advisor for Senior Living® (CASL®) longevity planning, CPA-integrated Roth conversions and RMD tax reduction, Medicare IRMAA bracket control, and long-term care asset protection.
Official Verification Sources: FINRA BrokerCheck Profile — William R. Verhagen, CFP®, CPA, ChFC®, CASL® (CRD #1603551); SEC Investment Adviser Public Disclosure — Commonwealth Financial Network (CRD #8032); Innovative Financial Solutions, Inc. Official Website
Issuer: Securities and Exchange Commission (SEC) / FINRA
Notes: SEC File #801-41541; fiduciary investment advisory and brokerage services offered through Commonwealth Financial Network (Commonwealth Equity Services, LLC, CRD #8032) at 4 Concorde Lane, Suite 1, Palm Coast, FL 32137.
Issuer: CFP Board / AICPA / The American College / FINRA
Notes: Founded and led by President & Senior Advisor William R. Verhagen, CFP®, CPA, ChFC®, CLU®, CASL®, CFS® (CRD #1603551), bringing four decades of integrated tax, retirement, and senior living financial planning experience.
Factual details and direct answers about Innovative Financial Solutions, Inc. — Commonwealth Financial Network's services, licensing, and credentials.
What specialized senior and tax credentials does William R. Verhagen hold in Palm Coast?
President William R. Verhagen (CRD #1603551) holds the Certified Financial Planner™ (CFP®), Certified Public Accountant (CPA), Chartered Financial Consultant® (ChFC®), Chartered Life Underwriter® (CLU®), and Chartered Advisor for Senior Living® (CASL®) designations, providing rare dual tax and senior-living fiduciary expertise in Flagler County.
How does the Chartered Advisor for Senior Living® (CASL®) credential benefit Palm Coast retirees?
The CASL® credential from The American College focuses specifically on retirement income sustainability, healthcare and assisted living cost modeling, incapacity and long-term care funding, and tax-smart wealth transfers for adults aged 50 and older.
Where is Innovative Financial Solutions located in Flagler County?
The firm's Florida office is located off Old Kings Road North at 4 Concorde Lane, Suite 1, Palm Coast, Florida 32137.
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Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.