Situated directly on US Highway 90 West at 822 US Highway 90 West, DeFuniak Springs, FL 32433 ((850) 892-9922)—serving as the closest brick-and-mortar SEC-registered retirement, wealth, and estate planning office for western Holmes County retirees in Ponce de Leon (32455), Westville (32464), and the Choctawhatchee River basin—Majors Financial Group, Inc. (Florida Sunbiz Document #P01000006930, founded January 2001) provides comprehensive retirement income architecture, fiduciary portfolio management, and agricultural/timberland estate preservation. Founder and President Charles Gregory ('Greg') Majors (FINRA / SEC Individual CRD #2685420, holding FINRA Series 6, Series 63, and Series 65 fiduciary investment adviser licenses alongside Florida life and annuity licenses with nearly three decades of financial industry experience) offers fee-based fiduciary advisory services through SEC-registered investment adviser Arete Wealth Advisors, LLC (Firm CRD #145488 / SEC File #801-69827) and brokerage securities through FINRA/SIPC member Arete Wealth Management, LLC (Firm CRD #44856 / SEC File #8-50854). The practice specializes in Florida Retirement System (FRS) DROP and Pension vs. Investment Plan rollovers for retiring rural educators, county road/bridge employees, and state workers, alongside multi-generational timberland and farm estate liquidity planning, Required Minimum Distribution (RMD) and Medicare IRMAA tax minimization, and extended-care asset protection.
Official Verification Sources: FINRA BrokerCheck — Charles Gregory Majors (CRD #2685420); SEC IAPD — Arete Wealth Advisors, LLC (CRD #145488 / SEC #801-69827); Majors Financial Group, Inc. — Official Website (822 US Hwy 90 W, DeFuniak Springs)
Issuer: U.S. Securities and Exchange Commission (SEC), FINRA & FL Division of Corporations
Notes: Verified 2026-10-23 via FINRA BrokerCheck & Sunbiz: Charles Gregory ('Greg') Majors (Individual CRD #2685420, Series 6, 63 & 65) founded Majors Financial Group, Inc. (Florida Sunbiz Doc #P01000006930, Active since January 2001) at 822 US Highway 90 W, DeFuniak Springs, FL 32433 ((850) 892-9922), directly west of Ponce de Leon and Westville on US-90.
Issuer: U.S. Securities and Exchange Commission (SEC) & FINRA
Notes: Investment advisory services for Majors Financial Group, Inc. are offered through Arete Wealth Advisors, LLC (CRD #145488 / SEC #801-69827) and securities through Arete Wealth Management, LLC (CRD #44856 / SEC #8-50854).
Factual details and direct answers about Majors Financial Group, Inc. — Charles Gregory 'Greg' Majors (Arete Wealth Advisors, LLC / Arete Wealth Management, LLC — Western Holmes & US-90 Corridor)'s services, licensing, and credentials.
Where is the closest SEC-registered retirement planning firm for Holmes County seniors living in Ponce de Leon and Westville?
Because Ponce de Leon (32455) and Westville (32464) have zero in-town financial advisory offices, residents travel straight west on US Highway 90 to DeFuniak Springs, where Charles Gregory 'Greg' Majors (CRD #2685420) has operated Majors Financial Group, Inc. (Sunbiz #P01000006930) since 2001 at 822 US Highway 90 West, DeFuniak Springs, FL 32433 ((850) 892-9922).
How does Majors Financial Group help rural Holmes County families coordinate FRS DROP rollovers, timberland sales, and retirement taxes?
Through SEC-registered Arete Wealth Advisors, LLC (CRD #145488 / SEC #801-69827), Greg Majors (Series 65 IAR) designs tax-conscious retirement income plans that integrate FRS DROP lump-sum rollovers, capital gains and estate liquidity strategies for harvested timber or agricultural land sales, and RMD withdrawal schedules structured to avoid unnecessary Medicare IRMAA surcharges.
Connect with complementary legal, financial, and residential providers serving seniors in DeFuniak Springs and Holmes County.
Adkinson Law Firm, LLC (Clay B. Adkinson, Esq.) & Law Office of Dennis L. Pratt, Esq. — US-90 West Probate, Estate & Rural Land Counsel Serving Ponce de Leon & Westville
DeFuniak Springs, Holmes County
(850) 892-5195
DeFuniak Springs Housing Authority — Alpine Heights & Highland Terrace Senior & Public Housing
DeFuniak Springs, Walton County
(850) 892-2823
Sodalis DeFuniak Springs (formerly Stanley House Assisted Living)
DeFuniak Springs, Walton County
(850) 930-9410
Expert guidance, benefit eligibility rules, and state protections for older Florida residents and family caregivers.
Medicare Savings Programs & IRMAA Guide in Florida →
Managing retirement account withdrawals and timber/land sale gains to prevent Medicare Part B and D IRMAA surcharges.
Florida Property Tax Exemptions for Seniors →
Protecting agricultural greenbelt and senior homestead exemptions across Ponce de Leon, Westville, and Bonifay.
Galloway Wealth Management, LLC — Eric L. Galloway (Kestra Advisory Services) & Edward Jones — Timothy N. Singleton, David R. Carrel, AAMS™ & Michael R. Langford, AAMS™ (Holmes Corridor Network)
DeFuniak Springs, Holmes County
First Federal Bank — Bonifay Branch & PeoplesSouth Bank — Bonifay Branch (In-County FDIC Senior, IRA & Estate Banking on Waukesha Street)
Bonifay, Holmes County
Floyd Financial Services, Inc. — Jon Stuart Floyd (Ausdal Financial Partners, Inc. — Bonifay / Chipley US-90 Corridor Fiduciary Office)
Chipley, Holmes County
Community South Credit Union — Bonifay Branch & Innovations Financial Credit Union — Bonifay Branch (In-County NCUA Senior IRA & Retirement Depository Network)
Bonifay, Holmes County
Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.