Oak Harbor Club is a premier gated 55+ luxury equity-ownership retirement and healthcare continuum community located at 4755 S Harbor Drive in Vero Beach, Indian River County, Florida (ZIP 32967). Governed by Oak Harbor Property Owners Association, Inc. (Florida Sunbiz Non-Profit Corporation Doc# N96000004770, filed September 13, 1996, Active, along with neighborhood associations Doc# N96000004769, N96000004771, and N96000004772), Oak Harbor combines fee-simple ownership of more than 200 single-family homes, cottages, villas, and luxury waterfront condominiums with its own on-site licensed healthcare center—Somerset House at Oak Harbor (1540 Oak Harbor Blvd, licensed by Florida AHCA under Assisted Living License #AL9120, File #11964604, and Home Health Agency License #30211912).

Centered around a magnificent 42,000-square-foot Grand Clubhouse in north Vero Beach just 2.2 miles north of Cleveland Clinic Indian River Hospital, Oak Harbor Club members enjoy a 9-hole par-3 executive golf course, championship Har-Tru tennis courts, pickleball courts, tournament croquet lawns, a heated resort swimming pool and lap pool, fine and casual dining rooms, a fitness and wellness center, and an on-site concierge medical clinic. Because residences in Oak Harbor are owned fee-simple rather than through a non-equity CCRC entrance contract, permanent Florida residents qualify for Indian River County Property Appraiser Wesley Davis's $50,000 Homestead Exemption and 3% Save Our Homes portability cap while enjoying priority access to on-site Somerset House assisted living, memory care, skilled nursing, and private home health care.