Vero Beach Global Advisors (a division of SEC-Registered Investment Adviser Naples Global Advisors, LLC, Firm CRD #158544, SEC File #801-72600) is an independent, fee-only fiduciary wealth management firm located in the Barrier Island beachside financial district at 3003 Cardinal Drive, Suite E, Vero Beach, Indian River County, Florida (ZIP 32963). Led by Principals and Chartered Financial Analyst® charterholders Andrew B. Hartline, CFA® (Individual CRD #4491798) and David Ward Griffis, CFA® (a veteran Northern Trust institutional portfolio manager in Vero Beach), the firm delivers conflict-free, institutional-grade portfolio construction and multi-generational wealth stewardship without broker-dealer commissions or proprietary product sales.
Serving affluent retirees and families across Vero Beach's Barrier Island (32963), John's Island, Orchid Island, Riomar, Sea Oaks, and Oak Harbor, Vero Beach Global Advisors constructs customized individual equity and tax-exempt municipal bond ladders, coordinates Florida domicile tax transitions, executes SECURE 2.0 Act Required Minimum Distribution (RMD) and Qualified Charitable Distribution (QCD) strategies with the Indian River Community Foundation, manages Medicare IRMAA brackets, and models Continuing Care Retirement Community (CCRC) entrance fees for Indian River Estates and Oak Harbor Club.
Official Verification Sources: SEC IAPD Firm Summary — Naples Global Advisors, LLC / Vero Beach Global Advisors (CRD# 158544); SEC IAPD Individual Summary — Andrew B. Hartline, CFA® (CRD# 4491798); Vero Beach Global Advisors Official Website
Issuer: U.S. Securities and Exchange Commission (SEC)
Notes: Naples Global Advisors, LLC d/b/a Vero Beach Global Advisors (CRD #158544, SEC File #801-72600) operates its Vero Beach office at 3003 Cardinal Dr, Suite E, Vero Beach, FL 32963 (Phone: 772-213-8000).
Issuer: SEC IAPD / CFA Institute
Notes: Led by Principals Andrew B. Hartline, CFA® (CRD #4491798) and David Ward Griffis, CFA® at 3003 Cardinal Dr, Suite E, Vero Beach, FL 32963.
Factual details and direct answers about Vero Beach Global Advisors (Naples Global Advisors, LLC — Andrew B. Hartline, CFA® & David W. Griffis, CFA®)'s services, licensing, and credentials.
What makes Vero Beach Global Advisors a true fee-only fiduciary wealth management firm?
Located at 3003 Cardinal Drive, Suite E on Vero Beach's Barrier Island (ZIP 32963; 772-213-8000), Vero Beach Global Advisors (Naples Global Advisors, LLC, CRD #158544, SEC #801-72600) operates strictly as an independent, fee-only SEC-Registered Investment Adviser without broker-dealer affiliation, meaning Principals Andrew B. Hartline, CFA® (CRD #4491798) and David W. Griffis, CFA® accept zero commissions or third-party product incentives.
Why do Barrier Island and John's Island retirees use individual bond ladders and direct equities instead of high-fee mutual funds?
By holding individual investment-grade municipal and Treasury bonds alongside direct equities inside revocable living trusts and IRA accounts, Andrew Hartline, CFA® and David Griffis, CFA® eliminate layered mutual fund expense ratios, control the exact timing of capital gains realization, and tailor predictable tax-exempt cash flows for retirement spending.
Does Vero Beach Global Advisors coordinate charitable giving and trust administration with local Vero Beach estate attorneys?
Yes. The firm collaborates closely with Barrier Island and mainland Vero Beach board-certified estate planning attorneys and CPAs to execute Qualified Charitable Distributions (QCDs), fund donor-advised funds with appreciated securities, and manage irrevocable and survivor trust portfolios.
Connect with complementary legal, financial, and residential providers serving seniors in Vero Beach and Indian River County.
Law Office of Carolyn Butler Norton, Esq., LLC (Board Certified Elder Law Specialist)
Vero Beach, Indian River County
(772) 257-5751
Indian River Estates — Acts Retirement-Life Communities (Chapter 651 LifeCare CCRC)
Vero Beach, Indian River County
(772) 562-7400
The Brennity at Vero Beach (Assisted Living & Secured Memory Care — ECC Licensed)
Vero Beach, Indian River County
(772) 299-7907
Expert guidance, benefit eligibility rules, and state protections for older Florida residents and family caregivers.
Financial Planning for Florida Seniors →
Fee-only CFA® fiduciary wealth management, bond laddering, and trust stewardship in Vero Beach.
Medicare Savings Programs & IRMAA Guide in Florida →
Using tax-exempt municipal bond ladders and QCDs to manage Medicare Part B and Part D IRMAA brackets.
Florida Senior Property Tax Exemptions →
Establishing Florida domicile and filing for Indian River County Homestead and Save Our Homes portability.
Senior Living Options in Florida →
Evaluating CCRC entrance-fee contracts at Indian River Estates and club memberships at Oak Harbor.
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Morgan Stanley Wealth Management — Vero Beach Ocean Drive Branch (Vincent J. Celano, CFP® & J.C. Britt, CFP®)
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Merrill Lynch Wealth Management — Fessler & Associates (Joseph F. Fessler, CFP® & Scott P. Schwartz, CFP®)
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Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.