The Port Charlotte Branch of Raymond James & Associates, Inc. (an SEC-registered fiduciary Investment Adviser and FINRA/NYSE member firm headquartered in St. Petersburg, Florida, CRD #705, SEC File #801-10418), home to the Sommerville Financial Group of Raymond James, is an institutional wealth management and retirement income planning office located at 18401 Murdock Circle, Unit B, in Port Charlotte, Charlotte County, Florida (ZIP 33948). Positioned on the Murdock Circle financial and government ring road directly adjacent to the Charlotte County Administration Center and the Charlotte County Property Appraiser's main office (Paul L. Polk, CFA — 18500 Murdock Cir, Bldg B, Ste 108, Port Charlotte, FL 33948), the branch is led by Associate Vice President of Investments Randall ('Randy') Francis, AAMS® (Individual CRD #4462735, advising investors for nearly 25 years) and Associate Vice President of Wealth Management Gregory Michael Ordmandy, AAMS®, CEPA® (Individual CRD #7196174), alongside Complex Branch Manager Geoff Hunter.

Founded on the client-first philosophy established by the late Jerry D. Sommerville, the Sommerville Financial Group of Raymond James combines Accredited Asset Management Specialist™ (AAMS®) and Certified Exit Planning Advisor® (CEPA®) credentials to serve retirees, closely held business owners, and surviving spouses across Port Charlotte, Murdock, Deep Creek, Punta Gorda, West Port, and Gulf Cove. Sitting steps from the Murdock Administration Center, Randy Francis, AAMS® and Gregory Ordmandy, AAMS®, CEPA® regularly guide retiring employees from Charlotte County Government, Charlotte County Public Schools, the Charlotte County Sheriff's Office, and the City of Punta Gorda through Florida Retirement System (FRS) Pension Option 1/2/3/4 survivorship comparisons and tax-deferred Deferred Retirement Option Program (DROP) lump-sum IRA rollovers, while utilizing CEPA® methodology to help retiring local business and medical practice owners transition enterprise proceeds into durable retirement income.

Using Raymond James Goal Planning & Monitoring (GPM) Monte Carlo stress-testing software, the Port Charlotte team models multi-year Roth conversions, SECURE 2.0 Act Required Minimum Distribution (RMD) schedules (ages 73–75), Florida municipal bond ladders, and Qualified Charitable Distributions (QCDs) engineered to keep Modified Adjusted Gross Income below two-year lookback Medicare Part B and Part D IRMAA surcharge thresholds alongside AAASWFL (PSA 8) SHINE counseling (1-866-413-5337). Supported by Raymond James Trust, N.A., advisors also assist families in structuring long-term care and entrance-fee liquidity reserves for South Port Square CCRC and assisted living residences along the Olean Boulevard and Harbor Boulevard medical corridors (near HCA Florida Fawcett Hospital and ShorePoint Health Port Charlotte), while aligning household AGI and residency documentation next door at 18500 Murdock Circle for the $50,000 Homestead Exemption, 3% Save Our Homes portability, and the Age 65+ Additional $50,000 Senior Homestead Exemption.