Wells Fargo Advisors serves Charlotte County retirees through two complementary SEC-registered fiduciary wealth management and retirement planning practices: its central Port Charlotte branch at 1797 Tamiami Trail (U.S. Highway 41), Port Charlotte, Florida (ZIP 33948, phone 941-486-5883; operating under Wells Fargo Clearing Services, LLC, CRD #19616, SEC File #801-37967), and its independent Historic Downtown Punta Gorda affiliate, Levell Wealth Management, located at 110 Sullivan Street, Suite 112, Punta Gorda, Florida (ZIP 33950, phone 941-833-3272; operating under Wells Fargo Advisors Financial Network, LLC, CRD #11025, SEC File #801-57434). In Port Charlotte, the advisory team is anchored by Financial Advisor Cody Tyler Daniels, CFP® (Individual CRD #5834442) and Financial Advisor Jonathan S. Honden, CFP®, CPA (Individual CRD #7895528, holding both Certified Financial Planner™ and Certified Public Accountant credentials), while the Downtown Punta Gorda independent practice is led by President and Founder James Michael Levell, CRPC®, AAMS® (Individual CRD #1539991, advising investors since 1986, alongside Burnt Store Road Punta Gorda advisor Byron Judd Firestone, CRD #6104347, at 10001 Burnt Store Rd, Punta Gorda, FL 33950).

Combining two CFP® professionals, a CPA, a Chartered Retirement Planning Counselor™ (CRPC®), and an Accredited Asset Management Specialist™ (AAMS®) across Port Charlotte and Punta Gorda, these practices specialize in tax-coordinated retirement paycheck construction for households in Port Charlotte, Murdock, Deep Creek, Punta Gorda Isles, Burnt Store Isles, and Rotonda West. Positioned just off Murdock Circle on Tamiami Trail in Port Charlotte and two blocks from the Punta Gorda Property Appraiser office in Downtown Punta Gorda, Cody Daniels, CFP®, Jonathan Honden, CFP®, CPA, and James Levell, CRPC®, AAMS® frequently guide retiring Charlotte County Public Schools educators, Charlotte County Sheriff's Office deputies, Charlotte County Government staff, and City of Punta Gorda employees through Florida Retirement System (FRS) Pension survivorship analysis and Deferred Retirement Option Program (DROP) lump-sum IRA rollovers.

Utilizing Wells Fargo Advisors' Envision® Monte Carlo goal-tracking platform and CPA-level tax insight, the advisors model multi-year Roth conversions, SECURE 2.0 Act Required Minimum Distribution (RMD) withdrawal sequences (ages 73–75), and Qualified Charitable Distributions (QCDs) engineered to keep Modified Adjusted Gross Income below punitive two-year lookback Medicare Part B and Part D IRMAA surcharge brackets alongside AAASWFL (PSA 8) SHINE Medicare counseling (1-866-413-5337). The teams also assist families with modeling entrance-fee and monthly care reserves for South Port Square CCRC and assisted living facilities near HCA Florida Fawcett Hospital and ShorePoint Health, while aligning household AGI and residency documentation with the Charlotte County Property Appraiser (Paul L. Polk, CFA — 18500 Murdock Cir, Bldg B, Ste 108, Port Charlotte, FL 33948 & 410 Taylor St, Punta Gorda, FL 33950) for the $50,000 Homestead Exemption, 3% Save Our Homes portability, and the Age 65+ Additional $50,000 Senior Homestead Exemption.