Hosted locally in Madison County at the Senior Citizens Council of Madison County, Inc. (1161 SW Harvey Greene Drive, Madison, FL 32340, (850) 973-4241, Florida Sunbiz 501(c)(3) Document #721174) and administered regionally across DOEA Planning and Service Area 2 (PSA 2) by Advantage Aging Solutions (Area Agency on Aging for North Florida, Inc., Elder Helpline 1-800-963-5337), SHINE (Serving Health Insurance Needs of Elders) is Florida's official federally funded State Health Insurance Assistance Program (SHIP). State-certified SHINE counselors provide 100% free, unbiased, non-commissioned healthcare financial counseling to seniors and Medicare beneficiaries across Madison (32340), Greenville (32331), Lee (32059), Pinetta (32350), and Cherry Lake (32340). Services include annual Medicare Open Enrollment cost comparisons (Original Medicare Parts A & B vs. Medicare Advantage Part C, Medicare Part D prescription drug formulary cost-minimization, and Medigap supplemental insurance), direct application assistance for Florida's Medicare Savings Programs (QMB, SLMB, QI — saving eligible seniors over $2,000/year in Part B premiums) and the Social Security Extra Help / Low-Income Subsidy (LIS — worth ~$5,300/year in prescription drug relief), and Senior Medicare Patrol (SMP) billing fraud audits.