Official Florida Department of Elder Affairs (DOEA) and federal Administration for Community Living (ACL / CMS) State Health Insurance Assistance Program (SHIP) providing 100% free, unbiased, confidential, and non-commissioned Medicare financial counseling to seniors and disabled beneficiaries across Jasper (32052), Jennings (32053), and White Springs (32096). Administered across DOEA Planning and Service Area 3 by Elder Options (Mid-Florida Area Agency on Aging, Inc., Florida Sunbiz Document #739573, EIN 59-1898856, Helpline 1-800-262-2243 / 1-800-963-5337) and hosted locally at the Suwannee River Economic Council (SREC) Hamilton County Senior & Client Service Center at 1509 SW Martin Luther King Jr. Drive, Jasper, FL 32052 ((386) 792-1136, Ext. 223 & Ext. 225, Sunbiz Document #709430) as well as all three Hamilton County branches of the Suwannee River Regional Library System—Jasper Public Library (311 Hatley St NE, Jasper, FL 32052, (386) 792-2285), Jennings Public Library (1322 Plum St, Jennings, FL 32053, (386) 938-1143), and White Springs Public Library (16403 Jewett St, White Springs, FL 32096, (386) 397-1389)—trained SHINE counselors help fixed-income Hamilton County retirees audit their out-of-pocket medical and prescription budgets without sales pressure. Counselors perform side-by-side cost comparisons of Original Medicare (Parts A & B), Medicare Advantage (Part C), Part D prescription formularies (at Cheek & Scott Pharmacy and CVS in Jasper), and Medigap policies, and submit applications for Florida's Medicare Savings Programs (QMB, SLMB, and QI—which pay the monthly Medicare Part B premium, saving eligible seniors over $2,200 per year) and the federal Social Security Extra Help / Low-Income Subsidy (LIS—worth ~$5,300 per year in Part D prescription drug copay relief), alongside Senior Medicare Patrol (SMP) billing fraud recovery.