NCUA-insured federal/state credit union depository and fiduciary retirement planning network serving Dixie County's coastal, riverfront, and inland communities across Jena/Steinhatchee (32359), Horseshoe Beach (32648), Cross City (32628), Old Town (32680), and Suwannee (32692). Because NCUA records confirm zero (0) standalone credit union buildings inside Cross City or Old Town town limits, Dixie County seniors bank at two immediate border branches whose fields of membership explicitly include all of Dixie County: (1) VyStar Credit Union — Steinhatchee Branch & VyStar Investment Services at 913 1st Avenue SE (State Road 51), Steinhatchee, FL 32359 ((386) 329-0577 / (800) 445-6289, https://www.vystarcu.org; NCUA Charter #68490, NMLS #413754, Florida Sunbiz Doc# 706678, located 0.4 miles across the Steinhatchee River bridge from Jena in northwestern Dixie County and open to all Dixie County residents), featuring fiduciary retirement and investment planning through CERTIFIED FINANCIAL PLANNER™ professional Stefanie L. Starling, CFP® (Individual FINRA/SEC CRD #6313558, active since 2014 with 0 regulatory disclosures, registered with LPL Financial LLC, CRD #6413); and (2) Radiant Credit Union — Chiefland Branch at 1003 NW 22nd Court (US Hwy 19/98), Chiefland, FL 32626 ((352) 381-5200 / (877) 786-7828, https://www.radiantcu.org; NCUA Charter #68723, formerly SunState Federal Credit Union, 11 miles south of Old Town across the Suwannee River), alongside regional Dixie County membership eligibility at Florida Credit Union (NCUA #68443) and CAMPUS USA Credit Union (NCUA #68391).
Official Verification Sources: VyStar Credit Union — Steinhatchee Branch (913 1st Ave SE, Steinhatchee / Jena, FL 32359); Radiant Credit Union — Chiefland Branch (1003 NW 22nd Ct, Chiefland, FL 32626); FINRA BrokerCheck — Stefanie L. Starling, CFP® (CRD #6313558 — VyStar Investment Services)
Issuer: National Credit Union Administration (NCUA), CFP Board & FINRA/SEC
Notes: Verified 2026-10-26: VyStar Credit Union (NCUA #68490, 913 1st Ave SE, Steinhatchee, FL 32359, (386) 329-0577) sits at the Steinhatchee/Jena border (ZIP 32359) and offers CFP® advisory via Stefanie L. Starling, CFP® (CRD #6313558, 0 disclosures).
Issuer: National Credit Union Administration (NCUA) & Florida Office of Financial Regulation
Notes: Verified 2026-10-26: Radiant Credit Union (NCUA #68723, 1003 NW 22nd Ct, Chiefland, FL 32626, (352) 381-5200) serves all of Dixie County just 11 miles south of Old Town on US-19/98.
Factual details and direct answers about VyStar Credit Union & VyStar Investment Services (Steinhatchee / Jena Border — NCUA #68490, CFP® Stefanie L. Starling) & Radiant Credit Union (Chiefland — NCUA #68723)'s services, licensing, and credentials.
Are all Dixie County residents eligible to join VyStar Credit Union and Radiant Credit Union?
Yes. Both VyStar Credit Union (NCUA #68490, operating at the Jena/Steinhatchee border, 913 1st Ave SE, Steinhatchee, FL 32359, (386) 329-0577) and Radiant Credit Union (NCUA #68723, operating 11 miles south of Old Town at 1003 NW 22nd Ct, Chiefland, FL 32626, (352) 381-5200) include all of Dixie County within their official state-chartered fields of membership.
Can Jena, Steinhatchee, and Cross City seniors meet with a CERTIFIED FINANCIAL PLANNER™ (CFP®) through VyStar Credit Union?
Yes. VyStar Investment Services provides fiduciary retirement and IRA rollover consultations through CERTIFIED FINANCIAL PLANNER™ professional Stefanie L. Starling, CFP® (FINRA/SEC CRD #6313558, 0 regulatory disclosures, registered with LPL Financial LLC CRD #6413).
Connect with complementary legal, financial, and residential providers serving seniors in Old Town and Dixie County.
US-19 / US-98 Suwannee River East Probate & Estate Corridor (Fanning Springs & Chiefland) — Allen Law Office, P.A., Law Office of Jennifer Kerkhoff, P.A., The Griffis Law Firm, LLC & Smith Law Firm
Old Town, Dixie County
(352) 356-8373
Old Town Campground (55+ Age-Restricted Active Adult RV Resort & Nature Coast State Trail Retreat — Old Town)
Old Town, Dixie County
(352) 542-9500
Cross City Nursing and Rehabilitation Center (60-Bed Skilled Nursing, Post-Acute Rehab & Memory Care — Cross City)
Cross City, Dixie County
(352) 498-2005
Expert guidance, benefit eligibility rules, and state protections for older Florida residents and family caregivers.
Seacoast National Bank (FDIC #109), Ameris Bank (FDIC #16480) & Capital City Bank (FDIC #9622) — In-County FDIC Senior, IRA & Estate Banking (Cross City)
Cross City, Dixie County
Seacoast Wealth Management (Cross City Branch) & Smith Asset Management Co., LLC (Independent SEC Fiduciary RIA — CRD #127684) / Lancaster Wealth Management
Cross City, Dixie County
Balog + Hodges, CPAs (Formerly Anne G. Hodges, CPAs — Cross City DBPR Firm #AD67179) — With Trenton CPAs W. Wesley Roberts, CPA (#AC0031519) & Max K. McGee, CPA (#AD65324)
Cross City, Dixie County
Capital City Strategic Wealth & Capital City Trust Company — Daniel D. 'Danny' Etheridge, CRPC®, CKA® (Cross City & Fanning Springs In-Branch Advisory)
Cross City, Dixie County
Disclaimer: This directory listing is for informational purposes only. Florida Senior Support does not endorse or guarantee the quality of services. Please verify information and services directly with the organization.